For the quarter ending 2025-09-30, QNTO has $677,131K in assets. $624,958K in debts. $52,292K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Due from banks, non-interest-bearing | 967 | 219 | ||
| Due from banks, interest-bearing | 51,325 | 48,672 | ||
| Cash and cash equivalents | 52,292 | 48,891 | ||
| Investment in interest-earning time deposits | 912 | 912 | ||
| Investment securities available for sale | 1,071 | 1,236 | ||
| Loans held for sale | 54,508 | 56,013 | ||
| Loans | 553,037 | - | ||
| Deferred loan (fees) and costs, net | 571 | - | ||
| Allowance for credit losses | 6,492 | - | ||
| Loans receivable, net of allowance for credit losses (2025 6,492 2024 6,476) | 547,116 | 541,690 | ||
| Accrued interest receivable | 4,339 | 4,655 | ||
| Investment in federal home loan bank stock, at cost | 2,091 | 2,691 | ||
| Bank-owned life insurance | 4,542 | 4,508 | ||
| Premises and equipment, net | 1,587 | 1,581 | ||
| Goodwill | 515 | 515 | ||
| Other intangible, net of accumulated amortization | 40 | 53 | ||
| Prepaid expenses and other assets | 8,118 | 8,015 | ||
| Total assets | 677,131 | 670,760 | ||
| Non-interest bearing | 76,134 | 97,432 | ||
| Interest-bearing | 478,060 | 434,744 | ||
| Total deposits | 554,194 | 532,176 | ||
| Federal home loan bank borrowings | 45,000 | 60,000 | ||
| Senior debt, net of unamortized costs | 9,575 | 9,531 | ||
| Subordinated debt | 8,000 | 8,000 | ||
| Accrued interest payable | 786 | 1,026 | ||
| Advances from borrowers for taxes and insurance | 1,975 | 2,915 | ||
| Accrued expenses and other liabilities | 5,428 | 4,855 | ||
| Total liabilities | 624,958 | 618,503 | ||
| Common stock 0.01 par value 9,000,000 shares authorized 3,108,993 issued as of both september 30, 2025 and december 31, 2024 2,636,079 and 2,626,535 outstanding at september 30, 2025 and december 31, 2024, respectively | 31 | 31 | ||
| Additional paid-in capital | 23,123 | 23,057 | ||
| Treasury stock, at cost 472,914 and 482,458 shares at september 30, 2025 and december 31, 2024, respectively | 3,542 | 3,538 | ||
| Accumulated other comprehensive income | 3 | 3 | ||
| Retained earnings | 32,558 | 32,704 | ||
| Total stockholders' equity | 52,173 | 52,257 | ||
| Total liabilities and stockholders equity | 677,131 | 670,760 | ||
QUAINT OAK BANCORP, INC. (QNTO)
QUAINT OAK BANCORP, INC. (QNTO)