Financial insights of PKBK

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	35,891	32,679*	34,910	-
Interest and dividends on investments	222	267*	218	-
Interest on deposits with banks	827	2,424*	1,381	-
Total interest income	36,940	35,370*	36,509	35,024
Interest on deposits	13,428	12,481*	15,385	-
Interest on borrowings	1,380	3,491*	960	-
Total interest expense	14,808	15,972*	16,345	17,153
Net interest income	22,132	19,398*	20,164	-
Provision for credit losses	202	462*	364	984
Net interest income after provision for credit losses	21,930	18,936*	19,800	16,887
Service fees on deposit accounts	289	368*	305	-
Gain on sale of sba loans	-	-	0	-
Other loan fees	161	112*	188	-
Bank owned life insurance income	220	221*	173	-
Other	183	207*	184	-
Total non-interest income	853	908*	850	816
Compensation and benefits	3,704	4,086*	3,318	-
Professional services	598	758*	890	-
Occupancy and equipment	761	696*	688	-
Data processing	317	257*	429	-
Fdic insurance and other assessments	373	381*	356	-
Oreo expense	80	373*	92	-
Other operating expense	1,381	657*	1,391	-
Total non-interest expense	7,214	7,208*	7,164	6,680
Income before income tax expense	15,569	12,636*	13,486	11,023
Income tax expense	3,725	3,238*	2,856	2,740
Net income attributable to the company	11,844	9,398*	10,630	8,283
Less preferred stock dividend	5	5*	5	-
Net income available to common shareholders	11,839	9,393	10,625	-

Basic EPS	1.01	0.798	0.9	0.7
Diluted EPS	0.99	0.787	0.89	0.69
Basic Average Shares	11,706,574	11,766,792	11,773,473	11,843,328
Diluted Average Shares	11,903,776	11,933,291	11,958,108	12,008,224

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.