For the quarter ending 2026-03-31, QNTO has $643,219K in assets. $590,719K in debts. $44,668K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Due from banks, non-interest-bearing | 3,083 | 967 | 219 | |
| Due from banks, interest-bearing | 41,585 | 51,325 | 48,672 | |
| Cash and cash equivalents | 44,668 | 52,292 | 48,891 | |
| Investment in interest-earning time deposits | 912 | 912 | 912 | |
| Investment securities available for sale | 728 | 1,071 | 1,236 | |
| Loans held for sale | 51,862 | 54,508 | 56,013 | |
| Loans | 532,071 | 553,037 | - | |
| Deferred loan costs, net | 581 | 571 | - | |
| Allowance for credit losses | 6,207 | 6,492 | - | |
| Net loans | 526,445 | 547,116 | 541,690 | |
| Accrued interest receivable | 3,784 | 4,339 | 4,655 | |
| Investment in federal home loan bank stock, at cost | 291 | 2,091 | 2,691 | |
| Bank-owned life insurance | 4,609 | 4,542 | 4,508 | |
| Premises and equipment, net | 1,479 | 1,587 | 1,581 | |
| Goodwill | 515 | 515 | 515 | |
| Other intangible, net of accumulated amortization | 16 | 40 | 53 | |
| Other real estate owned, net | 360 | - | - | |
| Servicing assets | 688 | - | - | |
| Prepaid expenses and other assets | 6,862 | 8,118 | 8,015 | |
| Total assets | 643,219 | 677,131 | 670,760 | |
| Non-interest bearing | 61,035 | 76,134 | 97,432 | |
| Interest-bearing | 504,339 | 478,060 | 434,744 | |
| Total deposits | 565,374 | 554,194 | 532,176 | |
| Senior debt, net of unamortized costs | 9,663 | 45,000 | 60,000 | |
| Senior debt, net of unamortized costs | - | 9,575 | 9,531 | |
| Subordinated debt | 8,000 | 8,000 | 8,000 | |
| Accrued interest payable | 747 | 786 | 1,026 | |
| Advances from borrowers for taxes and insurance | 2,212 | 1,975 | 2,915 | |
| Accrued expenses and other liabilities | 4,723 | 5,428 | 4,855 | |
| Total liabilities | 590,719 | 624,958 | 618,503 | |
| Common stock 0.01 par value 9,000,000 shares authorized 3,108,993 issued as of both march 31, 2026 and december 31, 2025 2,640,459 and 2,637,978 outstanding at march 31, 2026 and december 31, 2025, respectively | 31 | 31 | 31 | |
| Additional paid-in capital | 23,300 | 23,123 | 23,057 | |
| Treasury stock, at cost 468,534 and 471,015 shares at march 31, 2026 and december 31, 2025, respectively | 3,520 | 3,542 | 3,538 | |
| Accumulated other comprehensive income | 2 | 3 | 3 | |
| Retained earnings | 32,687 | 32,558 | 32,704 | |
| Total stockholders' equity | 52,500 | 52,173 | 52,257 | |
| Total liabilities and stockholders equity | 643,219 | 677,131 | 670,760 | |
QUAINT OAK BANCORP, INC. (QNTO)
QUAINT OAK BANCORP, INC. (QNTO)