For the quarter ending 2025-09-30, PNFP had $275,606K increase in cash & cash equivalents over the period. $375,366K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 472,084 | - |
| Net amortization/accretion of premium/discount on securities | -31,895 | - |
| Depreciation, amortization and accretion, net | 83,525 | - |
| Provision for credit losses | 73,144 | - |
| Gain on mortgage loans sold, net | 6,300 | - |
| Investment losses on sales, net | -12,512 | - |
| Gain on other equity investments, net | 7,233 | - |
| Stock-based compensation expense | 32,527 | - |
| Deferred tax benefit | -22,938 | - |
| Losses on dispositions of other real estate and other investments | -214 | - |
| Gain on sale of fixed assets | 412 | - |
| Income from equity method investment | 87,046 | - |
| Dividends received from equity method investment | 134,644 | - |
| Excess tax benefit from stock compensation | -3,978 | - |
| Gain on commercial loans sold, net | 971 | - |
| Loans held-for-sale originated-Commercial Loan | 159,853 | - |
| Loans held-for-sale sold-Commercial Loan | 168,256 | - |
| Loans held-for-sale originated-Consumer Loan | 2,304,715 | - |
| Loans held-for-sale sold-Consumer Loan | 2,323,513 | - |
| Increase in other assets | 60,626 | - |
| Decrease in other liabilities | -34,951 | - |
| Net cash provided by operating activities | 403,250 | 240,041 |
| Purchases | 295,962 | 1,313,714 |
| Sales | 0 | 188,486 |
| Maturities, prepayments and calls | 358,211 | 301,848 |
| Maturities, prepayments and calls | 35,917 | 96,516 |
| Proceeds from (payments for) securities purchased under agreements to resell | 10,173 | -26,844 |
| Proceeds from sale, loan and lease, held-for-investment abstract | 850,313 | 1,672,157 |
| Proceeds from sale, loan and lease, held-for-investment | 0 | 9,131 |
| Purchases of software, premises and equipment | 27,884 | 38,484 |
| Proceeds from sales of software, premises and equipment | 0 | 7,913 |
| Proceeds from sale of other real estate | 2,187 | 1,050 |
| Purchase of bank owned life insurance policies | 0 | 150,000 |
| Proceeds from bank owned life insurance settlements | 2,392 | 973 |
| Proceeds from life insurance policy | 0 | 0 |
| Payments for (proceeds from) derivative instrument, investing activities | 31,910 | 34,686 |
| Proceeds from sale of federal home loan bank stock | 982 | 10,324 |
| Payments to acquire intangible assets | 0 | 900 |
| Increase in other investments, net | 102,687 | 68,602 |
| Net cash used in investing activities | -898,894 | -2,689,146 |
| Net increase in deposits | 727,885 | 2,156,263 |
| Net increase in securities sold under agreements to repurchase | 67,119 | 28,210 |
| Federal home loan bank advances | 0 | 0 |
| Federal home loan bank repayments/maturities | 26 | 116,303 |
| Principal payments of finance lease obligation | 71 | 169 |
| Restricted shares withheld for taxes & related tax benefits | -858 | -6,266 |
| Issuance of common stock pursuant to rsu and psu agreements, net of shares withheld for taxes & related tax benefits | -162 | -13,189 |
| Common stock dividends paid | 18,839 | 37,766 |
| Preferred stock dividends paid | 3,798 | 7,596 |
| Net cash provided by financing activities | 771,250 | 2,003,184 |
| Net increase (decrease) in cash, cash equivalents, and restricted cash | 275,606 | -445,921 |
| Cash and cash equivalents at beginning of period | 3,435,925 | - |
| Cash and cash equivalents at end of period | 3,265,610 | - |
PINNACLE FINANCIAL PARTNERS INC (PNFP)
PINNACLE FINANCIAL PARTNERS INC (PNFP)