Financial insights of QNTO

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
-$41K
EPS
-$0.02
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Interest on loans, including fees	9,808	-	9,523	11,241*
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and federal home loan bank stock	362	-	403	144*
Total interest and dividend income	10,170	-	9,926	11,384*
Interest on deposits	4,789	-	4,729	5,476*
Interest on fhlb borrowings	536	-	-	-
Interest on federal home loan bank long-term borrowings	-	-	-	141*
Interest on senior debt	170	-	-	-
Interest on borrowings	-	-	1,053	-35*
Interest on subordinated debt	281	-	-	469*
Total interest expense	5,776	-	5,782	6,050*
Net interest income	4,394	-	4,144	5,334*
Provision for credit losses loans	433	-	326	1,292*
(recovery of) provision for credit losses unfunded commitments	-8	-	115	120*
Total provision for credit losses	425	-	441	1,411*
Net interest income after provision for credit losses	3,969	-	3,703	3,923*
Gain on sale-leaseback transaction	-	-	-	371*
Non-interest revenue-Mortgage Banking And Abstract Fees	289	-	-	-
Non-interest revenue	-	-	182	469*
Non-interest revenue-Real Estate Sales Commissions	0	-	-	-
Insurance commissions	196	-	185	183*
Non-interest revenue-Other Fees And Services Fees	14	-	-	-
Non-interest revenue-Loan Servicing Fee	0	-	-	-
Income from bank-owned life insurance	33	-	30	31*
Net gain on sale of loans	950	-	1,056	3,211*
Gain on the sale of sba loans	266	-	307	120*
Total non-interest income	1,748	-	1,760	4,385*
Salaries and employee benefits	3,993	-	3,650	3,596*
Directors' fees and expenses	66	-	65	48*
Occupancy and equipment	489	-	431	299*
Data processing	436	-	402	350*
Professional fees	134	-	223	496*
Fdic deposit insurance assessment	131	-	121	133*
Advertising	28	-	99	130*
Amortization of other intangible	12	-	12	13*
Other	439	-	541	408*
Total non-interest expense	5,728	-	5,544	5,472*
Income tax effect	-	1	-	-
(loss) income from continuing operations before income taxes	-11	-	-81	2,836*
Unrealized gains on investment securities available-for-sale	-	3	-	-
Income taxes	30	-	2	656*
Other comprehensive income	-	2	-	-
Net (loss) income from continuing operations	-41	-	-83	2,180*
Net income from continuing operations	-	272	-	-
Income from discontinued operations	0	-	-	142*
Total comprehensive income	-	274	-	-
Income taxes	0	-	-	40*
Comprehensive income from discontinued operations	-	0	-	-
Net income from discontinued operations	0	-	-	102*
Comprehensive income attributable to quaint oak bancorp, inc	-	274	-	-
Net (loss) income	-41	-	-83	2,281

Basic EPS	-0.02	0.1	-0.03	0.91
Diluted EPS	-0.02	0.1	-0.03	0.91
Basic Average Shares	2,635,983	2,630,585	2,626,967	2,505,018
Diluted Average Shares	2,635,983	2,630,585	2,626,967	2,505,018

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
-$41K
EPS
-$0.02
Unit: Thousand (K) dollars

Time Plot

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Income Statement

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Income Overview

Net Income
-$41K
EPS
-$0.02
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income-$41KEPS-$0.02Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income-$41KEPS-$0.02Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
-$41K
EPS
-$0.02
Unit: Thousand (K) dollars

Net Income
-$41K
EPS
-$0.02
Unit: Thousand (K) dollars