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Balance Sheets Overview

Debt to Asset Ratio
91.84%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Loans held for sale
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Non-interest bearing
    • Retained earnings
    • Others
Balance Sheets
2026-03-31
2025-09-30
2025-06-30
Due from banks, non-interest-bearing
3,083
967
219
Due from banks, interest-bearing
41,585
51,325
48,672
Cash and cash equivalents
44,668
52,292
48,891
Investment in interest-earning time deposits
912
912
912
Investment securities available for sale
728
1,071
1,236
Loans held for sale
51,862
54,508
56,013
Loans
532,071
553,037
-
Deferred loan costs, net
581
571
-
Allowance for credit losses
6,207
6,492
-
Net loans
526,445
547,116
541,690
Accrued interest receivable
3,784
4,339
4,655
Investment in federal home loan bank stock, at cost
291
2,091
2,691
Bank-owned life insurance
4,609
4,542
4,508
Premises and equipment, net
1,479
1,587
1,581
Goodwill
515
515
515
Other intangible, net of accumulated amortization
16
40
53
Other real estate owned, net
360
-
-
Servicing assets
688
-
-
Prepaid expenses and other assets
6,862
8,118
8,015
Total assets
643,219
677,131
670,760
Non-interest bearing
61,035
76,134
97,432
Interest-bearing
504,339
478,060
434,744
Total deposits
565,374
554,194
532,176
Senior debt, net of unamortized costs
9,663
45,000
60,000
Senior debt, net of unamortized costs
-
9,575
9,531
Subordinated debt
8,000
8,000
8,000
Accrued interest payable
747
786
1,026
Advances from borrowers for taxes and insurance
2,212
1,975
2,915
Accrued expenses and other liabilities
4,723
5,428
4,855
Total liabilities
590,719
624,958
618,503
Common stock 0.01 par value 9,000,000 shares authorized 3,108,993 issued as of both march 31, 2026 and december 31, 2025 2,640,459 and 2,637,978 outstanding at march 31, 2026 and december 31, 2025, respectively
31
31
31
Additional paid-in capital
23,300
23,123
23,057
Treasury stock, at cost 468,534 and 471,015 shares at march 31, 2026 and december 31, 2025, respectively
3,520
3,542
3,538
Accumulated other comprehensive income
2
3
3
Retained earnings
32,687
32,558
32,704
Total stockholders' equity
52,500
52,173
52,257
Total liabilities and stockholders equity
643,219
677,131
670,760
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$532,071K Due from banks,interest-bearing$41,585K Due from banks,non-interest-bearing$3,083K Deferred loan costs, net$581K Net loans$526,445K Loans held for sale$51,862K Cash and cashequivalents$44,668K Prepaid expenses andother assets$6,862K Bank-owned life insurance$4,609K Accrued interestreceivable$3,784K Premises and equipment,net$1,479K Investment ininterest-earning time deposits$912K Investment securitiesavailable for sale$728K Servicing assets$688K Goodwill$515K Other real estateowned, net$360K Investment in federal homeloan bank stock, at...$291K Other intangible, netof accumulated...$16K Allowance for creditlosses$6,207K Total assets$643,219K Total liabilities andstockholders equity$643,219K Total liabilities$590,719K Total stockholders'equity$52,500K Treasury stock, at cost468,534 and 471,015...$3,520K Total deposits$565,374K Senior debt, net ofunamortized costs$9,663K Subordinated debt$8,000K Accrued expenses andother liabilities$4,723K Advances from borrowersfor taxes and...$2,212K Accrued interestpayable$747K Retained earnings$32,687K Additional paid-in capital$23,300K Common stock 0.01 parvalue 9,000,000...$31K Accumulated othercomprehensive income$2K Interest-bearing$504,339K Non-interest bearing$61,035K

QUAINT OAK BANCORP, INC. (QNTO)

QUAINT OAK BANCORP, INC. (QNTO)