For the quarter ending 2026-03-31, PKBK had -$45,989K decrease in cash & cash equivalents over the period. $12,950K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Total interest income | - | 37,298 | 105,379 | - |
| Total interest expense | - | 15,482 | 50,737 | - |
| Provision for credit losses | - | 546 | 364 | - |
| Net interest income after provision for credit losses | - | 21,270 | 52,704 | - |
| Total non-interest income | - | 919 | 2,488 | - |
| Total non-interest expense | - | 7,591 | 20,383 | - |
| Proceeds from sale of sba loans originated for sale | - | 0 | 0 | 0 |
| Gain on sale of sba loans | - | 0 | 0 | 0 |
| Income before income tax expense | - | 14,598 | 34,809 | - |
| Sba loans originated for sale | - | 0 | 0 | 0 |
| Income tax expense | - | 3,514 | 8,118 | - |
| Net income | 11,844 | 11,084 | 10,630 | 16,061 |
| Depreciation and amortization | 113 | 113 | 123 | 272 |
| Provision for credit losses | 202 | 546 | 364 | 1,574 |
| Oreo writeoff | - | -147 | - | - |
| Increase in value of bank owned life insurance | 221 | 233 | 173 | 334 |
| Net accretion of purchase premiums and discounts on securities | 14 | 13 | 7 | 23 |
| Stock based compensation | 78 | 114 | 46 | 133 |
| (increase) decrease in deferred income tax | - | -1,654 | - | - |
| (increase) decrease in accrued interest receivable and other assets | 1,429 | -2,210 | -550 | 2,051 |
| Increase (decrease) in accrued interest payable and other accrued liabilities | 2,446 | 2,124 | -178 | -1,874 |
| Net cash provided by operating activities | 13,019 | 14,438 | 11,355 | 13,758 |
| Repayments and maturities of investment securities available for sale | 372 | 353 | 378 | 741 |
| Repayments and maturities of investment securities held to maturity | 35 | 33 | 303 | 157 |
| Purchase of investment securities | - | 0 | 500 | - |
| Bank-owned life insurance additional purchase | - | 2,140 | 3,370 | - |
| Net increase in loans | 8,066 | 76,973 | 25,365 | 66,630 |
| Purchases of bank premises and equipment | 69 | 46 | 107 | 442 |
| Redemptions of restricted stock | 1,575 | 5,625 | 5,850 | 4,963 |
| Purchases of restricted stock | 2,056 | 8,344 | 4,525 | 3,035 |
| Net cash used in investing activities | -8,209 | -81,492 | -27,336 | -64,246 |
| Cash dividends | 2,124 | 2,037 | 2,147 | 4,267 |
| Treasury stock purchase | - | 0 | 6,454 | 29 |
| Proceeds from exercise of stock options | 1,250 | 553 | 551 | 99 |
| Conversion of series b preferred stock | - | 0 | 0 | 0 |
| Excise tax payment on purchase of treasury stock | - | 0 | 29 | - |
| Repayment of sub debt | - | 0 | 30,000 | - |
| Net (decrease) increase in fhlbny short-term borrowings | - | - | -10,000 | -45,000 |
| Increase in fhlbny short-term borrowings | - | 5,000 | - | - |
| Net increase (decrease) in fhlbny term borrowings | 10,000 | 0 | -20,000 | 0 |
| Net (decrease) increase in noninterest-bearing deposits | -32,401 | 11,735 | -3,967 | 4,701 |
| Net (decrease) increase in interest-bearing deposits | -27,524 | -5,647 | 63,086 | 57,711 |
| Net cash used in financing activities | -50,799 | 64,604 | -8,960 | 13,215 |
| Net decrease in cash and cash equivalents | -45,989 | -2,450 | -24,941 | -37,273 |
| Cash and cash equivalents, january 1, | 156,863 | 62,214 | 221,527 | - |
| Cash and cash equivalents, march 31, | 110,874 | -2,450 | 159,313 | - |
PARKE BANCORP, INC. (PKBK)
PARKE BANCORP, INC. (PKBK)