PKBK: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Total interest income	105,379	-
Total interest expense	50,737	-
Provision for credit losses	1,938	-
Net interest income after provision for credit losses	52,704	-
Total non-interest income	2,488	-
Total non-interest expense	20,383	-
Income before income tax expense	34,809	-
Income tax expense	8,118	-
Net income	26,691	16,061
Depreciation and amortization	395	272
Provision for credit losses	1,938	1,574
Increase in value of bank owned life insurance	507	334
Gain on sale of sba loans	0	0
Sba loans originated for sale	0	0
Proceeds from sale of sba loans originated for sale	0	0
Net accretion of purchase premiums and discounts on securities	30	23
Stock based compensation	179	133
(increase) decrease in accrued interest receivable and other assets	1,501	2,051
(decrease) increase in accrued interest payable and other accrued liabilities	-2,052	-1,874
Net cash provided by operating activities	25,113	13,758
Repayments and maturities of investment securities available for sale	1,119	741
Repayments and maturities of investment securities held to maturity	460	157
Purchase of investment securities	500	-
Net increase in loans	91,995	66,630
Purchases of bank premises and equipment	549	442
Bank owned life insurance additional purchase	3,370	-
Redemptions of restricted stock	10,813	4,963
Purchases of restricted stock	7,560	3,035
Net cash used in investing activities	-91,582	-64,246
Cash dividends	6,414	4,267
Treasury stock purchase	6,483	29
Proceeds from exercise of stock options	650	99
Conversion of series b preferred stock	0	0
Excise tax payment on purchase of treasury stock	29	-
Repayment of sub debt	30,000	-
Decrease in fhlbny long-term borrowings	-20,000	0
Net (decrease) increase in fhlbny short-term borrowings	-55,000	-45,000
Net increase (decrease) in noninterest-bearing deposits	734	4,701
Net increase in interest-bearing deposits	120,797	57,711
Net cash provided by financing activities	4,255	13,215
Net decrease in cash and cash equivalents	-62,214	-37,273
Cash and cash equivalents at beginning of period	221,527	-
Cash and cash equivalents at end of period	159,313	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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PKBK: the cashflow