MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Revenue
$744K
Net Income
$2,616K
Net Profit Margin
351.61%
EPS
$0.24
Unit: Thousand (K) dollars
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Service charges on deposit accounts
744
764
744
739
Net gain on sales of loans
-
-
56
89
Increase in cash surrender value of life insurance
203
198
200
198
Net gain on disposal of premises and equipment
15
7
10
-1
Investment advisory income
424
303
438
467
Other
357
194
231
447
Total non-interest income
1,743
1,466
1,679
1,939
Interest and fees on loans
14,449
14,338
15,371
15,712
Interest and dividends on securities
1,360
1,412
1,360
1,124
Other interest income
1,204
861
990
923
Total interest and dividend income
17,013
16,611
17,721
17,759
Interest expense on deposits
5,304
5,173
5,446
5,443
Interest expense on borrowings
77
244
446
281
Total interest expense
5,381
5,417
5,892
5,724
Net interest income
11,632
11,194
11,829
12,035
(credit to) provision for credit losses - loans
-90
82
529
928
Provision for (credit to) credit losses - unfunded commitments
79
-11
-26
-24
Provision for credit losses on loans
-
71
-
-
(credit to) provision for credit losses on loans
-11
-
503
904
Net interest income after (credit to) provision for credit losses
11,643
11,123
11,326
11,131
Salaries and employee benefits
5,538
5,533
5,768
5,470
Occupancy
1,127
1,223
1,090
1,081
Data processing
605
609
603
524
Professional fees
636
393
337
501
Marketing
138
145
285
151
Fdic deposit insurance and other insurance
253
219
176
274
Amortization of intangible assets
7
7
7
16
Other
1,704
1,609
1,812
1,710
Total non-interest expense
10,008
9,738
10,078
9,727
Net income before income taxes
3,378
2,851
2,927
3,343
Net provision for income taxes
762
635
591
648
Net income
2,616
2,216
2,336
2,695
Basic EPS
0.24
0.2
0.215
0.25
Diluted EPS
0.24
0.2
0.213
0.25
Basic Average Shares
10,829,944
10,843,195
10,847,786
10,811,808
Diluted Average Shares
10,958,117
10,983,362
10,969,881
10,982,343
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Interest and fees on loans
$14,449K
(-4.10%↓ Y/Y)
Interest and dividends on
securities
$1,360K
(6.67%↑ Y/Y)
Other interest income
$1,204K
(190.82%↑ Y/Y)
Total interest and
dividend income
$17,013K
(1.54%↑ Y/Y)
(credit to) provision
for credit losses -...
-$90K
(-7.14%↓ Y/Y)
Net interest income
$11,632K
(1.22%↑ Y/Y)
(credit to) provision
for credit losses on...
-$11K
(89.11%↑ Y/Y)
Service charges on
deposit accounts
$744K
(2.20%↑ Y/Y)
Investment advisory income
$424K
(57.62%↑ Y/Y)
Other
$357K
(4.39%↑ Y/Y)
Increase in cash
surrender value of life...
$203K
(4.64%↑ Y/Y)
Net gain on disposal
of premises and...
$15K
Total interest
expense
$5,381K
(2.24%↑ Y/Y)
Provision for (credit to)
credit losses -...
$79K
(564.71%↑ Y/Y)
Net interest income
after (credit to)...
$11,643K
(0.43%↑ Y/Y)
Total non-interest
income
$1,743K
(8.80%↑ Y/Y)
Interest expense on
deposits
$5,304K
(9.00%↑ Y/Y)
Interest expense on
borrowings
$77K
(-80.60%↓ Y/Y)
Net income before
income taxes
$3,378K
(-3.15%↓ Y/Y)
Total non-interest
expense
$10,008K
(3.10%↑ Y/Y)
Net income
$2,616K
(-4.04%↓ Y/Y)
Net provision for
income taxes
$762K
(0.00%↑ Y/Y)
Salaries and employee
benefits
$5,538K
(5.65%↑ Y/Y)
Other
$1,704K
(-4.75%↓ Y/Y)
Occupancy
$1,127K
(1.08%↑ Y/Y)
Professional fees
$636K
(29.27%↑ Y/Y)
Data processing
$605K
(13.30%↑ Y/Y)
Fdic deposit
insurance and other...
$253K
(-14.24%↓ Y/Y)
Marketing
$138K
(-38.12%↓ Y/Y)
Amortization of intangible
assets
$7K
(-58.82%↓ Y/Y)
Buy us a coffee
Rhinebeck Bancorp, Inc. (RBKB)
Rhinebeck Bancorp, Inc. (RBKB)