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For the quarter ending 2026-03-31.

Income Overview

Net Income
$9,763K
EPS
$1.38
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Earnings on bank owned life insurance policies, net
-185* --
Federal home loan bank dividends
-165* --
Service charges
--816 781
Gain on sale of loans held for sale
-0* --
Revenue-Service
-783* --
Loss on sale of investment securities
--5,254* -374 3
Revenue-Bank Servicing
-160* --
Gain on sale of buildings
-6,932* 0 0
Revenue
785 ---
Interchange revenue
830 877 912 784
Other
1,381 -1,144 894 793
Total non-interest income
2,996 2,704 2,248 2,361
Interest and fees on loans
23,957 24,232 23,635 15,612
Taxable
-4,979* --
Exempt from federal income taxes
-567* --
Interest on investment securities
4,999 -4,934 4,504
Other
411 849 1,228 517
Total interest income
29,367 30,627 29,797 20,633
Interest on deposits
3,586 3,976 3,884 2,284
Interest on junior subordinated deferrable interest debentures
-0 --
Interest on borrowings
200 348 422 146
Other
442 429 317 20
Total interest expense
4,228 4,753 4,623 2,450
Net interest income before provision for (recovery of) credit losses
25,139 25,874 25,174 18,183
(recovery of) provision for credit losses
-330 367 5,373 860
Net interest income after provision for (recovery of) credit losses
25,469 25,507 19,801 17,323
Salaries and employee benefits
7,730 7,169 7,418 5,553
Occupancy and equipment
2,674 2,617 2,471 2,050
Other
4,882 4,456 5,245 3,409
Total non-interest expenses
15,286 14,242 15,134 11,012
Income before provision for income taxes
13,179 13,969 6,915 8,672
Us federal statutory tax rate
-2,584* --
State and local income taxes, net of federal income tax effect
-743* --
Enactment of new tax laws
--2* --
Affordable housing tax credit and benefits
-96* --
Affordable housing amortization
-84* --
Acquired solar itcs (investment tax credits)
-175* --
Interest on obligations of states and political subdivisions
--108* --
Net increase in cash surrender value of bank owned life insurance
-39* --
Other, net
-7* --
Provision for income taxes
3,416 2,999 1,769 2,351
Net income
9,763 10,970 5,146 6,321
Basic EPS
1.4 1.573 0.74 1.07
Diluted EPS
1.38 1.561 0.73 1.05
Basic Average Shares
6,984,000 6,973,000 6,947,000 5,929,000
Diluted Average Shares
7,073,000 7,029,000 7,031,000 6,006,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Income Statement

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Interest and fees on loans$23,957K (55.61%↑ Y/Y)Interest on investmentsecurities$4,999K (10.84%↑ Y/Y)Other$411K (-39.91%↓ Y/Y)Total interest income$29,367K (42.63%↑ Y/Y)Net interest incomebefore provision for...$25,139K (35.60%↑ Y/Y)(recovery of) provisionfor credit losses-$330K (-232.00%↓ Y/Y)Other$1,381K (-24.04%↓ Y/Y)Interchange revenue$830K (20.29%↑ Y/Y)Revenue$785K Total interestexpense$4,228K (106.14%↑ Y/Y)Net interest incomeafter provision for...$25,469K (39.26%↑ Y/Y)Total non-interestincome$2,996K (-6.75%↓ Y/Y)Interest on deposits$3,586K (89.14%↑ Y/Y)Other$442K (4320.00%↑ Y/Y)Interest on borrowings$200K (37.93%↑ Y/Y)Income beforeprovision for income taxes$13,179K (31.32%↑ Y/Y)Total non-interestexpenses$15,286K (33.32%↑ Y/Y)Net income$9,763K (35.97%↑ Y/Y)Provision for income taxes$3,416K (19.61%↑ Y/Y)Salaries and employeebenefits$7,730K (31.46%↑ Y/Y)Other$4,882K (36.67%↑ Y/Y)Occupancy and equipment$2,674K (32.77%↑ Y/Y)

PLUMAS BANCORP (PLBC)

PLUMAS BANCORP (PLBC)