For the quarter ending 2026-03-31, PNBK has $1,176,794K in assets. $1,086,587K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Noninterest bearing deposits and cash | 5,187 | 2,411 | 2,106 | 2,632 |
| Interest bearing deposits | 88,226 | 183,980 | 178,889 | 185,010 |
| Restricted cash | 15,779 | 20,736 | 20,535 | 15,330 |
| Total cash, cash equivalents and restricted cash | 109,192 | 207,127 | 201,530 | 202,972 |
| Available-for-sale securities, at fair value | 243,304 | 224,677 | 105,549 | 80,627 |
| Other investments, at cost | - | 0 | 0 | 4,450 |
| Total investment securities | - | 224,677 | 105,549 | 85,077 |
| Federal reserve bank (frb) stock, at cost | 3,053 | 2,961 | 2,452 | 2,351 |
| Federal home loan bank (fhlb) stock, at cost | 982 | 679 | 679 | 679 |
| Loans receivable, gross | 758,992 | 592,562 | 588,666 | - |
| Allowance for credit losses | 7,779 | 6,839 | 7,187 | - |
| Loans receivable (net of allowance for credit losses 2026 (7,779) and 2025 (6,839)) | 751,213 | 585,723 | 581,479 | 579,753 |
| Loans held for sale | 20,154 | 24,513 | 18,408 | 15,298 |
| Accrued interest and dividends receivable | 6,272 | 4,869 | 4,257 | 4,924 |
| Premises and equipment, net | 28,456 | 28,116 | 28,210 | 28,416 |
| Other real estate owned | - | 0 | 0 | 2,590 |
| Deferred tax asset | 0 | 0 | - | - |
| Core deposit intangible, net | 97 | 109 | 121 | 132 |
| Other assets | 14,071 | 9,066 | 8,067 | 7,761 |
| Total assets | 1,176,794 | 1,087,840 | 950,752 | 929,953 |
| Noninterest bearing deposits | 82,332 | 106,766 | 87,766 | 106,950 |
| Interest bearing deposits | 966,094 | 859,020 | 743,089 | 723,907 |
| Total deposits | 1,048,426 | 965,786 | 830,855 | 830,857 |
| Fhlb, frb and correspondent bank borrowings | 10,000 | 0 | 0 | 0 |
| Senior notes, net | - | 0 | 0 | 5,803 |
| Note payable | - | 0 | 0 | 54 |
| Subordinated debt, net | 8,295 | 8,289 | 8,283 | 8,277 |
| Junior subordinated debt owed to unconsolidated trust, net | 8,160 | 8,157 | 8,155 | 8,152 |
| Advances from borrowers for taxes and insurance | 2,181 | 893 | 2,391 | 2,976 |
| Accrued expenses and other liabilities | 9,525 | 10,035 | 6,045 | 7,633 |
| Preferred stock, no par value 1,000,000 shares authorized as of june30, 2025 90,832 shares issued and outstanding as of december31, 2024 no shares issued and outstanding | - | - | - | 5,099 |
| Total liabilities | 1,086,587 | 993,160 | 855,729 | 863,752 |
| Common stock | 1,172 | 1,151 | 204,287 | 169,223 |
| Additional paid-in capital | 205,923 | 206,446 | - | - |
| Accumulated deficit | -101,374 | -99,619 | -97,343 | -94,686 |
| Treasury stock | 1,179 | 1,179 | - | - |
| Accumulated other comprehensive loss | -14,335 | -12,119 | -11,921 | -13,435 |
| Total shareholders' equity | 90,207 | 94,680 | 95,023 | 66,201 |
| Total liabilities and shareholders' equity | 1,176,794 | 1,087,840 | 950,752 | 929,953 |