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For the quarter ending 2026-03-31, PFSI has $31,943,998K in assets. $27,618,239K in debts.

Balance Sheets Overview

Debt to Asset Ratio
86.46%
Unit: Thousand (K) dollars
Assets Breakdown
    • Mortgage servicing rights at fai...
    • Loans eligible for repurchase
    • Servicing advances, net (include...
    • Others
Liabilities Breakdown
    • Unpaid principal balance
    • Liability for loans eligible for...
    • Unsecured senior notes
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash
219,513 301,680 621,921 162,186
Short-term investment at fair value
434,220 410,037 62,228 462,262
Principal-only stripped mortgage-backed securities at fair value pledged to creditors
659,235 722,528 774,021 784,958
Current through 89 days delinquent
9,904,215 9,080,781 7,458,146 -
90 days or more delinquent - not in foreclosure
35,749 32,364 20,841 -
90 days or more delinquent - in foreclosure
14,531 10,265 11,486 -
Loans held for sale at fair value (includes 9,799,780 and 8,983,503 pledged to creditors)
9,954,495 9,123,410 7,490,473 6,961,224
Derivative Assets
-131,536 --
Interest Rate Lock Commitments
-131,536 --
Derivative Assets
-24,855 --
RJOBrien
-24,855 --
Derivative Assets
-10,673 --
Morgan Stanley Bank
-10,673 --
Derivative Assets
-3,919 --
Barclays Bank Plc
-3,919 --
Derivative Assets
-2,676 --
Bank Of Montreal
-2,676 --
Derivative Assets
-1,769 --
Goldman Sachs
-1,769 --
Derivative Assets
-1,723 --
Santander Us Capital Markets Llc
-1,723 --
Derivative Assets
-1,011 --
BNPParibas
-1,011 --
Derivative Assets
-7,356 --
Other Counterparty
-7,356 --
Derivative asset, before netting
384,325 -238,541 -
Derivative Assets
-185,518 --
Netting
107,616 -38,238 -
Derivative assets from non-affiliates
276,709 185,518 200,303 180,642
Derivative assets from pennymac mortgage investment trust
5,886 2,257 1,779 -
Servicing advances, net (includes valuation allowance of 116,052 and 103,574 394,107 and 406,825 pledged to creditors)
622,890 589,542 396,006 430,602
Mortgage servicing rights at fair value (includes 9,901,292 and 9,367,851 pledged to creditors)
10,149,036 9,598,941 9,653,942 9,531,249
Investment in pennymac mortgage investment trust at fair value
875 941 920 965
Receivable from pennymac mortgage investment trust
17,500 17,122 40,165 30,604
Loans eligible for repurchase
8,594,471 7,409,800 5,416,967 4,962,535
Margin deposits
-407,978 --
Capitalized software, net
-108,145 --
Operating lease right-of-use assets
-61,757 --
Prepaid expenses
-50,062 --
Servicing fees receivable, net
-48,279 --
Other servicing receivables
-36,296 --
Interest receivable
-40,173 --
Real estate acquired in settlement of loans
-37,675 --
Furniture, fixtures, equipment and building improvements, net
-17,789 --
Deposits securing assets sold under agreements to repurchase and notes payable secured by mortgage servicing assets
-10,393 --
Other
-208,366 --
Other (includes 15,241 and 10,393 pledged to creditors)
1,009,168 1,026,913 742,395 714,677
Total assets
31,943,998 29,388,689 25,401,120 24,221,904
Unpaid principal balance
10,183,904 8,801,215 7,138,415 -
Unamortized debt issuance costs and premiums
-7,213 --
Unamortized debt issuance costs
6,261 -7,992 -
Assets sold under agreements to repurchase
10,177,643 8,794,002 7,130,423 7,344,254
Mortgage loan participation purchase and sale agreements
691,081 696,618 699,182 700,296
Notes payable secured by mortgage servicing assets
1,426,325 1,326,021 1,325,716 1,327,143
Unsecured senior notes
4,834,396 4,831,742 4,829,113 4,185,012
Derivative liability, before netting
145,894 54,797 91,657 -
Netting
79,065 45,238 74,478 -
Derivative liabilities to non-affiliates
66,829 9,559 17,179 32,503
Derivative liabilities to pennymac mortgage investment trust
3,823 6,247 7,097 1,038
Mortgage servicing liabilities at fair value
1,568 1,572 1,593 1,643
Accounts payable and accrued expenses
459,016 643,896 476,094 394,785
Payable to pennymac mortgage investment trust
96,033 116,585 80,605 86,174
Payable to exchanged private national mortgage acceptance company, llc unitholders under tax receivable agreement
24,757 24,757 24,806 24,806
Income taxes payable
1,206,492 1,184,020 1,151,395 1,097,452
Liability for loans eligible for repurchase
8,594,471 7,409,800 5,416,967 4,962,535
Liability for losses under representations and warranties
35,805 34,894 33,064 31,763
Total liabilities
27,618,239 25,079,713 21,193,234 20,189,404
Common stock-authorized 200,000,000 shares of 0.0001 par value issued and outstanding, 51,923,059 and 52,061,346 shares, respectively
5 5 5 5
Additional paid-in capital
46,926 96,870 86,680 76,991
Retained earnings
4,278,828 4,212,101 4,121,201 3,955,504
Total stockholders' equity
4,325,759 4,308,976 4,207,886 4,032,500
Total liabilities and stockholders' equity
31,943,998 29,388,689 25,401,120 24,221,904
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Current through 89 daysdelinquent$9,904,215K 90 days or moredelinquent - not in...$35,749K 90 days or moredelinquent - in foreclosure$14,531K Derivative asset, beforenetting$384,325K Mortgage servicingrights at fair value...$10,149,036K Loans held for sale atfair value (includes...$9,954,495K Loans eligible forrepurchase$8,594,471K Other (includes15,241 and 10,393...$1,009,168K Principal-only strippedmortgage-backed securities at...$659,235K Servicing advances, net(includes valuation...$622,890K Short-term investment atfair value$434,220K Derivative assets fromnon-affiliates$276,709K Cash$219,513K Receivable from pennymacmortgage investment...$17,500K Derivative assets frompennymac mortgage...$5,886K Investment in pennymacmortgage investment...$875K Netting$107,616K Total assets$31,943,998K Total liabilities andstockholders' equity$31,943,998K Total liabilities$27,618,239K Total stockholders'equity$4,325,759K Assets sold underagreements to repurchase$10,177,643K Liability for loanseligible for repurchase$8,594,471K Unsecured senior notes$4,834,396K Notes payable securedby mortgage...$1,426,325K Income taxes payable$1,206,492K Mortgage loanparticipation purchase and...$691,081K Accounts payable andaccrued expenses$459,016K Payable to pennymacmortgage investment...$96,033K Derivative liabilities tonon-affiliates$66,829K Liability for losses underrepresentations and warranties$35,805K Payable to exchangedprivate national...$24,757K Derivative liabilities topennymac mortgage...$3,823K Mortgage servicingliabilities at fair value$1,568K Retained earnings$4,278,828K Additional paid-in capital$46,926K Commonstock-authorized 200,000,000...$5K Unamortized debt issuancecosts$6,261K Netting$79,065K Unpaid principalbalance$10,183,904K Derivative liability,before netting$145,894K

PennyMac Financial Services, Inc. (PFSI)

PennyMac Financial Services, Inc. (PFSI)