MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Balance Sheets Overview

Debt to Asset Ratio
90.50%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable (net of allowan...
    • Total cash and cash equivalents
    • Available-for-sale securities (a...
    • Others
Liabilities Breakdown
    • Non-interest bearing
    • Money market
    • Subscription deposits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
20,974
17,593
16,918
14,362
Federal funds sold
279,963
92,125
83,157
87,185
Interest-bearing depository accounts
3,626
3,186
1,911
1,918
Total cash and cash equivalents
304,563
112,904
101,986
103,465
Available-for-sale securities (at fair value)
171,368
156,160
162,203
148,920
Total gross loans
922,973
941,378
958,165
981,828
Dealer reserves
3,199
3,261
3,573
4,002
Allowance for credit losses
7,695
7,888
8,353
8,196
Loans receivable (net of allowance for credit losses of 7,695 and 8,353, respectively)
918,477
936,751
953,385
977,634
Federal home loan bank stock
1,153
1,057
1,957
2,023
Accrued interest receivable
4,592
4,708
4,882
4,857
Cash surrender value of life insurance
31,397
31,193
30,996
30,796
Deferred tax assets (net of valuation allowance of 663 and 809, respectively)
4,623
4,551
4,941
5,769
Premises and equipment, net
13,249
13,480
13,621
13,750
Goodwill
2,235
2,235
2,235
2,235
Intangible assets, net
92
99
106
113
Other assets
18,303
21,729
25,454
26,447
Total assets
1,470,052
1,284,867
1,301,766
1,316,009
Non-interest bearing
242,774
225,671
227,272
252,684
Subscription deposits
156,012
-
-
-
Now
131,312
129,185
123,576
113,718
Savings
132,765
131,042
127,219
129,331
Money market
235,508
234,650
242,333
238,711
Time certificates of deposit
384,601
382,944
376,940
381,384
Interest bearing
1,040,198
877,821
870,068
863,144
Total deposits
1,282,972
1,103,492
1,097,340
1,115,828
Mortgagors' escrow accounts
13,206
7,890
9,399
4,084
Advances from the federal home loan bank
5,153
5,153
25,153
26,603
Subordinated debt
5,155
5,155
5,155
5,155
Accrued expenses and other liabilities
23,963
24,535
27,867
31,335
Total liabilities
1,330,449
1,146,225
1,164,914
1,183,005
Common stock (par value 0.01 authorized 25,000,000 issued and outstanding 11,180,786 and 11,141,033 at june 30, 2026 and december 31, 2025, respectively)
112
112
112
112
Additional paid-in capital
44,906
45,679
45,710
45,799
Unearned common stock held by the employee stock ownership plan
2,728
2,782
2,837
2,891
Retained earnings
105,976
103,963
101,797
99,475
Net unrealized loss on available-for-sale securities, net of taxes
-6,840
-6,655
-6,255
-6,892
Defined benefit pension plan, net of taxes
1,823
1,675
1,675
2,599
Total accumulated other comprehensive loss
-8,663
-8,330
-7,930
-9,491
Total stockholders' equity
139,603
138,642
136,852
133,004
Total liabilities and stockholders' equity
1,470,052
1,284,867
1,301,766
1,316,009
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total gross loans$922,973K (-4.31%↓ Y/Y)Federal funds sold$279,963K (327.14%↑ Y/Y)Cash and due frombanks$20,974K (-3.02%↓ Y/Y)Interest-bearing depositoryaccounts$3,626K (47.94%↑ Y/Y)Dealer reserves$3,199K (-28.74%↓ Y/Y)Loans receivable (netof allowance for...$918,477K (-4.41%↓ Y/Y)Total cash and cashequivalents$304,563K (239.83%↑ Y/Y)Available-for-sale securities (atfair value)$171,368K (21.25%↑ Y/Y)Cash surrender valueof life insurance$31,397K (2.69%↑ Y/Y)Other assets$18,303K (-19.06%↓ Y/Y)Premises and equipment,net$13,249K (-3.86%↓ Y/Y)Deferred tax assets (netof valuation...$4,623K (-30.23%↓ Y/Y)Accrued interestreceivable$4,592K (2.00%↑ Y/Y)Goodwill$2,235K (0.00%↑ Y/Y)Federal home loan bankstock$1,153K (-43.01%↓ Y/Y)Intangible assets, net$92K (-28.68%↓ Y/Y)Allowance for creditlosses$7,695K (193.49%↑ Y/Y)Total assets$1,470,052K (15.37%↑ Y/Y)Total liabilities andstockholders' equity$1,470,052K (15.37%↑ Y/Y)Net unrealized losson...-$6,840K (13.23%↑ Y/Y)Defined benefit pensionplan, net of taxes$1,823K (-39.52%↓ Y/Y)Total liabilities$1,330,449K (16.17%↑ Y/Y)Total stockholders'equity$139,603K (8.26%↑ Y/Y)Total accumulatedother comprehensive...-$8,663K (20.50%↑ Y/Y)Unearned common stockheld by the employee...$2,728K (-7.40%↓ Y/Y)Total deposits$1,282,972K (19.81%↑ Y/Y)Accrued expenses andother liabilities$23,963K (-20.06%↓ Y/Y)Mortgagors' escrow accounts$13,206K (3.58%↑ Y/Y)Subordinated debt$5,155K (0.00%↑ Y/Y)Advances from the federalhome loan bank$5,153K (-80.63%↓ Y/Y)Retained earnings$105,976K (9.50%↑ Y/Y)Additional paid-in capital$44,906K (-2.18%↓ Y/Y)Common stock (par value0.01 authorized...$112K (0.90%↑ Y/Y)Interest bearing$1,040,198K (25.13%↑ Y/Y)Non-interest bearing$242,774K (1.37%↑ Y/Y)Time certificates ofdeposit$384,601K (8.19%↑ Y/Y)Money market$235,508K (6.97%↑ Y/Y)Subscription deposits$156,012K Savings$132,765K (-0.56%↓ Y/Y)Now$131,312K (7.51%↑ Y/Y)

Rhinebeck Bancorp, Inc. (RBKB)

Rhinebeck Bancorp, Inc. (RBKB)