| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash | 621,921 | 162,186 | ||
| Short-term investment at fair value | 62,228 | 462,262 | ||
| Principal-only stripped mortgage-backed securities at fair value pledged to creditors | 774,021 | 784,958 | ||
| Current through 89 days delinquent | 7,458,146 | - | ||
| Not in foreclosure | 20,841 | - | ||
| In foreclosure | 11,486 | - | ||
| Loans held for sale at fair value (includes 7,433,850 and 8,140,834 pledged to creditors) | 7,490,473 | 6,961,224 | ||
| Gross amounts of recognized assets | 238,541 | - | ||
| Gross amounts offset in the consolidated balance sheet | 38,238 | - | ||
| Derivative assets from non-affiliates | 200,303 | 180,642 | ||
| Derivative assets from pennymac mortgage investment trust | 1,779 | - | ||
| Servicing advances, net (includes valuation allowance of 86,180 and 85,788 261,752 and 357,939 pledged to creditors) | 396,006 | 430,602 | ||
| Mortgage servicing rights at fair value (includes 9,440,264 and 8,609,388 pledged to creditors) | 9,653,942 | 9,531,249 | ||
| Investment in pennymac mortgage investment trust at fair value | 920 | 965 | ||
| Receivable from pennymac mortgage investment trust | 40,165 | 30,604 | ||
| Loans eligible for repurchase | 5,416,967 | 4,962,535 | ||
| Other (includes 11,848 and 16,697 pledged to creditors) | 742,395 | 714,677 | ||
| Total assets | 25,401,120 | 24,221,904 | ||
| Unpaid principal balance | 7,138,415 | - | ||
| Unamortized debt issuance costs | 7,992 | - | ||
| Assets sold under agreements to repurchase | 7,130,423 | 7,344,254 | ||
| Mortgage loan participation purchase and sale agreements | 699,182 | 700,296 | ||
| Notes payable secured by mortgage servicing assets | 1,325,716 | 1,327,143 | ||
| Unsecured senior notes | 4,829,113 | 4,185,012 | ||
| Derivative liability, before netting | 91,657 | - | ||
| Netting | 74,478 | - | ||
| Derivative liabilities | 17,179 | 32,503 | ||
| Derivative liabilities to pennymac mortgage investment trust | 7,097 | 1,038 | ||
| Mortgage servicing liabilities at fair value | 1,593 | 1,643 | ||
| Accounts payable and accrued expenses | 476,094 | 394,785 | ||
| Payable to pennymac mortgage investment trust | 80,605 | 86,174 | ||
| Payable to exchanged private national mortgage acceptance company, llc unitholders under tax receivable agreement | 24,806 | 24,806 | ||
| Income taxes payable | 1,151,395 | 1,097,452 | ||
| Liability for loans eligible for repurchase | 5,416,967 | 4,962,535 | ||
| Liability for losses under representations and warranties | 33,064 | 31,763 | ||
| Total liabilities | 21,193,234 | 20,189,404 | ||
| Common stock-authorized 200,000,000 shares of 0.0001 par value issued and outstanding, 51,875,223 and 51,376,616 shares, respectively | 5 | 5 | ||
| Additional paid-in capital | 86,680 | 76,991 | ||
| Retained earnings | 4,121,201 | 3,955,504 | ||
| Total stockholders' equity | 4,207,886 | 4,032,500 | ||
| Total liabilities and stockholders' equity | 25,401,120 | 24,221,904 | ||
PennyMac Financial Services, Inc. (PFSI)
PennyMac Financial Services, Inc. (PFSI)