For the quarter ending 2025-09-30, PNBK has $950,752K in assets. $855,729K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Noninterest bearing deposits and cash | 2,106 | 2,632 | ||
| Interest bearing deposits | 178,889 | 185,010 | ||
| Restricted cash | 20,535 | 15,330 | ||
| Total cash, cash equivalents and restricted cash | 201,530 | 202,972 | ||
| Available-for-sale securities, at fair value | 105,549 | 80,627 | ||
| Other investments, at cost | 0 | 4,450 | ||
| Total investment securities | 105,549 | 85,077 | ||
| Federal reserve bank (frb) stock, at cost | 2,452 | 2,351 | ||
| Federal home loan bank (fhlb) stock, at cost | 679 | 679 | ||
| Loans receivable, gross | 588,666 | - | ||
| Allowance for credit losses | 7,187 | - | ||
| Loans receivable (net of allowance for credit losses 2025 (7,187) and 2024 (7,305)) | 581,479 | 579,753 | ||
| Loans held for sale | 18,408 | 15,298 | ||
| Accrued interest and dividends receivable | 4,257 | 4,924 | ||
| Premises and equipment, net | 28,210 | 28,416 | ||
| Other real estate owned | 0 | 2,590 | ||
| Core deposit intangible, net | 121 | 132 | ||
| Other assets | 8,067 | 7,761 | ||
| Total assets | 950,752 | 929,953 | ||
| Noninterest bearing deposits | 87,766 | 106,950 | ||
| Interest bearing deposits | 743,089 | 723,907 | ||
| Total deposits | 830,855 | 830,857 | ||
| Fhlb, frb and correspondent bank borrowings | 0 | 0 | ||
| Senior notes, net | 0 | 5,803 | ||
| Subordinated debt, net | 8,283 | 8,277 | ||
| Junior subordinated debt owed to unconsolidated trust, net | 8,155 | 8,152 | ||
| Note payable | 0 | 54 | ||
| Advances from borrowers for taxes and insurance | 2,391 | 2,976 | ||
| Accrued expenses and other liabilities | 6,045 | 7,633 | ||
| Preferred stock, no par value 1,000,000 shares authorized as of june30, 2025 90,832 shares issued and outstanding as of december31, 2024 no shares issued and outstanding | - | 5,099 | ||
| Total liabilities | 855,729 | 863,752 | ||
| Common stock | 204,287 | 169,223 | ||
| Accumulated deficit | -97,343 | -94,686 | ||
| Accumulated other comprehensive loss | -11,921 | -13,435 | ||
| Total shareholders' equity | 95,023 | 66,201 | ||
| Total liabilities and shareholders' equity | 950,752 | 929,953 | ||
PATRIOT NATIONAL BANCORP INC (PNBK)
PATRIOT NATIONAL BANCORP INC (PNBK)