For the quarter ending 2026-03-31, PLBC had -$17,735K decrease in cash & cash equivalents over the period. $9,271K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Dividends declared by bank subsidiary | - | 26,000 | - | - |
| Gain on termination of swaps | - | 0 | - | - |
| Earnings from investment in plumas statutory trust i and ii | - | 0 | - | - |
| Total income | - | 26,000 | - | - |
| Interest on junior subordinated deferrable interest debentures | - | 0 | - | - |
| Interest on borrowings | - | 1,012 | - | - |
| Other expenses | - | 595 | - | - |
| Total expenses | - | 1,607 | - | - |
| Income before equity in undistributed income of bank subsidiary | - | 24,393 | - | - |
| Gain on sale of loans held for sale | - | 0 | 0 | 0 |
| Equity in undistributed income of bank subsidiary | - | 4,708 | - | - |
| Loans originated for sale | - | -865 | 790 | 75 |
| Income before income taxes | - | 29,101 | - | - |
| Proceeds from loan sales | - | 0 | 0 | 0 |
| Income tax (expense) benefit | - | -516 | - | - |
| Net income | 9,763 | 10,971 | 5,145 | 13,501 |
| (recovery of) provision for credit losses | -330 | 367 | 5,373 | 1,110 |
| Net loss on sale of investment securities | - | -5,440 | -374 | 3 |
| Provision for other real estate owned (oreo) losses | - | -27 | 27 | - |
| Gain on sale of buildings | - | 5,540 | 0 | 0 |
| Change in deferred loan origination costs/fees, net | 412 | 251 | 250 | 89 |
| Depreciation of premises and equipment and amortization of intangibles | 454 | 1,049 | 1,064 | 722 |
| Stock-based compensation expense | 121 | 73 | 93 | 177 |
| Amortization of discount on subordinated debentures | 8 | 58 | 84 | - |
| Amortization of core deposit intangible | 581 | - | - | - |
| Accretion of premium on time deposits | 35 | -4 | -651 | - |
| Amortization of investment security premiums | 152 | 180 | 181 | 357 |
| Accretion of investment security discounts | 316 | 978 | 342 | 608 |
| Net gain on sale of oreo | - | 0 | - | - |
| Accretion of discount on loans | -681 | -645 | -455 | - |
| Deferred income tax expense (benefit) | - | 2,269 | - | - |
| Loss on sale of other vehicles | -5 | -4 | -25 | -18 |
| Purchase of green-energy transferable tax credit | - | 9,300 | - | - |
| Earnings on bank-owned life insurance | 268 | 263 | 261 | 217 |
| Decrease (increase) in accrued interest receivable and other assets | -4,896 | -1,261 | -481 | 7,027 |
| (decrease) increase in accrued interest payable and other liabilities | -4,600 | 886 | -4,494 | 1,702 |
| Net cash provided by operating activities | 9,408 | 6,415 | 5,604 | 9,568 |
| Cash acquired in acquisition, net of consideration paid | - | 0 | -35,777 | - |
| Proceeds from principal repayments from available-for-sale securities | 11,811 | 24,312 | 12,326 | 19,439 |
| Proceeds from sale of vehicles | - | 39 | 32 | 234 |
| Proceeds from sale of available-for-sale securities | - | 42,626 | 86,887 | 1,122 |
| Proceeds from sale of other real estate | - | 22 | 0 | 0 |
| Proceeds from matured and called available-for-sale securities | 610 | 440 | 215 | 655 |
| Purchases of federal home loan bank stock | - | 0 | - | - |
| Purchases of available-for-sale securities | 9,117 | 55,412 | 50,894 | 16,560 |
| Purchase of federal reserve bank stock | 2 | 409 | 994 | 4 |
| Proceeds from bank owned life insurance | - | 0 | - | - |
| Net decrease in loans | -10,899 | 16,136 | 14,809 | 2,629 |
| Proceeds from sale of other vehicles | 16 | 5,350 | 0 | 0 |
| Purchase of premises and equipment | 137 | 306 | 801 | 204 |
| Net cash provided by investing activities | 14,080 | 526 | 67,739 | 2,053 |
| Net (decrease) increase in demand, interest bearing and savings deposits | -37,498 | -6,072 | -79,738 | -36,870 |
| Net (decrease) increase in time deposits | 2,636 | -3,856 | -47,784 | 32,596 |
| Net increase (decrease) in securities sold under agreements to repurchase | 1,584 | 3,992 | 78,923 | -7,133 |
| Redemption of trust preferred securities | - | 0 | - | - |
| Increase in other borrowings | - | 0 | 0 | 0 |
| Cash dividends paid on common stock | 2,305 | 2,087 | 2,084 | 3,549 |
| Decrease in other borrowings | 5,000 | 5,750 | 15,000 | - |
| Repurchase of common stock | 2,027 | - | - | - |
| Proceeds from exercise of stock options | 1,387 | 169 | 353 | 583 |
| Net cash used in financing activities | -41,223 | -13,604 | -65,330 | -14,373 |
| Increase in cash and cash equivalents | -17,735 | -6,663 | 8,013 | -2,752 |
| Cash and cash equivalents at beginning of period | 80,616 | 87,279 | 82,018 | - |
| Cash and cash equivalents at end of period | 62,881 | 80,616 | 87,279 | - |
PLUMAS BANCORP (PLBC)
PLUMAS BANCORP (PLBC)