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Income Overview

Net Income
$135,000K
EPS
$0.89
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Loans, including fees
NaN 552,615* 588,131 568,857
Taxable
NaN 59,733* 67,158 66,989
Loans, including fees
1,260,000 NaN NaN NaN
Tax-exempt
NaN 25,338* 27,646 27,104
Investment securities
197,000 NaN NaN NaN
Federal funds sold and other
NaN 33,922* 38,312 31,820
Other earning assets
57,000 NaN NaN NaN
Total interest income
1,514,000 671,607* 721,247 694,770
Deposits
521,000 259,013* 294,164 284,614
Securities sold under agreements to repurchase
NaN 1,205* 1,423 1,222
Fhlb advances and other borrowings
59,000 27,726* 28,795 29,401
Federal funds purchased and securities sold under repurchase agreements
1,000 NaN NaN NaN
Total interest expense
581,000 287,943* 324,382 315,237
Net interest income
933,000 383,664* 396,865 379,533
Provision for credit losses
76,000 22,969* 31,939 24,245
Net interest income after provision for credit losses
857,000 360,695* 364,926 355,288
Core banking fees
91,000 NaN NaN NaN
Wealth management revenue
84,000 NaN NaN NaN
Deposit Account
NaN 18,057* 18,290 17,092
Income from equity method investment
31,000 NaN NaN NaN
Investment Advisory Management And Administrative Service
NaN 19,540* 23,910 19,324
Capital markets income
18,000 NaN NaN NaN
Insurancesalescommissions
NaN 3,962* 4,016 3,693
Total loan sales and servicing
10,000 NaN NaN NaN
Mortgage Banking
NaN 1,958* 1,828 1,965
Income from bank-owned life insurance
20,000 NaN NaN NaN
Gainonsaleofinvestmentsecuritiesnet
NaN -16,611* 0 0
Fiduciary And Trust
NaN 10,957* 10,316 9,280
Incomefromequitymethodinvestment
NaN 18,382* 40,614 26,027
Gain Loss On Sale Of Fixed Assets
NaN 251* 0 202
Investment securities gains (losses), net
3,000 NaN NaN NaN
Financial Service Other
NaN 40,004* 48,964 47,874
Other non-interest revenue
27,000 NaN NaN NaN
Total non-interest revenue
284,000 96,498* 147,938 125,457
Salaries and other personnel expense
396,000 180,652* 187,001 181,246
Net occupancy, equipment, and software expense
97,000 49,871* 48,910 48,043
Other real estate expense, net
NaN -262* -146 -137
Marketing and other business development
NaN 12,340* 7,902 8,772
Postage and supplies
NaN 3,343* 3,401 3,192
Amortization of intangibles
48,000 1,411* 1,398 1,400
Fdic insurance and other regulatory fees
23,000 NaN NaN NaN
Merger-related expense
275,000 -1,515* 7,727 NaN
Other operating expense
113,000 36,988* 46,654 43,656
Total non-interest expense
952,000 283,351* 303,139 286,446
Income before income taxes
189,000 173,842* 209,725 194,299
Income tax expense
39,000 29,491* 36,589 35,759
Net income
150,000 144,351* 173,136 158,540
Less preferred stock dividends
15,000 3,798* 3,798 3,798
Net income available to common shareholders
135,000 140,553 169,338 154,742
Basic EPS
0.89 1.83 2.2 2.01
Diluted EPS
0.89 1.791 2.19 2
Basic Average Shares
150,998,000 76,795,122 76,904,045 76,891,000
Diluted Average Shares
151,471,000 78,478,585 77,310,293 77,277,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Income Statement

Loans, including fees$1,260,000K Investment securities$197,000K Other earning assets$57,000K Total interest income$1,514,000K Net interest income$933,000K Core banking fees$91,000K Wealth managementrevenue$84,000K Income from equitymethod investment$31,000K Other non-interestrevenue$27,000K Income from bank-ownedlife insurance$20,000K Capital markets income$18,000K Total loan sales andservicing$10,000K Investment securitiesgains (losses), net$3,000K Total interestexpense$581,000K Net interest incomeafter provision for...$857,000K Total non-interestrevenue$284,000K Provision for creditlosses$76,000K Deposits$521,000K Fhlb advances andother borrowings$59,000K Federal funds purchasedand securities sold...$1,000K Income before incometaxes$189,000K Total non-interestexpense$952,000K Net income$150,000K Income tax expense$39,000K Salaries and otherpersonnel expense$396,000K Merger-related expense$275,000K Other operatingexpense$113,000K Net occupancy,equipment, and software...$97,000K Amortization of intangibles$48,000K Fdic insurance andother regulatory fees$23,000K Net incomeavailable to common...$135,000K Less preferred stockdividends$15,000K

Pinnacle Financial Partners, Inc. (PNFP)

Pinnacle Financial Partners, Inc. (PNFP)