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Income Overview

Revenue
$91K
Net Income
$166K
Net Profit Margin
182.42%
EPS
$0.06
Unit: Thousand (K) dollars
Income Statement
2026-03-31
2025-09-30
2025-06-30
2025-03-31
Non-interest revenue-Mortgage Banking And Abstract Fees
91
289
-
-
Non-interest revenue-Other Fees And Services Fees
-385
14
-
-
Non-interest revenue-Real Estate Sales Commissions
-
0
-
-
Non-interest revenue-Loan Servicing Fee
87
0
-
-
Insurance commissions
182
196
-
185
Income from bank-owned life insurance
33
33
-
30
Non-interest revenue
-
-
-
182
Net gain on sale of loans
988
950
-
1,056
Gain on the sale of sba loans
817
266
-
307
Total non-interest income
1,813
1,748
-
1,760
Interest on loans, including fees
9,617
9,808
-
9,523
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and federal home loan bank stock
278
362
-
403
Total interest and dividend income
9,895
10,170
-
9,926
Interest on deposits
4,771
4,789
-
4,729
Interest on fhlb borrowings
0
536
-
-
Interest on frb borrowings
0
-
-
-
Interest on senior debt
277
170
-
-
Interest on borrowings
-
-
-
1,053
Interest on subordinated debt
154
281
-
-
Total interest expense
5,202
5,776
-
5,782
Net interest income
4,693
4,394
-
4,144
Provision for credit losses loans
71
433
-
326
Provision for credit losses unfunded commitments
25
-8
-
115
Total provision for credit losses
96
425
-
441
Net interest income after provision for credit losses
4,597
3,969
-
3,703
Salaries and employee benefits
3,999
3,993
-
3,650
Directors' fees and expenses
68
66
-
65
Occupancy and equipment
430
489
-
431
Data processing
339
436
-
402
Saas subscription expense
320
-
-
-
Professional fees
349
134
-
223
Fdic deposit insurance assessment
165
131
-
121
Advertising
91
28
-
99
Amortization of other intangible
12
12
-
12
Other
351
439
-
541
Total non-interest expense
6,124
5,728
-
5,544
Income tax effect
-
-
1
-
Income (loss) before income taxes
286
-11
-
-81
Unrealized gains on investment securities available-for-sale
-
-
3
-
Income taxes
120
30
-
2
Other comprehensive income
-
-
2
-
Net (loss) income from continuing operations
-
-41
-
-83
Net income from continuing operations
-
-
272
-
Income from discontinued operations
-
0
-
-
Total comprehensive income
-
-
274
-
Income taxes
-
0
-
-
Comprehensive income from discontinued operations
-
-
0
-
Net income from discontinued operations
-
0
-
-
Comprehensive income attributable to quaint oak bancorp, inc
-
-
274
-
Net income (loss)
166
-41
-
-83
Basic EPS
0.06
-0.02
0.1
-0.03
Diluted EPS
0.06
-0.02
0.1
-0.03
Basic Average Shares
2,639,014
2,635,983
2,630,585
2,626,967
Diluted Average Shares
2,656,601
2,635,983
2,630,585
2,626,967
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Income Statement

Interest on loans,including fees$9,617K (0.99%↑ Y/Y)Interest and dividends ontime deposits,...$278K (-31.02%↓ Y/Y)Total interest anddividend income$9,895K (-0.31%↓ Y/Y)Net interest income$4,693K (13.25%↑ Y/Y)Net gain on sale ofloans$988K (-6.44%↓ Y/Y)Gain on the sale of sbaloans$817K (166.12%↑ Y/Y)Insurance commissions$182K (-1.62%↓ Y/Y)Total interestexpense$5,202K (-10.03%↓ Y/Y)Non-interestrevenue-Mortgage Banking And...$91K (-37.67%↓ Y/Y)Non-interest revenue-LoanServicing Fee$87K Income from bank-ownedlife insurance$33K (10.00%↑ Y/Y)Net interest incomeafter provision for...$4,597K (24.14%↑ Y/Y)Total non-interestincome$1,813K (3.01%↑ Y/Y)Total provision forcredit losses$96K (-78.23%↓ Y/Y)Non-interest revenue-OtherFees And Services...-$385K (-1303.13%↓ Y/Y)Interest on deposits$4,771K (0.89%↑ Y/Y)Interest on senior debt$277K Interest on subordinateddebt$154K Income (loss) beforeincome taxes$286K (453.09%↑ Y/Y)Total non-interestexpense$6,124K (10.46%↑ Y/Y)Provision for creditlosses loans$71K (-78.22%↓ Y/Y)Provision for creditlosses unfunded...$25K (-78.26%↓ Y/Y)Net income (loss)$166K (300.00%↑ Y/Y)Income taxes$120K (5900.00%↑ Y/Y)Salaries and employeebenefits$3,999K (9.56%↑ Y/Y)Occupancy and equipment$430K (-0.23%↓ Y/Y)Other$351K (-35.12%↓ Y/Y)Professional fees$349K (56.50%↑ Y/Y)Data processing$339K (-15.67%↓ Y/Y)Saas subscriptionexpense$320K Fdic depositinsurance assessment$165K (36.36%↑ Y/Y)Advertising$91K (-8.08%↓ Y/Y)Directors' fees andexpenses$68K (4.62%↑ Y/Y)Amortization of otherintangible$12K (0.00%↑ Y/Y)

QUAINT OAK BANCORP, INC. (QNTO)

QUAINT OAK BANCORP, INC. (QNTO)