plbc: the income statement

MyFinsight

PLUMAS BANCORP (PLBC)

For the quarter ending 2025-06-30, PLBC made $781K in revenue. $6,321K in net income. Net profit margin of 809.35%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Service charges	781	705	766	743
Other	793	1,818	644	677
Net gain (loss) on sale of investment securities	3	-	9	-
Gain on sale of buildings	-	-	-	-
Interchange revenue	784	690	818	782
Total non-interest income	2,361	3,213	2,237	2,202
Other	3,409	3,572	3,355	3,164
Salaries and employee benefits	5,553	5,880	5,481	5,283
Occupancy and equipment	2,050	2,014	1,988	1,949
Total non-interest expenses	11,012	11,466	10,824	10,396
Provision for credit losses	860	250	-400	925
Interest on borrowings	146	145	1,413	1,431
Other	20	10	8	8
Interest on deposits	2,284	1,896	1,571	1,316
Total interest expense	2,450	2,051	2,992	2,755
Other	517	684	1,746	1,214
Interest and fees on loans	15,612	15,396	15,635	15,412
Interest on investment securities	4,504	4,510	4,481	4,534
Total interest income	20,633	20,590	21,862	21,160
Net interest income before provision for credit losses	18,183	18,539	18,870	18,405
Net interest income after provision for credit losses	17,323	18,289	19,270	17,480
Income before provision for income taxes	8,672	10,036	10,683	9,286
Provision for income taxes	2,351	2,856	2,853	2,500
Net income	6,321	7,180	7,830	6,786

Basic earnings per share (in dollars per share)	1.07	1.21	1.33	1.15
Basic shares (in shares)	5,929,000	5,911,000	5,896,000	5,896,000
Diluted earnings per share (in dollars per share)	1.05	1.2	1.31	1.14
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding	6,006,000	6,002,000	5,968,000	5,946,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)