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Cash Flow Overview

Change in Cash
$2,353,000K
Free Cash flow
$911,000K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of investmen...
    • Proceeds from fhlb and other bor...
    • Proceeds from sales and payments...
    • Others
Negative Cash Flow Breakdown
    • Purchases of investment securiti...
    • Repayments and redemption of fhl...
    • Originations of loans held for s...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
150,000 169,781 472,084 NaN
Net amortization/accretion of premium/discount on securities
NaN -9,657 -31,895 NaN
Depreciation, amortization, and accretion, net
303,000 30,889 83,525 NaN
Provision for credit losses
76,000 NaN NaN NaN
Investment securities (gains) losses, net
3,000 NaN NaN NaN
Deferred income tax expense (benefit)
163,000 -52,492 -22,938 NaN
Originations of loans held for sale
2,724,000 NaN NaN NaN
Losses on disposition of other real estate and other investments
NaN -231 -214 NaN
Proceeds from sales and payments on loans held for sale
2,681,000 NaN NaN NaN
Gain on sale of fixed assets
NaN 142 412 NaN
Gain on sales of loans held for sale, net
5,000 NaN NaN NaN
Income from equity method investment
31,000 31,297 87,046 NaN
Dividends received from equity method investment
1,000 28,460 134,644 NaN
Excess tax benefit from stock compensation
NaN 139 -3,978 NaN
Provision for credit losses
NaN 34,101 73,144 NaN
Gain on commercial loans sold, net
NaN NaN 971 NaN
Gains on commercial loans sold, net
NaN 1,195 NaN NaN
Gains on mortgage loans sold, net
NaN 1,347 6,300 NaN
Payments for origination and purchases of loans held-for-sale-Commercial Loan
NaN 35,713 159,853 NaN
Investment losses on sales, net
NaN -4,099 -12,512 NaN
Proceeds from sale of loans held-for-sale-Commercial Loan
NaN 42,558 168,256 NaN
Gain on other equity investments, net
NaN 4,211 7,233 NaN
Payments for origination and purchases of loans held-for-sale-Consumer Loan
NaN 777,416 2,304,715 NaN
Share-based compensation expense
89,000 11,099 32,527 NaN
Proceeds from sale of loans held-for-sale-Consumer Loan
NaN 850,180 2,323,513 NaN
Decrease (increase) in other assets
-351,000 NaN NaN NaN
(increase) decrease in other assets
NaN 50,590 60,626 NaN
Increase (decrease) in other liabilities
-124,000 -112,045 -34,951 NaN
Other
-1,000 NaN NaN NaN
Net cash provided by (used in) operating activities
926,000 115,717 403,250 240,041
Net decrease (increase) in securities purchased under agreements to resell
NaN -13,275 10,173 -26,844
Payments to acquire held-to-maturity securities
NaN 0 NaN NaN
Acquisition, net of cash acquired
-2,537,000 NaN NaN NaN
Proceeds from maturities and principal collections of investment securities held to maturity
45,000 47,103 35,917 96,516
Purchase of bank owned life insurance
NaN 0 0 150,000
Proceeds from maturities and principal collections of investment securities available for sale
452,000 443,687 358,211 301,848
Proceeds from bank owned life insurance settlement
NaN 1,323 2,392 973
Proceeds from life insurance policy
NaN 0 0 0
Proceeds from sales of software, premises and equipment
NaN NaN 0 7,913
Proceeds from sales of software, premises, and equipment
NaN 8,355 NaN NaN
Increase in loans, net
NaN 1,256,416 850,313 1,672,157
Proceeds from sale of other real estate
NaN 1,000 2,187 1,050
Payments to acquire loans held-for-investment
NaN 0 NaN NaN
Proceeds from sale, loan and lease, held-for-investment
NaN 0 0 9,131
Purchase of derivative instruments
NaN 10,216 31,910 34,686
Proceeds from sale of federal home loan bank stock
NaN NaN 982 10,324
Purchase of other intangible assets
NaN 13,000 0 900
Proceeds from sales of investment securities available for sale
5,107,000 82,939 0 188,486
Purchases of investment securities available for sale
6,229,000 665,454 295,962 1,313,714
Net proceeds from sales of loans
3,000 NaN NaN NaN
Net (increase) decrease in loans
2,374,000 NaN NaN NaN
Net (purchases) redemptions of federal home loan bank stock
83,000 -11,300 NaN NaN
Net (purchases) redemptions of federal reserve bank stock
257,000 NaN NaN NaN
Net proceeds from settlement (purchases) of bank-owned life insurance policies
3,000 NaN NaN NaN
Net increase in premises, equipment and software
15,000 13,558 27,884 38,484
Other
-17,000 50,805 102,687 68,602
Net cash provided by (used in) investing activities
-794,000 -1,446,236 -898,894 -2,689,146
Net increase (decrease) in deposits
1,391,000 1,669,403 727,885 2,156,263
Net increase in securities sold under agreements to repurchase
NaN -9,126 67,119 28,210
Federal home loan bank advances
NaN 0 0 0
Federal home loan bank repayments/maturities
NaN 27 26 116,303
Principal payments of finance lease obligation
NaN 97 71 169
Net increase (decrease) in federal funds purchased, securities sold under repurchase agreements, and other short-term borrowings
-57,000 NaN NaN NaN
Issuance of common stock pursuant to performance-based vesting (psus) and time-based vesting (rsus) restricted stock units, net of shares withheld for taxes and related tax benefit
NaN -13,977 -858 -6,266
Repayments and redemption of fhlb and other borrowings
3,050,000 NaN NaN NaN
Proceeds from stock options exercised, net of repurchase of restricted shares
NaN 5,670 -162 -13,189
Proceeds from fhlb and other borrowings
4,100,000 NaN NaN NaN
Dividends paid to common shareholders
75,000 18,057 18,839 37,766
Dividends paid to preferred shareholders
15,000 3,798 3,798 7,596
Issuances, net of taxes paid, under equity compensation plans
-73,000 NaN NaN NaN
Net cash provided by (used in) financing activities
2,221,000 1,629,991 771,250 2,003,184
Increase (decrease) in cash and cash equivalents including restricted cash
2,353,000 299,472 275,606 -445,921
Cash, cash equivalents, and restricted cash, at beginning of period
3,565,000 3,265,610 3,435,925 NaN
Cash, cash equivalents, and restricted cash at end of period
5,918,000 3,565,082 3,265,610 NaN
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from fhlb andother borrowings$4,100,000K Proceeds from sales andpayments on loans held for...$2,681,000K Net increase(decrease) in deposits$1,391,000K Decrease (increase) inother assets-$351,000K Depreciation, amortization,and accretion, net$303,000K Deferred income taxexpense (benefit)$163,000K Net income$150,000K Share-based compensationexpense$89,000K Provision for creditlosses$76,000K Dividends received fromequity method...$1,000K Net cash provided by(used in) financing...$2,221,000K Net cash provided by(used in) operating...$926,000K Canceled cashflow$3,270,000K Canceled cashflow$2,888,000K Increase (decrease) incash and cash...$2,353,000K Canceled cashflow$794,000K Repayments and redemptionof fhlb and other...$3,050,000K Dividends paid to commonshareholders$75,000K Issuances, net of taxespaid, under equity...-$73,000K Net increase(decrease) in federal funds...-$57,000K Dividends paid topreferred shareholders$15,000K Originations of loans held forsale$2,724,000K Increase (decrease) inother liabilities-$124,000K Income from equitymethod investment$31,000K Gain on sales of loansheld for sale, net$5,000K Investment securities(gains) losses, net$3,000K Other-$1,000K Proceeds from sales ofinvestment securities...$5,107,000K Acquisition, net of cashacquired-$2,537,000K Proceeds from maturitiesand principal...$452,000K Proceeds from maturitiesand principal...$45,000K Other-$17,000K Net proceeds fromsettlement (purchases) of...$3,000K Net proceeds fromsales of loans$3,000K Net cash provided by(used in) investing...-$794,000K Canceled cashflow$8,164,000K Purchases of investmentsecurities available for...$6,229,000K Net (increase)decrease in loans$2,374,000K Net (purchases)redemptions of federal...$257,000K Net (purchases)redemptions of federal home...$83,000K Net increase inpremises, equipment and...$15,000K

Pinnacle Financial Partners, Inc. (PNFP)

Pinnacle Financial Partners, Inc. (PNFP)