For the year ending 2025-12-31, PFSI has $29,388,689K in assets. $25,079,713K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash | 301,680 | |||
| Short-term investment at fair value | 410,037 | |||
| Principal-only stripped mortgage-backed securities at fair value pledged to creditors | 722,528 | |||
| Current through 89 days delinquent | 9,080,781 | |||
| Not in foreclosure | 32,364 | |||
| In foreclosure | 10,265 | |||
| Loans held for sale at fair value (includes 8,983,503 and 8,140,834 pledged to creditors) | 9,123,410 | |||
| Derivative Assets | 131,536 | |||
| Interest Rate Lock Commitments | 131,536 | |||
| Derivative Assets | 24,855 | |||
| RJOBrien | 24,855 | |||
| Derivative Assets | 10,673 | |||
| Morgan Stanley Bank | 10,673 | |||
| Derivative Assets | 3,919 | |||
| Barclays Bank Plc | 3,919 | |||
| Derivative Assets | 2,676 | |||
| Bank Of Montreal | 2,676 | |||
| Derivative Assets | 1,769 | |||
| Goldman Sachs | 1,769 | |||
| Derivative Assets | 1,723 | |||
| Santander Us Capital Markets Llc | 1,723 | |||
| Derivative Assets | 1,011 | |||
| BNPParibas | 1,011 | |||
| Derivative Assets | 7,356 | |||
| Other Counterparty | 7,356 | |||
| Derivative Assets | 185,518 | |||
| Derivative assets from non-affiliates | 185,518 | |||
| Derivative assets from pennymac mortgage investment trust | 2,257 | |||
| Servicing advances, net (includes valuation allowance of 103,574 and 85,788 406,825 and 357,939 pledged to creditors) | 589,542 | |||
| Mortgage servicing rights at fair value (includes 9,367,851 and 8,609,388 pledged to creditors) | 9,598,941 | |||
| Investment in pennymac mortgage investment trust at fair value | 941 | |||
| Receivable from pennymac mortgage investment trust | 17,122 | |||
| Loans eligible for repurchase | 7,409,800 | |||
| Margin deposits | 407,978 | |||
| Capitalized software, net | 108,145 | |||
| Operating lease right-of-use assets | 61,757 | |||
| Prepaid expenses | 50,062 | |||
| Servicing fees receivable, net | 48,279 | |||
| Other servicing receivables | 36,296 | |||
| Interest receivable | 40,173 | |||
| Real estate acquired in settlement of loans | 37,675 | |||
| Furniture, fixtures, equipment and building improvements, net | 17,789 | |||
| Deposits securing assets sold under agreements to repurchase and notes payable secured by mortgage servicing assets | 10,393 | |||
| Other | 208,366 | |||
| Other (includes 10,393 and 16,697 pledged to creditors) | 1,026,913 | |||
| Total assets | 29,388,689 | |||
| Unpaid principal balance | 8,801,215 | |||
| Unamortized debt issuance costs and premiums | 7,213 | |||
| Assets sold under agreements to repurchase | 8,794,002 | |||
| Mortgage loan participation purchase and sale agreements | 696,618 | |||
| Notes payable secured by mortgage servicing assets | 1,326,021 | |||
| Unsecured senior notes | 4,831,742 | |||
| Derivative liability, before netting | 54,797 | |||
| Netting | 45,238 | |||
| Derivative liabilities | 9,559 | |||
| Derivative liabilities to pennymac mortgage investment trust | 6,247 | |||
| Mortgage servicing liabilities at fair value | 1,572 | |||
| Accounts payable and accrued expenses | 643,896 | |||
| Payable to pennymac mortgage investment trust | 116,585 | |||
| Payable to exchanged private national mortgage acceptance company, llc unitholders under tax receivable agreement | 24,757 | |||
| Income taxes payable | 1,184,020 | |||
| Liability for loans eligible for repurchase | 7,409,800 | |||
| Liability for losses under representations and warranties | 34,894 | |||
| Total liabilities | 25,079,713 | |||
| Common stock-authorized 200,000,000 shares of 0.0001 par value issued and outstanding, 52,061,346 and 51,376,616 shares, respectively | 5 | |||
| Additional paid-in capital | 96,870 | |||
| Retained earnings | 4,212,101 | |||
| Total stockholders' equity | 4,308,976 | |||
| Total liabilities and stockholders' equity | 29,388,689 | |||
PennyMac Financial Services, Inc. (PFSI)
PennyMac Financial Services, Inc. (PFSI)