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For the year ending 2025-12-31, PNBK has $1,087,840K in assets. $993,160K in debts.

Balance Sheets Overview

Debt to Asset Ratio
91.30%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable, gross
    • Available-for-sale securities, a...
    • Interest bearing deposits
    • Others
Liabilities Breakdown
    • Interest bearing deposits
    • Additional paid-in capital
    • Noninterest bearing deposits
    • Others

Balance Sheets
2025-12-31
Noninterest bearing deposits and cash
2,411
Interest bearing deposits
183,980
Restricted cash
20,736
Total cash, cash equivalents and restricted cash
207,127
Available-for-sale securities, at fair value
224,677
Other investments, at cost
0
Total investment securities
224,677
Federal reserve bank (frb) stock, at cost
2,961
Federal home loan bank (fhlb) stock, at cost
679
Loans receivable, gross
592,562
Allowance for credit losses
6,839
Loans receivable (net of allowance for credit losses 2025 (6,839) and 2024 (7,305))
585,723
Loans held for sale
24,513
Accrued interest and dividends receivable
4,869
Premises and equipment, net
28,116
Other real estate owned
0
Deferred tax asset, net
0
Core deposit intangible, net
109
Other assets
9,066
Total assets
1,087,840
Noninterest bearing deposits
106,766
Interest bearing deposits
859,020
Total deposits
965,786
Fhlb, frb and correspondent bank borrowings
0
Senior notes, net
0
Subordinated debt, net
8,289
Junior subordinated debt owed to unconsolidated trust, net
8,157
Note payable
0
Advances from borrowers for taxes and insurance
893
Accrued expenses and other liabilities
10,035
Total liabilities
993,160
Common stock, 0.01 par value authorized 200,000,000 2025 issued shares 115,070,413 outstanding shares 114,996,672 2024 issued shares 4,065,593 outstanding shares 3,991,852
1,151
Additional paid-in capital
206,446
Accumulated deficit
-99,619
Accumulated other comprehensive loss
-12,119
Treasury stock
1,179
Total shareholders' equity
94,680
Total liabilities and shareholders' equity
1,087,840
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans receivable,gross$592,562K Available-for-sale securities, atfair value$224,677K Interest bearingdeposits$183,980K Restricted cash$20,736K Noninterest bearingdeposits and cash$2,411K Loans receivable (netof allowance for...$585,723K Total investmentsecurities$224,677K Total cash, cashequivalents and restricted...$207,127K Premises and equipment,net$28,116K Loans held for sale$24,513K Other assets$9,066K Accrued interest anddividends receivable$4,869K Federal reserve bank(frb) stock, at cost$2,961K Federal home loan bank(fhlb) stock, at cost$679K Core depositintangible, net$109K Allowance for creditlosses$6,839K Total assets$1,087,840K Total liabilities andshareholders' equity$1,087,840K Total liabilities$993,160K Total shareholders'equity$94,680K Accumulated deficit-$99,619K Accumulated othercomprehensive loss-$12,119K Treasury stock$1,179K Total deposits$965,786K Accrued expenses andother liabilities$10,035K Subordinated debt, net$8,289K Junior subordinateddebt owed to...$8,157K Advances from borrowersfor taxes and...$893K Additional paid-in capital$206,446K Common stock, 0.01 parvalue authorized...$1,151K Interest bearingdeposits$859,020K Noninterest bearingdeposits$106,766K

PATRIOT NATIONAL BANCORP INC (PNBK)

PATRIOT NATIONAL BANCORP INC (PNBK)