Financial insights of PKBK

MyFinsight

For the quarter ending 2025-09-30, PKBK made $97,377K in revenue. $10,625K in net income. Net profit margin of 10.91%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	34,910	-
Interest and dividends on investments	218	-
Interest on deposits with banks	1,381	-
Total interest income	36,509	35,024
Interest on deposits	15,385	-
Interest on borrowings	960	-
Total interest expense	16,345	17,153
Net interest income	20,164	-
Provision for credit losses	364	984
Net interest income after provision for credit losses	19,800	16,887
Service fees on deposit accounts	305	-
Gain on sale of sba loans	0	-
Other loan fees	188	-
Bank owned life insurance income	173	-
Other	184	-
Total non-interest income	850	816
Compensation and benefits	3,318	-
Professional services	890	-
Occupancy and equipment	688	-
Data processing	429	-
Fdic insurance and other assessments	356	-
Oreo expense	92	-
Other operating expense	1,391	-
Total non-interest expense	7,164	6,680
Income before income tax expense	13,486	11,023
Income tax expense	2,856	2,740
Net income attributable to the company	10,630	8,283
Less preferred stock dividend	5	-
Net income available to common shareholders	10,625	-

Basic (in dollars per share)	0.9	0.7
Basic (in shares)	11,773,473	11,843,328
Diluted (in dollars per share)	0.89	0.69
Diluted (in shares)	11,958,108	12,008,224