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For the year ending 2025-12-31, PNC has $573,572M in assets. $512,936M in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.43%
Assets Breakdown
    • Loans
    • Investment securitiesavailable-f...
    • Other
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others

Unit: Million (M) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Cash and due from banks
6,777 6,904 6,921 7,043
Interest-earning deposits with banks
32,936 39,347 43,804 27,320
Loans held for sale
1,939 850 734 1,010
Investment securitiesavailable-for-sale
68,135 62,039 41,785 44,159
Held-to-maturity securities, unrealized gains-USTreasury And Government
25 0 9 6
Held-to-maturity securities, unrealized losses-USTreasury And Government
318 896 1,141 1,617
Debt securities, held-to-maturity, fair value-USTreasury And Government
21,244 28,524 35,397 34,960
Held-to-maturity securities, unrealized gains-Residential Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
279 16 92 -
Held-to-maturity securities, unrealized gains-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises-Residential Mortgage Backed Securities
---74
Held-to-maturity securities, unrealized losses-Residential Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
2,155 3,696 2,733 -
Held-to-maturity securities, unrealized losses-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises-Residential Mortgage Backed Securities
---3,095
Debt securities, held-to-maturity, fair value-Residential Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
40,723 36,491 40,045 -
Held-to-maturity securities, fair value-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises-Residential Mortgage Backed Securities
---42,250
Held-to-maturity securities, unrealized gains-Residential Mortgage Backed Securities Issued By Private Enterprises
0 0 0 -
Held-to-maturity securities, unrealized gains-Mortgage Backed Securities Issued By Private Enterprises-Residential Mortgage Backed Securities
---0
Held-to-maturity securities, unrealized losses-Residential Mortgage Backed Securities Issued By Private Enterprises
11 21 17 -
Held-to-maturity securities, unrealized losses-Mortgage Backed Securities Issued By Private Enterprises-Residential Mortgage Backed Securities
---21
Debt securities, held-to-maturity, fair value-Residential Mortgage Backed Securities Issued By Private Enterprises
211 219 242 -
Held-to-maturity securities, fair value-Mortgage Backed Securities Issued By Private Enterprises-Residential Mortgage Backed Securities
---255
Held-to-maturity securities, unrealized gains-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
16 3 9 -
Held-to-maturity securities, unrealized gains-Commercial Mortgage Backed Securities-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
---4
Held-to-maturity securities, unrealized losses-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
7 28 23 -
Held-to-maturity securities, unrealized losses-Commercial Mortgage Backed Securities-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
---26
Debt securities, held-to-maturity, fair value-Commercial Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
1,100 930 925 -
Held-to-maturity securities, fair value-Commercial Mortgage Backed Securities-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
---826
Held-to-maturity securities, unrealized gains-Commercial Mortgage Backed Securities Issued By Private Enterprises
3 3 2 -
Held-to-maturity securities, unrealized gains-Commercial Mortgage Backed Securities-Mortgage Backed Securities Issued By Private Enterprises
---0
Held-to-maturity securities, unrealized losses-Commercial Mortgage Backed Securities Issued By Private Enterprises
1 7 27 -
Held-to-maturity securities, unrealized losses-Commercial Mortgage Backed Securities-Mortgage Backed Securities Issued By Private Enterprises
---40
Held-to-maturity securities, fair value-Commercial Mortgage Backed Securities-Mortgage Backed Securities Issued By Private Enterprises
---1,627
Debt securities, held-to-maturity, fair value-Commercial Mortgage Backed Securities Issued By Private Enterprises
330 832 1,348 -
Held-to-maturity securities, unrealized gains-Asset Backed Securities
46 37 17 6
Held-to-maturity securities, unrealized losses-Asset Backed Securities
6 16 39 140
Debt securities, held-to-maturity, fair value-Asset Backed Securities
1,880 3,401 5,868 7,054
Held-to-maturity securities, unrealized gains-Other Debt Securities
34 19 50 25
Held-to-maturity securities, unrealized losses-Other Debt Securities
31 49 35 72
Debt securities, held-to-maturity, fair value-Other Debt Securities
2,491 2,661 3,123 3,307
Investment securitiesheld-to-maturity
70,105 77,693 90,784 95,175
Loans
331,481 316,467 321,508 326,025
Allowance for loan and lease losses
4,410 4,486 4,791 4,741
Net loans
327,071 311,981 316,717 321,284
Equity investments
10,790 9,600 8,314 8,437
Mortgage servicing rights
3,659 3,711 3,686 3,423
Goodwill
10,959 10,932 10,932 10,987
Other
41,201 36,981 37,903 38,425
Total assets
573,572 560,038 561,580 557,263
Noninterest-bearing
91,748 92,641 101,285 124,486
Interest-bearing
349,118 334,097 320,133 311,796
Total deposits
440,866 426,738 421,418 436,282
Federal home loan bank advances
13,000 22,000 38,000 32,075
Senior debt
38,642 32,497 26,836 16,657
Subordinated debt
3,016 4,104 4,875 6,307
Other
2,443 3,072 3,026 3,674
Total borrowed funds
57,101 61,673 72,737 58,713
Allowance for unfunded lending related commitments
818 719 663 694
Accrued expenses and other liabilities
14,151 16,439 15,621 15,762
Total liabilities
512,936 505,569 510,439 511,451
Preferred stock
0 0 0 0
Common stock (5 par value, authorized 800,000,000 shares, issued 543,497,966 and 543,310,646 shares)
2,717 2,717 2,716 2,714
Capital surplus
18,922 18,710 19,020 18,376
Retained earnings
63,266 59,282 56,290 53,572
Accumulated other comprehensive income (loss)
-3,408 -6,565 -7,712 -10,172
Common stock held in treasury at cost 145,087,054 and 142,298,689 shares
--19,209 18,716
Common stock held in treasury at cost 153,084,091 and 147,373,633 shares
20,912 19,719 --
Total shareholders equity
60,585 54,425 51,105 45,774
Noncontrolling interests
51 44 36 38
Total equity
60,636 54,469 51,141 45,812
Total liabilities and equity
573,572 560,038 561,580 557,263
Unit: Million (M) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$331,481M Debt securities,held-to-maturity, fair...$2,491M Held-to-maturity securities,unrealized losses-Other...$31M Debt securities,held-to-maturity, fair...$1,880M Held-to-maturity securities,unrealized losses-Asset...$6M Debt securities,held-to-maturity, fair...$330M Held-to-maturity securities,unrealized...$1M Debt securities,held-to-maturity, fair...$1,100M Held-to-maturity securities,unrealized...$7M Debt securities,held-to-maturity, fair...$211M Held-to-maturity securities,unrealized...$11M Debt securities,held-to-maturity, fair...$40,723M Held-to-maturity securities,unrealized...$2,155M Debt securities,held-to-maturity, fair...$21,244M Held-to-maturity securities,unrealized...$318M Other$41,201M Goodwill$10,959M Mortgage servicingrights$3,659M Equity investments$10,790M Net loans$327,071M Investmentsecuritiesheld-to-maturity$70,105M Investmentsecuritiesavailable-for-sale$68,135M Loans held for sale$1,939M Interest-earning deposits withbanks$32,936M Cash and due frombanks$6,777M Allowance for loan andlease losses$4,410M Held-to-maturity securities,unrealized gains-Other...$34M Held-to-maturity securities,unrealized gains-Asset...$46M Held-to-maturity securities,unrealized...$3M Held-to-maturity securities,unrealized...$16M Held-to-maturity securities,unrealized...$279M Held-to-maturity securities,unrealized...$25M Total assets$573,572M Total liabilities andequity$573,572M Total equity$60,636M Total liabilities$512,936M Noncontrolling interests$51M Total shareholdersequity$60,585M Accrued expenses andother liabilities$14,151M Allowance for unfundedlending related...$818M Total borrowed funds$57,101M Total deposits$440,866M Common stock held intreasury at cost...$20,912M Accumulated othercomprehensive income (loss)-$3,408M Retained earnings$63,266M Other$2,443M Subordinated debt$3,016M Senior debt$38,642M Federal home loan bankadvances$13,000M Interest-bearing$349,118M Noninterest-bearing$91,748M Capital surplus$18,922M Common stock (5 parvalue, authorized...$2,717M

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PNC FINANCIAL SERVICES GROUP, INC. (PNC)

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PNC FINANCIAL SERVICES GROUP, INC. (PNC)