Financial insights of PKBK

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Interest and fees on loans	135,189
Interest and dividends on investments	921
Interest on deposits with banks	6,567
Total interest income	142,677
Interest on deposits	59,848
Interest on borrowings	6,371
Total interest expense	66,219
Net interest income	76,458
Provision for credit losses	2,484
Net interest income after provision for credit losses	73,974
Service fees on deposit accounts	1,232
Other loan fees	676
Bank owned life insurance income	740
Other	759
Total non-interest income	3,407
Labor and related expense	13,314
Professional services	3,428
Occupancy and equipment	2,760
Data processing	1,544
Fdic insurance and other assessments	1,449
Oreo expense	649
Other operating expense	4,830
Total non-interest expense	27,974
Income before income tax expense	49,407
Income tax expense	11,632
Net income attributable to company	37,775
Less preferred stock dividend	20
Net income available to common shareholders	37,755

Basic EPS	3.2
Diluted EPS	3.16
Basic Average Shares	11,794,531
Diluted Average Shares	11,966,541