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Cash Flow Overview

Change in Cash
-$17,735K
Free Cash flow
$9,271K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from principal repaymen...
    • Net decrease in loans
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Net (decrease) increase in deman...
    • Purchases of available-for-sale ...
    • Decrease in other borrowings
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Dividends declared by bank subsidiary
-
26,000
-
-
Gain on termination of swaps
-
0
-
-
Earnings from investment in plumas statutory trust i and ii
-
0
-
-
Total income
-
26,000
-
-
Interest on junior subordinated deferrable interest debentures
-
0
-
-
Interest on borrowings
-
1,012
-
-
Other expenses
-
595
-
-
Total expenses
-
1,607
-
-
Income before equity in undistributed income of bank subsidiary
-
24,393
-
-
Gain on sale of loans held for sale
-
0
0
0
Equity in undistributed income of bank subsidiary
-
4,708
-
-
Loans originated for sale
-
-865
790
75
Income before income taxes
-
29,101
-
-
Proceeds from loan sales
-
0
0
0
Income tax (expense) benefit
-
-516
-
-
Net income
9,763
10,971
5,145
13,501
(recovery of) provision for credit losses
-330
367
5,373
1,110
Net loss on sale of investment securities
-
-5,440
-374
3
Provision for other real estate owned (oreo) losses
-
-27
27
-
Gain on sale of buildings
-
5,540
0
0
Change in deferred loan origination costs/fees, net
412
251
250
89
Depreciation of premises and equipment and amortization of intangibles
454
1,049
1,064
722
Stock-based compensation expense
121
73
93
177
Amortization of discount on subordinated debentures
8
58
84
-
Amortization of core deposit intangible
581
-
-
-
Accretion of premium on time deposits
35
-4
-651
-
Amortization of investment security premiums
152
180
181
357
Accretion of investment security discounts
316
978
342
608
Net gain on sale of oreo
-
0
-
-
Accretion of discount on loans
-681
-645
-455
-
Deferred income tax expense (benefit)
-
2,269
-
-
Loss on sale of other vehicles
-5
-4
-25
-18
Purchase of green-energy transferable tax credit
-
9,300
-
-
Earnings on bank-owned life insurance
268
263
261
217
Decrease (increase) in accrued interest receivable and other assets
-4,896
-1,261
-481
7,027
(decrease) increase in accrued interest payable and other liabilities
-4,600
886
-4,494
1,702
Net cash provided by operating activities
9,408
6,415
5,604
9,568
Cash acquired in acquisition, net of consideration paid
-
0
-35,777
-
Proceeds from principal repayments from available-for-sale securities
11,811
24,312
12,326
19,439
Proceeds from sale of vehicles
-
39
32
234
Proceeds from sale of available-for-sale securities
-
42,626
86,887
1,122
Proceeds from sale of other real estate
-
22
0
0
Proceeds from matured and called available-for-sale securities
610
440
215
655
Purchases of federal home loan bank stock
-
0
-
-
Purchases of available-for-sale securities
9,117
55,412
50,894
16,560
Purchase of federal reserve bank stock
2
409
994
4
Proceeds from bank owned life insurance
-
0
-
-
Net decrease in loans
-10,899
16,136
14,809
2,629
Proceeds from sale of other vehicles
16
5,350
0
0
Purchase of premises and equipment
137
306
801
204
Net cash provided by investing activities
14,080
526
67,739
2,053
Net (decrease) increase in demand, interest bearing and savings deposits
-37,498
-6,072
-79,738
-36,870
Net (decrease) increase in time deposits
2,636
-3,856
-47,784
32,596
Net increase (decrease) in securities sold under agreements to repurchase
1,584
3,992
78,923
-7,133
Redemption of trust preferred securities
-
0
-
-
Increase in other borrowings
-
0
0
0
Cash dividends paid on common stock
2,305
2,087
2,084
3,549
Decrease in other borrowings
5,000
5,750
15,000
-
Repurchase of common stock
2,027
-
-
-
Proceeds from exercise of stock options
1,387
169
353
583
Net cash used in financing activities
-41,223
-13,604
-65,330
-14,373
Increase in cash and cash equivalents
-17,735
-6,663
8,013
-2,752
Cash and cash equivalents at beginning of period
80,616
87,279
82,018
-
Cash and cash equivalents at end of period
62,881
80,616
87,279
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from principalrepayments from...$11,811K Net decrease inloans-$10,899K Net income$9,763K Proceeds from matured andcalled...$610K Proceeds from sale ofother vehicles$16K Decrease (increase) inaccrued interest...-$4,896K Amortization of core depositintangible$581K Depreciation of premises andequipment and...$454K Amortization of investmentsecurity premiums$152K Stock-based compensationexpense$121K Accretion of premium ontime deposits$35K Amortization of discount onsubordinated debentures$8K Loss on sale of othervehicles-$5K Net cash provided byinvesting activities$14,080K Net cash provided byoperating activities$9,408K Canceled cashflow$9,256K Canceled cashflow$6,607K Increase in cash and cashequivalents-$17,735K Canceled cashflow$23,488K Net (decrease)increase in time deposits$2,636K Net increase(decrease) in securities...$1,584K Proceeds from exercise ofstock options$1,387K Purchases ofavailable-for-sale securities$9,117K Purchase of premises andequipment$137K Purchase of federalreserve bank stock$2K (decrease) increase inaccrued interest...-$4,600K Accretion of discount onloans-$681K Change in deferred loanorigination costs/fees, net$412K (recovery of) provisionfor credit losses-$330K Accretion of investmentsecurity discounts$316K Earnings on bank-ownedlife insurance$268K Net cash used infinancing activities-$41,223K Canceled cashflow$5,607K Net (decrease)increase in demand,...-$37,498K Decrease in otherborrowings$5,000K Cash dividends paidon common stock$2,305K Repurchase of common stock$2,027K

PLUMAS BANCORP (PLBC)

PLUMAS BANCORP (PLBC)