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For the year ending 2025-12-31, PFSI made $2,046,536K in revenue. $501,077K in net income. Net profit margin of 24.48%.

Income Overview

Revenue
$2,046,536K
Net Income
$501,077K
Net Profit Margin
24.48%
EPS
$9.3
Unit: Thousand (K) dollars
Revenue Breakdown
    • Mortgage servicing rights result...
    • Non Affiliates
    • Change in fair value of mortgage...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Income Statement
2025-12-31
Total net revenues
2,046,536
Compensation
782,916
Loan origination
251,990
Amortization of capitalized software
47,344
Impairment of capitalized software
4,597
Other
110,663
Technology
162,604
Servicing
122,626
Marketing and advertising
46,140
Professional services
37,973
Depreciation
7,048
Operating lease cost
16,112
Short-term lease cost
376
Other
11,792
Occupancy and equipment
35,328
Other
55,542
Total expenses
1,495,119
Income before provision for income taxes
551,417
Provision for income taxes
50,340
Net income
501,077
Earnings per share, basic
9.69
Earnings per share, diluted
9.3
Weighted average number of shares outstanding, basic
51,728,000
Weighted average number of shares outstanding, diluted
53,882,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Other Counterparties$200,288K Non Affiliates$1,776,557K Nonrelated Party$1,156K Related Party$84,432K Servicing fees$1,976,845K Hedging derivatives$137,623K Interest rate lockcommitments$91,363K Provision for lossesrelating to...$7,945K Mortgage servicingrights resulting from...$2,940,455K Subservicing$85,588K Servicing Fee Net$620,111K Related Party$1,537K Nonrelated Party$234,298K Related Party$45,708K Nonrelated Party$1,026,046K Change in fair value ofmortgage servicing...$1,356,734K Loans-$91,558K Provision for lossesrelating to...$17,189K Cash gain (loss), netof effects of cash...-$2,042,593K Mortgage servicingrights hedging results$56,546K Repricing of payable toexchanged private...-$1,141K Change in fair value ofinvestment in and dividends...$117K Management fees frompennymac mortgage...$27,649K Net loan servicingfees$705,699K Fulfillment fees frompennymac mortgage...$23,804K Loan originationfees$235,835K Net gains on loansheld for sale at fair...$1,071,754K Other$20,108K Change in fair value ofmortgage servicing...$1,413,280K Other$2,092K Placement fees relating tocustodial funds$396,645K Loans held for sale$435,335K Principal-only strippedmortgage-backed securities$47,009K Cash and short-terminvestments$43,366K Hedging activities-$539,291K Loans-$1,503,302K Total net revenues$2,046,536K Results of real estateacquired in settlement of...-$3,463K Net interestexpense-$36,108K Interest income$924,447K Income beforeprovision for income taxes$551,417K Total expenses$1,495,119K Interest expense$960,555K Net income$501,077K Provision for income taxes$50,340K Other$55,542K Occupancy and equipment$35,328K Professional services$37,973K Marketing and advertising$46,140K Servicing$122,626K Technology$162,604K Loan origination$251,990K Compensation$782,916K Other$3,346K Interest on mortgage loanimpound deposits$12,201K Interest shortfall onrepayments of mortgage...$63,825K Unsecured senior notes$291,562K Notes payable securedby mortgage...$122,807K Mortgage loanparticipation purchase and...$16,546K Assets sold underagreements to repurchase$450,268K Other$11,792K Short-term lease cost$376K Operating lease cost$16,112K Depreciation$7,048K Other$110,663K Impairment of capitalizedsoftware$4,597K Amortization of capitalizedsoftware$47,344K

PennyMac Financial Services, Inc. (PFSI)

PennyMac Financial Services, Inc. (PFSI)