pnbk: the income statement

MyFinsight

PATRIOT NATIONAL BANCORP INC (PNBK)

For the quarter ending 2025-06-30, PNBK made $14,434K in revenue. -$5,001K in net income. Net profit margin of -34.65%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Benefit for income taxes	-49
Rental income	135
Other income	160
(loss) gain on sales of loans, net	-959
Loss on sale of investment securities, net	-
Loan application, inspection and processing fees	105
Digital payments income	2,108
Deposit fees and service charges	481
Total non-interest income	2,030
Professional and other outside services	1,046
Other operating expense	1,274
Occupancy and equipment expense	767
Advertising and promotional expense	44
Loan administration and processing expense	13
Salaries and benefits	5,242
Data processing expense	453
Regulatory assessments	417
Insurance expense, net	140
Communications, stationary and supplies	348
Total non-interest expense	9,744
Provision for credit losses	1,524
Interest on subordinated debt	327
Interest on fhlb, frb and correspondent bank borrowings	3
Interest on deposits	6,793
Interest on senior debt	183
Interest on note payable	-
Total interest expense	7,306
Other interest income	1,805
Interest on investment securities	548
Interest and fees on loans	9,103
Dividends on investment securities	38
Total interest and dividend income	11,494
Net interest income	4,188
Net interest income after provision for credit losses	2,664
Loss before income taxes	-5,050
Net loss	-5,001

Basic loss per share (usd per share)	-0.06
Diluted loss per share (usd per share)	-0.06
Weighted average diluted shares outstanding (in shares)	78,123,095
Weighted average shares outstanding (in shares)	78,123,095

Unit: Thousand (K) dollars (except for numbers of shares and EPS)