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Cash Flow Overview

Change in Cash
-$8,014M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Proceeds From Issuance Of Federa...
    • Proceeds From Sale Of Debt Secur...
    • Proceeds From Maturities Prepaym...
    • Others
Negative Cash Flow Breakdown
    • Other changes in loans, net
    • Payments To Acquire Available Fo...
    • Interest-bearing deposits
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
1,772 2,033 1,822 1,643
Provision for credit losses
210 139 167 254
Depreciation, amortization and accretion
66 108 101 82
Deferred income taxes (benefit)
-102 28 -10 -11
Net losses on sales of securities
NaN -7 0 -2
Changes in fair value of mortgage servicing rights
108 70 94 137
Gain on visa shares exchange program
NaN 0 0 0
Trading securities and other short-term investments
-105 673 1,647 151
Loans held for sale and related securitization activity
-571 854 -707 658
Other assets
-474 909 -863 -818
Accrued expenses and other liabilities
-1,756 479 306 -784
Other operating activities, net
-480 -329 -253 -148
Net cash provided (used) by operating activities
1,928 757 2,656 1,480
Proceeds From Sale Of Debt Securities Available For Sale Net Of Failed Sales
7,729 1,884 -64 90
Proceeds From Sale Of
177 302 281 150
Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
1,904 1,029 2,247 1,721
Proceeds From Maturities Prepayments And Calls Of
4,503 4,760 3,403 3,363
Payments To Acquire Available For Sale Securities Debt
5,725 3,304 3,076 4,947
Payments To Acquire
3,341 1,475 1,203 3,948
Payments To Acquire
600 720 739 450
Net change in federal funds sold and resale agreements
260 1,305 -669 257
Other changes in loans, net
13,773 4,751 173 7,419
Net cash paid for acquisition
80 NaN NaN NaN
Other investing activities, net
1,640 1,139 827 525
Net cash provided (used) by investing activities
-10,586 -2,109 -820 -11,708
Noninterest-bearing deposits
-2,345 540 -2,048 885
Interest-bearing deposits
-3,947 7,576 8,099 2,897
Federal funds purchased and repurchase agreements
-28 -19 132 -33
Other borrowed funds
290 -1,147 621 -270
Proceeds From Issuance Of Federal Home Loan
10,000 0 1,100 3,000
Proceeds From Sales Issuances Of Bank Notes And
2,564 0 2,793 2,495
Proceeds From Sales Issuances Of Other Borrowed Funds
NaN 0 0 0
Preferred stock
NaN 0 NaN NaN
Subordinated debt
1,495 NaN NaN NaN
Common and treasury stock
26 9 27 9
Repayments Maturities Of Federal Home Loan Bank
3,000 3,100 3,000 3,000
Repayments Maturities Of
3,000 0 0 2,000
Subordinated debt
NaN 500 0 700
Repayments Maturities Of Other Borrowed Funds
NaN 0 0 0
Preferred stock redemption
NaN 0 NaN NaN
Acquisition of treasury stock
796 406 334 336
Preferred stock cash dividends paid
73 83 71 83
Common stock cash dividends paid
696 676 678 642
Other financing activities, net
154 NaN NaN NaN
Net cash provided (used) by financing activities
644 2,194 6,641 2,222
Net increase (decrease) in cash, cash equivalents and restricted cash
-8,014 842 8,477 -8,006
Cash, cash equivalents and restricted cash at beginning of period
39,713 38,871 30,394 38,400
Cash, cash equivalents and restricted cash at end of period
31,699 39,713 38,871 30,394
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$1,772M (18.21%↑ Y/Y)Loans held for sale andrelated securitization...-$571M (-292.26%↓ Y/Y)Proceeds From Issuance OfFederal Home Loan$10,000M Other operatingactivities, net-$480M (-2281.82%↓ Y/Y)Other assets-$474M (50.83%↑ Y/Y)Provision for creditlosses$210M (-4.11%↓ Y/Y)Changes in fair value ofmortgage servicing...$108M (-43.46%↓ Y/Y)Trading securities andother short-term...-$105M (-107.02%↓ Y/Y)Depreciation, amortizationand accretion$66M (-26.67%↓ Y/Y)Proceeds From SalesIssuances Of Bank Notes And$2,564M (-6.49%↓ Y/Y)Subordinated debt$1,495M Other borrowed funds$290M (-30.79%↓ Y/Y)Other financingactivities, net$154M Common and treasurystock$26M (4.00%↑ Y/Y)Net cash provided(used) by operating...$1,928M (478.78%↑ Y/Y)Net cash provided(used) by financing...$644M (110.12%↑ Y/Y)Canceled cashflow$1,858M Canceled cashflow$13,885M Net increase(decrease) in cash, cash...-$8,014M (-2.08%↓ Y/Y)Canceled cashflow$2,572M Proceeds From Sale Of DebtSecurities Available For...$7,729M (522.80%↑ Y/Y)Proceeds From MaturitiesPrepayments And Calls Of$4,503M (29.40%↑ Y/Y)Proceeds From MaturitiesPrepayments And Calls Of...$1,904M (13.94%↑ Y/Y)Net change infederal funds sold and...$260M (158.43%↑ Y/Y)Proceeds From Sale Of$177M (23.78%↑ Y/Y)Accrued expenses andother liabilities-$1,756M (-9.00%↓ Y/Y)Deferred income taxes(benefit)-$102M (-117.02%↓ Y/Y)Interest-bearing deposits-$3,947M (-11.15%↓ Y/Y)Repayments Maturities Of$3,000M (300.00%↑ Y/Y)Repayments Maturities OfFederal Home Loan Bank$3,000M (-25.00%↓ Y/Y)Noninterest-bearing deposits-$2,345M (-762.13%↓ Y/Y)Acquisition of treasurystock$796M (203.82%↑ Y/Y)Common stock cashdividends paid$696M (8.92%↑ Y/Y)Preferred stock cashdividends paid$73M (2.82%↑ Y/Y)Federal funds purchasedand repurchase...-$28M (-833.33%↓ Y/Y)Net cash provided(used) by investing...-$10,586M (-980.20%↓ Y/Y)Canceled cashflow$14,573M Other changes inloans, net$13,773M (475.55%↑ Y/Y)Payments To AcquireAvailable For Sale...$5,725M (39.70%↑ Y/Y)Payments To Acquire$3,341M (10677.42%↑ Y/Y)Other investingactivities, net$1,640M (1031.03%↑ Y/Y)Payments To Acquire$600M (48.88%↑ Y/Y)Net cash paid foracquisition$80M

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PNC FINANCIAL SERVICES GROUP, INC. (PNC)

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PNC FINANCIAL SERVICES GROUP, INC. (PNC)