QUAINT OAK BANCORP, INC. (QNTO)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Non-interest revenue | - | 182 | 353 | 439 |
| Insurance commissions | - | 185 | 198 | 176 |
| Net gain on sale of loans | - | 1,056 | 503 | 561 |
| Income from bank-owned life insurance | - | 30 | 30 | 28 |
| Gain on the sale of sba loans | - | 307 | 124 | 98 |
| Total non-interest income | - | 1,760 | 1,210 | 1,304 |
| Professional fees | - | 223 | 26 | 156 |
| Other | - | 541 | 500 | 382 |
| Occupancy and equipment | - | 431 | 330 | 416 |
| Directors' fees and expenses | - | 65 | 52 | 50 |
| Salaries and employee benefits | - | 3,650 | 3,483 | 3,673 |
| Data processing | - | 402 | 321 | 311 |
| Fdic deposit insurance assessment | - | 121 | 158 | 163 |
| Amortization of other intangible | - | 12 | 12 | 12 |
| Advertising | - | 99 | 42 | 73 |
| Total non-interest expense | - | 5,544 | 4,924 | 5,236 |
| Provision for credit losses loans | - | 326 | 143 | - |
| Provision for credit losses unfunded commitments | - | 115 | -20 | -41 |
| Total provision for credit losses | - | 441 | 123 | -41 |
| Interest on subordinated debt | - | - | 489 | 488 |
| Interest on federal home loan bank long-term borrowings | - | - | 62 | 167 |
| Interest on deposits | - | 4,729 | 5,641 | 6,168 |
| Interest on borrowings | - | 1,053 | 32 | - |
| Total interest expense | - | 5,782 | 6,224 | 6,823 |
| Interest and dividends on time deposits, investment securities, interest-bearing deposits with others, and federal home loan bank stock | - | 403 | 577 | 1,580 |
| Interest on loans, including fees | - | 9,523 | 9,895 | 9,317 |
| Total interest income | - | 9,926 | 10,472 | 10,897 |
| Net interest income | - | 4,144 | 4,248 | 4,074 |
| Net interest income after provision for credit losses | - | 3,703 | 4,125 | 4,115 |
| Loss (income) from continuing operations before income taxes | - | -81 | 411 | 183 |
| Income taxes | - | 2 | 168 | 83 |
| Net (loss) income from continuing operations | - | -83 | 243 | 100 |
| Net (loss) income | - | -83 | 243 | 100 |
| Income tax effect | 1 | - | - | - |
| Unrealized gains on investment securities available-for-sale | 3 | - | - | - |
| Other comprehensive income | 2 | - | - | - |
| Net income from continuing operations | 272 | - | - | - |
| Total comprehensive income | 274 | - | - | - |
| Comprehensive income from discontinued operations | - | - | - | - |
| Comprehensive income attributable to quaint oak bancorp, inc | 274 | -83 | 243 | 100 |
| Average shares outstanding basic (in shares) | 2,630,585 | 2,626,967 | 2,631,048 | 2,600,346 |
| Average shares outstanding - diluted (in shares) | 2,630,585 | 2,626,967 | 2,631,048 | 2,600,346 |
| Us-gaap_earningspersharebasic | 0.1 | -0.03 | 0.09 | 0.04 |
| Us-gaap_earningspersharediluted | 0.1 | -0.03 | 0.09 | 0.04 |