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For the quarter ending 2026-03-31, PFSI made $544,984K in revenue. $82,322K in net income. Net profit margin of 15.11%.

Income Overview

Revenue
$544,984K
Net Income
$82,322K
Net Profit Margin
15.11%
EPS
$1.53
Unit: Thousand (K) dollars
Revenue Breakdown
    • Nonrelated Party
    • Interest expense
    • Interest income
    • Others

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Total net revenues
544,984 430,094* 632,898 444,730
Compensation
216,393 193,634* 205,314 187,541
Loan origination
79,696 44,626* 69,407 68,836
Amortization of capitalized software
11,701 11,295* 11,220 -
Impairment of capitalized software
317 -8,402* 4,333 -
Other
34,114 29,169* 29,219 -
Technology
46,132 32,061* 44,772 42,257
Servicing
38,233 36,540* 29,105 28,286
Marketing and advertising
21,094 6,533* 14,016 12,389
Professional services
14,399 10,186* 10,145 8,380
Depreciation
1,809 1,567* 1,736 -
Operating lease cost
4,830 4,983* 3,765 -
Short-term lease cost
100 82* 114 -
Other
3,252 3,223* 2,989 -
Occupancy and equipment
9,991 9,854* 8,604 8,379
Other
14,355 14,471* 15,161 12,220
Total expenses
440,293 347,901* 396,524 368,288
Income before provision for income taxes
104,691 82,193* 236,374 76,442
Provision for income taxes
22,369 58,065* 54,871 -60,021
Net income
82,322 24,128 181,503 136,463
Basic EPS
1.58 0.466 3.51 2.64
Diluted EPS
1.53 0.446 3.37 2.54
Basic Average Shares
52,132,000 51,787,000 51,730,000 51,667,000
Diluted Average Shares
53,859,000 54,132,000 53,879,000 53,635,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Non Affiliates$469,366K Other Counterparties$41,794K Owned servicing$511,160K Related Party$19,723K Nonrelated Party$1,227K Nonrelated Party$337,236K Related Party$7,749K Net loan servicingfees - owned...$131,880K Subservicing fees$20,950K Loan OriginationsFees$72,446K Change in fair value ofmortgage servicing...$379,280K Repurchase agreements,interest expense amount$110,018K Represents the interestexpense incurred during...$83,279K Represents interestexpense incurred...$26,131K Represents the interestexpense incurred during...$22,389K Represents the interestexpense related to...$4,194K Represents interest paid tomortgagees relating to the...$2,737K Interest expense, other$974K Net gains on loansheld for sale at fair...$344,985K Net loan servicingfees$152,830K Loan originationfees$72,446K Management fees frompennymac mortgage...$6,762K Other$6,120K Fulfillment fees frompennymac mortgage...$5,737K Mortgage servicingrights hedging results-$207,287K Change in fair value ofmortgage servicing...$171,993K Interest expense,operating$249,722K Total net revenues$544,984K Net interestexpense-$41,543K Interest income$208,179K Results of real estateacquired in settlement of...-$2,316K Change in fair value ofinvestment in and dividends...-$37K Interest income(expense), operating-$41,543K Income beforeprovision for income taxes$104,691K Total expenses$440,293K Interest expense$249,722K Net income$82,322K Provision for income taxes$22,369K Compensation$216,393K Loan origination$79,696K Technology$46,132K Servicing$38,233K Marketing and advertising$21,094K Professional services$14,399K Other$14,355K Occupancy and equipment$9,991K Assets sold underagreements to repurchase$110,018K Unsecured senior notes$83,279K Interest shortfall onrepayments of mortgage...$26,131K Notes payable securedby mortgage...$22,389K Mortgage loanparticipation purchase and...$4,194K Interest on mortgage loanimpound deposits$2,737K Other$974K Other$34,114K Amortization of capitalizedsoftware$11,701K Impairment of capitalizedsoftware$317K Operating lease cost$4,830K Other$3,252K Depreciation$1,809K Short-term lease cost$100K

PennyMac Financial Services, Inc. (PFSI)

PennyMac Financial Services, Inc. (PFSI)