For the year ending 2025-12-31, PKBK had -$64,664K decrease in cash & cash equivalents over the period. $38,956K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Total interest income | 142,677 |
| Total interest expense | 66,219 |
| Provision for credit losses | 2,484 |
| Net interest income after provision for credit losses | 73,974 |
| Total non-interest income | 3,407 |
| Total non-interest expense | 27,974 |
| Income before income tax expense | 49,407 |
| Income tax expense | 11,632 |
| Net income attributable to company | 37,775 |
| Depreciation and amortization | 508 |
| Provision for credit losses | 2,484 |
| Increase in value of bank-owned life insurance | 740 |
| Gain on sale of sba loans | 0 |
| Sba loans originated for sale | 0 |
| Proceeds from sale of sba loans originated for sale | 0 |
| Oreo writeoff | -147 |
| Net accretion of purchase premiums and discounts on securities | 43 |
| Stock based compensation | 293 |
| (increase) decrease in deferred income tax | -1,654 |
| Decrease in accrued interest receivable and other assets | -709 |
| Increase in accrued interest payable and other accrued liabilities | 72 |
| Net cash provided by operating activities | 39,551 |
| Repayments and maturities of investment securities available for sale | 1,472 |
| Repayments and maturities of investment securities held to maturity | 493 |
| Purchase of investment securities | 500 |
| Bank-owned life insurance additional purchase | 5,510 |
| Net increase in loans | 168,968 |
| Purchases of bank premises and equipment | 595 |
| Redemptions of restricted stock | 16,438 |
| Purchases of restricted stock | 15,904 |
| Net cash used in investing activities | -173,074 |
| Cash dividends | 8,451 |
| Proceeds from exercise of stock options | 1,203 |
| Treasury stock purchase | 6,483 |
| Conversion of series b preferred stock | 0 |
| Excise tax payment on purchase of treasury stock | 29 |
| Repayment of sub debt | 30,000 |
| Increase in fhlbny short-term borrowings | 5,000 |
| Decrease in fhlbny long-term borrowings | -20,000 |
| Net increase (decrease) in noninterest-bearing deposits | 12,469 |
| Net increase in interest-bearing deposits | 115,150 |
| Net cash provided by financing activities | 68,859 |
| (decrease) increase in cash and cash equivalents | -64,664 |
| Cash and cash equivalents, january 1, | 221,527 |
| Cash and cash equivalents, december 31, | 156,863 |
PARKE BANCORP, INC. (PKBK)
PARKE BANCORP, INC. (PKBK)