| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|
| Total net revenues | 632,898 | 444,730 | 3,438 | 15,731 |
| Compensation | 205,314 | 187,541 | 171,316 | 141,956 |
| Loan origination | 69,407 | 68,836 | 45,208 | 40,270 |
| Amortization of capitalized software | 11,220 | - | - | - |
| Impairment of capitalized software | 4,333 | - | - | - |
| Other | 29,219 | - | - | - |
| Technology | 44,772 | 42,257 | 37,059 | 35,690 |
| Servicing | 29,105 | 28,286 | 28,885 | 22,920 |
| Represents the cash portion of gains (losses) on hedging activities of mortgage loans held for sale | - | - | - | 92,552 |
| Represents the cash portion of gains (losses) on sale of mortgage loans held for sale determined by subtracting the purchase price of the mortgage loan from the proceeds received on sale | - | - | - | -413,822 |
| The amount of net cash gains (losses) on sale of mortgage loans held for sale, net of cash results from hedging activities | - | - | - | -321,270 |
| Represents the change in fair value hedging instruments still held at period end | - | - | - | -39,597 |
| Marketing and advertising | 14,016 | 12,389 | 5,088 | 5,445 |
| Represents the change in fair value relating to mortgage loans still held at period end | - | - | - | -2,695 |
| The gains (losses) that represent change in fair value of commitments to purchase or originate mortgage loans at specified interest rates | - | - | - | -1,055 |
| Represents the adjustment to previously recorded provisions for representations and warranties losses, due to change in estimate | - | - | - | 4,076 |
| Represents the provisions for representations and warranties losses pursuant to mortgage loan sales | - | - | - | 4,129 |
| Represents the receipt of mortgage servicing rights (msrs), net of accruals for mortgage servicing liabilities, as proceeds from sales of loans | - | - | - | 541,207 |
| Gain (loss) on sales of loans, net | - | - | 256,819 | 176,064 |
| Professional services | 10,145 | 8,380 | 9,339 | 9,404 |
| Servicing asset at fair value, period increase (decrease) | - | - | 628,258 | 101,315 |
| Derivative, gain (loss) on derivative, net | - | - | 242,051 | -171,777 |
| Represents the amortization, provisions for losses due to impairment, fair value changes, and hedging results relating to mortgage servicing rights and changes in fair value of excess servicing spread payable to pennymac mortgage investment trust | - | - | 386,207 | 273,092 |
| Amount of revenue from servicing real estate mortgages, and other financial assets held by others. includes premiums received in lieu of regular servicing fee | - | - | 462,037 | 440,696 |
| Amount of revenue from servicing real estate mortgages, and other financial assets held by others. includes premiums received in lieu of regular servicing fee and fair value changes and hedging results relating to mortgage servicing rights and excess servicing spread payable to pmt | - | - | 75,830 | 167,604 |
| Interest income, operating | - | - | 225,470 | 200,811 |
| Depreciation | 1,736 | - | - | - |
| Interest expense | - | - | - | 207,871 |
| Interest expense, operating | - | - | 217,597 | - |
| Operating lease cost | 3,765 | - | - | - |
| Interest income (expense), operating | - | - | 7,873 | -7,060 |
| Short-term lease cost | 114 | - | - | - |
| Base revenues, as contractually stipulated, for operating and managing another entity's business during the reporting period | - | - | - | 7,133 |
| Other | 2,989 | - | - | - |
| Revenues, comprised of base and incentive revenue derived from the management of joint ventures, managing third-party properties, or another entity's operations | - | - | 7,153 | 7,133 |
| Occupancy and equipment | 8,604 | 8,379 | 8,156 | 7,893 |
| Gains (losses) on sales of other real estate | - | - | -269 | 193 |
| Amount recorded in earnings for change in the fair value of the investment in and dividends received from the affiliates | - | - | 68 | -40 |
| Represent fees for services the company performs on behalf of pmt in connection with the acquisition, packaging and sale of mortgage loans | - | - | 11,492 | 4,427 |
| Fees charged to correspondent lenders and borrowers relating to the purchase or origination of mortgage loans | - | - | 49,430 | 42,075 |
| Revenues, net of interest expense | - | - | 411,834 | 406,127 |
| Other | 15,161 | 12,220 | 12,858 | 8,695 |
| Total expenses | 396,524 | 368,288 | 317,909 | 272,273 |
| Income before provision for income taxes | 236,374 | 76,442 | 93,925 | 133,854 |
| Provision for income taxes | 54,871 | -60,021 | 24,557 | 35,596 |
| Net income | 181,503 | 136,463 | 69,368 | 98,258 |
| Earnings per share, basic | 3.51 | 2.64 | 1.36 | 1.93 |
| Earnings per share, diluted | 3.37 | 2.54 | 1.3 | 1.85 |
| Weighted average number of shares outstanding, basic | 51,730,000 | 51,667,000 | 51,180,000 | 50,955,000 |
| Weighted average number of shares outstanding, diluted | 53,879,000 | 53,635,000 | 53,495,000 | 53,204,000 |
PennyMac Financial Services, Inc. (PFSI)
PennyMac Financial Services, Inc. (PFSI)