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Ready Capital Corp (RCC)

Ready Capital Corp (RCC)

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Balance Sheets Overview

Debt to Asset Ratio
77.39%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net (including 1,088 and ...
    • Assets of consolidated vies
    • Real estate owned
    • Others
Liabilities Breakdown
    • Secured borrowings and securitiz...
    • Additional paid-in capital
    • Secured borrowings and securitiz...
    • Others
Balance Sheets
2025-09-30
2024-12-31
Cash and cash equivalents
147,505
143,803
Restricted cash
44,491
30,560
Loans, net (including 1,088 and 3,533 held at fair value)
4,360,501
3,378,149
Loans, held for sale (including 143,819 and 128,531 held at fair value and net of valuation allowance of 53,937 and 97,620)
163,792
241,626
Mortgage-backed securities
33,105
31,006
Investment in unconsolidated joint ventures (including 5,952 and 6,577 held at fair value)
178,840
161,561
Derivative instruments
5,295
7,963
Servicing rights
126,966
128,440
Real estate owned, held for sale
-
193,437
Real estate owned
632,985
-
Goodwill
49,501
49,501
Deferred loan exit fees
22,467
27,811
Accrued interest
95,133
45,416
Due from servicers
8,124
7,039
Intangible assets
38,868
37,006
Receivable from third party
47,204
34,540
Deferred financing costs
12,294
8,053
Deferred tax asset
111,325
111,325
Tax receivable
60,236
1,654
Right-of-use lease asset
3,537
7,362
Ppp receivables
10,641
18,363
Investments held to maturity
0
3,000
Purchased future receivables, net
-
0
Other
13,186
11,416
Other assets
472,516
362,486
Assets of consolidated vies
2,166,105
5,175,295
Assets held for sale (refer to note 9)
0
287,595
Total assets
8,332,101
10,141,921
Secured borrowings and securitized debt obligations of consolidated vies, net-Consolidated Entity Excluding Variable Interest Entities VIE
2,879,172
2,035,176
Secured borrowings and securitized debt obligations of consolidated vies, net-Variable Interest Entity Primary Beneficiary
1,293,778
3,580,513
Senior secured notes, net
721,151
437,847
Corporate debt, net
666,624
895,265
Guaranteed loan financing
565,883
691,118
Contingent consideration
18,385
573
Derivative instruments
1,627
352
Dividends payable
22,602
43,168
Loan participations sold
102,987
95,578
Due to third parties
9,927
1,442
Accounts payable and other accrued liabilities
166,406
188,051
Liabilities held for sale (refer to note 9)
0
228,735
Total liabilities
6,448,542
8,197,818
Preferred stock series c, liquidation preference 25.00 per share (refer to note 20)
8,361
8,361
Preferred stock series e, liquidation preference 25.00 per share (refer to note 20)
111,378
111,378
Common stock, 0.0001 par value, 500,000,000 shares authorized, 161,834,837 and 162,792,372 shares issued and outstanding, respectively
17
17
Additional paid-in capital
2,257,078
2,250,291
Retained earnings (deficit)
-569,709
-505,089
Accumulated other comprehensive loss
-24,096
-18,552
Total ready capital corporation equity
1,774,668
1,838,045
Non-controlling interests
100,530
97,697
Total stockholders equity
1,875,198
1,935,742
Total liabilities, redeemable preferred stock, and stockholders equity
8,332,101
10,141,921
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Deferred tax asset$111,325K Accrued interest$95,133K Tax receivable$60,236K Goodwill$49,501K Receivable from third party$47,204K Intangible assets$38,868K Deferred loan exit fees$22,467K Other$13,186K Deferred financing costs$12,294K Ppp receivables$10,641K Due from servicers$8,124K Right-of-use lease asset$3,537K Loans, net (including1,088 and 3,533 held at...$4,360,501K Assets of consolidatedvies$2,166,105K Real estate owned$632,985K Other assets$472,516K Investment inunconsolidated joint ventures...$178,840K Loans, held for sale(including 143,819 and...$163,792K Cash and cashequivalents$147,505K Servicing rights$126,966K Restricted cash$44,491K Mortgage-backed securities$33,105K Derivative instruments$5,295K Total assets$8,332,101K Total liabilities,redeemable preferred...$8,332,101K Total liabilities$6,448,542K Total stockholdersequity$1,875,198K Preferred stock series c,liquidation preference...$8,361K Secured borrowings andsecuritized debt...$2,879,172K Secured borrowings andsecuritized debt...$1,293,778K Senior secured notes,net$721,151K Corporate debt, net$666,624K Guaranteed loan financing$565,883K Accounts payable andother accrued...$166,406K Loan participationssold$102,987K Dividends payable$22,602K Contingent consideration$18,385K Due to third parties$9,927K Derivative instruments$1,627K Total ready capitalcorporation equity$1,774,668K Non-controlling interests$100,530K Retained earnings(deficit)-$569,709K Accumulated othercomprehensive loss-$24,096K Additional paid-in capital$2,257,078K Preferred stock series e,liquidation preference...$111,378K Common stock, 0.0001par value,...$17K