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Income Overview

Revenue
$91K
Net Income
$166K
Net Profit Margin
182.42%
EPS
$0.06
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-09-30
2025-06-30
2025-03-31
Non-interest revenue-Mortgage Banking And Abstract Fees
91 289 NaN NaN
Non-interest revenue-Other Fees And Services Fees
-385 14 NaN NaN
Non-interest revenue-Real Estate Sales Commissions
NaN 0 NaN NaN
Non-interest revenue-Loan Servicing Fee
87 0 NaN NaN
Insurance commissions
182 196 NaN 185
Income from bank-owned life insurance
33 33 NaN 30
Non-interest revenue
NaN NaN NaN 182
Net gain on sale of loans
988 950 NaN 1,056
Gain on the sale of sba loans
817 266 NaN 307
Total non-interest income
1,813 1,748 NaN 1,760
Interest on loans, including fees
9,617 9,808 NaN 9,523
Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and federal home loan bank stock
278 362 NaN 403
Total interest and dividend income
9,895 10,170 NaN 9,926
Interest on deposits
4,771 4,789 NaN 4,729
Interest on fhlb borrowings
0 536 NaN NaN
Interest on frb borrowings
0 NaN NaN NaN
Interest on senior debt
277 170 NaN NaN
Interest on borrowings
NaN NaN NaN 1,053
Interest on subordinated debt
154 281 NaN NaN
Total interest expense
5,202 5,776 NaN 5,782
Net interest income
4,693 4,394 NaN 4,144
Provision for credit losses loans
71 433 NaN 326
Provision for credit losses unfunded commitments
25 -8 NaN 115
Total provision for credit losses
96 425 NaN 441
Net interest income after provision for credit losses
4,597 3,969 NaN 3,703
Salaries and employee benefits
3,999 3,993 NaN 3,650
Directors' fees and expenses
68 66 NaN 65
Occupancy and equipment
430 489 NaN 431
Data processing
339 436 NaN 402
Saas subscription expense
320 NaN NaN NaN
Professional fees
349 134 NaN 223
Fdic deposit insurance assessment
165 131 NaN 121
Advertising
91 28 NaN 99
Amortization of other intangible
12 12 NaN 12
Other
351 439 NaN 541
Total non-interest expense
6,124 5,728 NaN 5,544
Income tax effect
NaN NaN 1 NaN
Income (loss) before income taxes
286 -11 NaN -81
Unrealized gains on investment securities available-for-sale
NaN NaN 3 NaN
Income taxes
120 30 NaN 2
Other comprehensive income
NaN NaN 2 NaN
Net (loss) income from continuing operations
NaN -41 NaN -83
Net income from continuing operations
NaN NaN 272 NaN
Income from discontinued operations
NaN 0 NaN NaN
Total comprehensive income
NaN NaN 274 NaN
Income taxes
NaN 0 NaN NaN
Comprehensive income from discontinued operations
NaN NaN 0 NaN
Net income from discontinued operations
NaN 0 NaN NaN
Comprehensive income attributable to quaint oak bancorp, inc
NaN NaN 274 NaN
Net income (loss)
166 -41 NaN -83
Basic EPS
0.06 -0.02 0.1 -0.03
Diluted EPS
0.06 -0.02 0.1 -0.03
Basic Average Shares
2,639,014 2,635,983 2,630,585 2,626,967
Diluted Average Shares
2,656,601 2,635,983 2,630,585 2,626,967
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest on loans,including fees$9,617K (0.99%↑ Y/Y)Interest and dividends ontime deposits,...$278K (-31.02%↓ Y/Y)Total interest anddividend income$9,895K (-0.31%↓ Y/Y)Net interest income$4,693K (13.25%↑ Y/Y)Net gain on sale ofloans$988K (-6.44%↓ Y/Y)Gain on the sale of sbaloans$817K (166.12%↑ Y/Y)Insurance commissions$182K (-1.62%↓ Y/Y)Total interestexpense$5,202K (-10.03%↓ Y/Y)Non-interestrevenue-Mortgage Banking And...$91K (-37.67%↓ Y/Y)Non-interest revenue-LoanServicing Fee$87K Income from bank-ownedlife insurance$33K (10.00%↑ Y/Y)Net interest incomeafter provision for...$4,597K (24.14%↑ Y/Y)Total non-interestincome$1,813K (3.01%↑ Y/Y)Total provision forcredit losses$96K (-78.23%↓ Y/Y)Non-interest revenue-OtherFees And Services...-$385K (-1303.13%↓ Y/Y)Interest on deposits$4,771K (0.89%↑ Y/Y)Interest on senior debt$277K Interest on subordinateddebt$154K Income (loss) beforeincome taxes$286K (453.09%↑ Y/Y)Total non-interestexpense$6,124K (10.46%↑ Y/Y)Provision for creditlosses loans$71K (-78.22%↓ Y/Y)Provision for creditlosses unfunded...$25K (-78.26%↓ Y/Y)Net income (loss)$166K (300.00%↑ Y/Y)Income taxes$120K (5900.00%↑ Y/Y)Salaries and employeebenefits$3,999K (9.56%↑ Y/Y)Occupancy and equipment$430K (-0.23%↓ Y/Y)Other$351K (-35.12%↓ Y/Y)Professional fees$349K (56.50%↑ Y/Y)Data processing$339K (-15.67%↓ Y/Y)Saas subscriptionexpense$320K Fdic depositinsurance assessment$165K (36.36%↑ Y/Y)Advertising$91K (-8.08%↓ Y/Y)Directors' fees andexpenses$68K (4.62%↑ Y/Y)Amortization of otherintangible$12K (0.00%↑ Y/Y)

QUAINT OAK BANCORP, INC. (QNTO)

QUAINT OAK BANCORP, INC. (QNTO)