Financial insights of RBKB

MyFinsight

For the quarter ending 2026-03-31, RBKB made $764K in revenue. $2,216K in net income. Net profit margin of 290.05%.

Income Overview

Revenue
$764K
Net Income
$2,216K
Net Profit Margin
290.05%
EPS
$0.2
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges on deposit accounts	764	744	739	728
Net gain on sales of loans	-	56	89	69
Increase in cash surrender value of life insurance	198	200	198	194
Net gain on disposal of premises and equipment	7	10	-1	-
Investment advisory income	303	438	467	269
Other	194	231	447	342
Total non-interest income	1,466	1,679	1,939	1,602
Interest and fees on loans	14,338	15,371	15,712	15,066
Interest and dividends on securities	1,412	1,360	1,124	1,275
Other interest income	861	990	923	414
Provision for credit losses	-	503	904	-101
Total interest and dividend income	16,611	17,721	17,759	16,755
Interest expense on deposits	5,173	5,446	5,443	4,866
Interest expense on borrowings	244	446	281	397
Total interest expense	5,417	5,892	5,724	5,263
Net interest income	11,194	11,829	12,035	11,492
Provision for credit losses - loans	82	529	928	-
(reversal of) provision for credit losses - unfunded commitments	-11	-26	-24	-
Provision for credit losses on loans	71	-	-	-
Net interest income after provision for credit losses on loans	11,123	11,326	11,131	11,593
Salaries and employee benefits	5,533	5,768	5,470	5,242
Occupancy	1,223	1,090	1,081	1,115
Data processing	609	603	524	534
Professional fees	393	337	501	492
Marketing	145	285	151	223
Fdic deposit insurance and other insurance	219	176	274	295
Amortization of intangible assets	7	7	16	17
Other	1,609	1,812	1,710	1,789
Total non-interest expense	9,738	10,078	9,727	9,707
Net income before income taxes	2,851	2,927	3,343	3,488
Net provision for income taxes	635	591	648	762
Net income	2,216	2,336	2,695	2,726

Basic EPS	0.2	0.215	0.25	0.25
Diluted EPS	0.2	0.213	0.25	0.25
Basic Average Shares	10,843,195	10,847,786	10,811,808	10,787,446
Diluted Average Shares	10,983,362	10,969,881	10,982,343	10,954,124

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$764K
Net Income
$2,216K
Net Profit Margin
290.05%
EPS
$0.2
Unit: Thousand (K) dollars

Time Plot

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Income Statement

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Income Overview

Revenue
$764K
Net Income
$2,216K
Net Profit Margin
290.05%
EPS
$0.2
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$764KNet Income$2,216KNet Profit Margin290.05%EPS$0.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$764KNet Income$2,216KNet Profit Margin290.05%EPS$0.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$764K
Net Income
$2,216K
Net Profit Margin
290.05%
EPS
$0.2
Unit: Thousand (K) dollars

Revenue
$764K
Net Income
$2,216K
Net Profit Margin
290.05%
EPS
$0.2
Unit: Thousand (K) dollars