| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Total interest income | 105,379 | - |
| Total interest expense | 50,737 | - |
| Provision for credit losses | 1,938 | - |
| Net interest income after provision for credit losses | 52,704 | - |
| Total non-interest income | 2,488 | - |
| Total non-interest expense | 20,383 | - |
| Income before income tax expense | 34,809 | - |
| Income tax expense | 8,118 | - |
| Net income | 26,691 | 16,061 |
| Depreciation and amortization | 395 | 272 |
| Provision for credit losses | 1,938 | 1,574 |
| Increase in value of bank owned life insurance | 507 | 334 |
| Gain on sale of sba loans | 0 | 0 |
| Sba loans originated for sale | 0 | 0 |
| Proceeds from sale of sba loans originated for sale | 0 | 0 |
| Net accretion of purchase premiums and discounts on securities | 30 | 23 |
| Stock based compensation | 179 | 133 |
| (increase) decrease in accrued interest receivable and other assets | 1,501 | 2,051 |
| (decrease) increase in accrued interest payable and other accrued liabilities | -2,052 | -1,874 |
| Net cash provided by operating activities | 25,113 | 13,758 |
| Repayments and maturities of investment securities available for sale | 1,119 | 741 |
| Repayments and maturities of investment securities held to maturity | 460 | 157 |
| Purchase of investment securities | 500 | - |
| Net increase in loans | 91,995 | 66,630 |
| Purchases of bank premises and equipment | 549 | 442 |
| Bank owned life insurance additional purchase | 3,370 | - |
| Redemptions of restricted stock | 10,813 | 4,963 |
| Purchases of restricted stock | 7,560 | 3,035 |
| Net cash used in investing activities | -91,582 | -64,246 |
| Cash dividends | 6,414 | 4,267 |
| Treasury stock purchase | 6,483 | 29 |
| Proceeds from exercise of stock options | 650 | 99 |
| Conversion of series b preferred stock | 0 | 0 |
| Excise tax payment on purchase of treasury stock | 29 | - |
| Repayment of sub debt | 30,000 | - |
| Decrease in fhlbny long-term borrowings | -20,000 | 0 |
| Net (decrease) increase in fhlbny short-term borrowings | -55,000 | -45,000 |
| Net increase (decrease) in noninterest-bearing deposits | 734 | 4,701 |
| Net increase in interest-bearing deposits | 120,797 | 57,711 |
| Net cash provided by financing activities | 4,255 | 13,215 |
| Net decrease in cash and cash equivalents | -62,214 | -37,273 |
| Cash and cash equivalents at beginning of period | 221,527 | - |
| Cash and cash equivalents at end of period | 159,313 | - |
PARKE BANCORP, INC. (PKBK)
PARKE BANCORP, INC. (PKBK)