For the quarter ending 2025-09-30, PKBK had -$24,941K decrease in cash & cash equivalents over the period. $11,248K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Total interest income | 105,379 | - |
| Total interest expense | 50,737 | - |
| Provision for credit losses | 364 | - |
| Net interest income after provision for credit losses | 52,704 | - |
| Total non-interest income | 2,488 | - |
| Total non-interest expense | 20,383 | - |
| Income before income tax expense | 34,809 | - |
| Income tax expense | 8,118 | - |
| Net income | 10,630 | 16,061 |
| Depreciation and amortization | 123 | 272 |
| Provision for credit losses | 364 | 1,574 |
| Increase in value of bank owned life insurance | 173 | 334 |
| Gain on sale of sba loans | 0 | 0 |
| Sba loans originated for sale | 0 | 0 |
| Proceeds from sale of sba loans originated for sale | 0 | 0 |
| Net accretion of purchase premiums and discounts on securities | 7 | 23 |
| Stock based compensation | 46 | 133 |
| (increase) decrease in accrued interest receivable and other assets | -550 | 2,051 |
| (decrease) increase in accrued interest payable and other accrued liabilities | -178 | -1,874 |
| Net cash provided by operating activities | 11,355 | 13,758 |
| Repayments and maturities of investment securities available for sale | 378 | 741 |
| Repayments and maturities of investment securities held to maturity | 303 | 157 |
| Purchase of investment securities | 500 | - |
| Net increase in loans | 25,365 | 66,630 |
| Purchases of bank premises and equipment | 107 | 442 |
| Bank owned life insurance additional purchase | 3,370 | - |
| Redemptions of restricted stock | 5,850 | 4,963 |
| Purchases of restricted stock | 4,525 | 3,035 |
| Net cash used in investing activities | -27,336 | -64,246 |
| Cash dividends | 2,147 | 4,267 |
| Treasury stock purchase | 6,454 | 29 |
| Proceeds from exercise of stock options | 551 | 99 |
| Conversion of series b preferred stock | 0 | 0 |
| Excise tax payment on purchase of treasury stock | 29 | - |
| Repayment of sub debt | 30,000 | - |
| Decrease in fhlbny long-term borrowings | -20,000 | 0 |
| Net (decrease) increase in fhlbny short-term borrowings | -10,000 | -45,000 |
| Net increase (decrease) in noninterest-bearing deposits | -3,967 | 4,701 |
| Net increase in interest-bearing deposits | 63,086 | 57,711 |
| Net cash provided by financing activities | -8,960 | 13,215 |
| Net decrease in cash and cash equivalents | -24,941 | -37,273 |
| Cash and cash equivalents at beginning of period | 221,527 | - |
| Cash and cash equivalents at end of period | 159,313 | - |
PARKE BANCORP, INC. (PKBK)
PARKE BANCORP, INC. (PKBK)