Financial insights of PKBK

MyFinsight

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	35,891	32,679*	34,910	NaN
Interest and dividends on investments	222	267*	218	NaN
Interest on deposits with banks	827	2,424*	1,381	NaN
Total interest income	36,940	35,370*	36,509	35,024
Interest on deposits	13,428	12,481*	15,385	NaN
Interest on borrowings	1,380	3,491*	960	NaN
Total interest expense	14,808	15,972*	16,345	17,153
Net interest income	22,132	19,398*	20,164	NaN
Provision for credit losses	202	462*	364	984
Net interest income after provision for credit losses	21,930	18,936*	19,800	16,887
Service fees on deposit accounts	289	368*	305	NaN
Gain on sale of sba loans	NaN	NaN	0	NaN
Other loan fees	161	112*	188	NaN
Bank owned life insurance income	220	221*	173	NaN
Other	183	207*	184	NaN
Total non-interest income	853	908*	850	816
Compensation and benefits	3,704	4,086*	3,318	NaN
Professional services	598	758*	890	NaN
Occupancy and equipment	761	696*	688	NaN
Data processing	317	257*	429	NaN
Fdic insurance and other assessments	373	381*	356	NaN
Oreo expense	80	373*	92	NaN
Other operating expense	1,381	657*	1,391	NaN
Total non-interest expense	7,214	7,208*	7,164	6,680
Income before income tax expense	15,569	12,636*	13,486	11,023
Income tax expense	3,725	3,238*	2,856	2,740
Net income attributable to the company	11,844	9,398*	10,630	8,283
Less preferred stock dividend	5	5*	5	NaN
Net income available to common shareholders	11,839	9,393	10,625	NaN

Basic EPS	1.01	0.798	0.9	0.7
Diluted EPS	0.99	0.787	0.89	0.69
Basic Average Shares	11,706,574	11,766,792	11,773,473	11,843,328
Diluted Average Shares	11,903,776	11,933,291	11,958,108	12,008,224

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.