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Cash Flow Overview

Change in Cash
-$14,504,246
Unit: Dollar
Positive Cash Flow Breakdown
    • Proceeds from borrowings on revo...
    • Principal repayment of loans hel...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Issuance of and fundings of loan...
    • Repayment of borrowings on revol...
    • Issuance of and fundings of loan...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
7,473,326
4,840,364
8,157,250
8,934,542
Accretion of deferred loan origination fees and other discounts
546,954
737,540
474,559
862,855
Paid-in-kind interest
2,081,502
1,275,042
1,789,450
1,257,020
Interest received through net settlement transactions
-
-
1,365,150
-
Provision (benefit) for current expected credit losses
551,294
3,837,851
99,818
557,219
Change in unrealized (loss)/gain on investment
-224,000
-206,000
0
0
Realized gain on debt securities, at fair value
-
-
0
-
Amortization of debt issuance costs
83,964
83,451
84,477
101,728
Stock based compensation
957,578
865,354
909,767
928,654
Interest receivable
170,257
897,488
-478,346
1,192,240
Other receivables and assets, net
632,808
1,889,436
317,092
90,916
Interest reserve
2,520,183
-2,686
-1,911
-206,338
Related party payables
607,486
-760,978
-858,095
1,200,933
Related party receivables
1,115,885
-1,124,161
1,163,505
-852,768
Proceeds from the redemption of debt securities, at fair value
-
-
0
-
Management and incentive fees payable
-115,167
-1,379,081
1,663,505
-497,886
Interest payable
1,363,408
-1,038,228
199,313
-
Accounts payable and accrued expenses
-63,304
187,105
896,209
-283,409
Net cash provided by operating activities
9,055,362
3,163,807
6,518,923
8,185,180
Issuance of and fundings of loans held for investment
15,701,684
49,834,741
16,979,312
48,678,059
Principal repayment of loans held for investment
19,667,809
51,565,404
9,704,126
57,237,922
Principal repayment of loans held at fair value
-
-
0
5,500,000
Proceeds from sale of loans
-
-
0
-
Issuance of and fundings of loans at fair value
40,612,435
-
-
-
Net cash (used in)/provided by investing activities
-36,646,310
1,730,663
-7,275,186
14,059,863
Proceeds from sale of common stock
0
0
0
0
Proceeds from notes payable
-
-
0
-
Proceeds from borrowings on revolving loan
55,000,000
55,750,000
36,000,000
49,200,000
Repayment of borrowings on revolving loan
31,000,000
37,800,000
39,300,000
68,000,000
Dividends paid to common shareholders
10,913,298
9,907,728
9,905,390
9,907,921
Payment of debt issuance costs
-
-
0
109,999
Payment of offering costs
0
29,681
10,000
68,670
Net cash provided by/(used in) financing activities
13,086,702
8,012,591
-13,215,390
-28,886,590
Net (decrease)/increase in cash and cash equivalents
-14,504,246
12,907,061
-13,971,653
-6,641,547
Cash and cash equivalents, beginning of period
27,855,945
14,948,884
28,920,537
26,400,448
Cash and cash equivalents, end of period
13,351,699
27,855,945
14,948,884
28,920,537
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from borrowingson revolving loan$55,000,000 (-3.34%↓ Y/Y)Net income$7,473,326 (-60.50%↓ Y/Y)Interest reserve$2,520,183 (334.01%↑ Y/Y)Interest payable$1,363,408 Stock basedcompensation$957,578 (-37.43%↓ Y/Y)Related party payables$607,486 (454.59%↑ Y/Y)Provision (benefit) forcurrent expected credit...$551,294 (644.85%↑ Y/Y)Change in unrealized(loss)/gain on investment-$224,000 (-235.76%↓ Y/Y)Amortization of debt issuancecosts$83,964 (-61.91%↓ Y/Y)Net cash providedby/(used in) financing...$13,086,702 (290.24%↑ Y/Y)Net cash provided byoperating activities$9,055,362 (-35.73%↓ Y/Y)Canceled cashflow$41,913,298 Canceled cashflow$4,725,877 Net(decrease)/increase in cash and cash...-$14,504,246 (-258.32%↓ Y/Y)Canceled cashflow$22,142,064 Principal repayment ofloans held for...$19,667,809 (60.17%↑ Y/Y)Repayment of borrowings onrevolving loan$31,000,000 (-23.83%↓ Y/Y)Dividends paid to commonshareholders$10,913,298 (-54.59%↓ Y/Y)Paid-in-kind interest$2,081,502 (-33.20%↓ Y/Y)Related partyreceivables$1,115,885 (144.79%↑ Y/Y)Other receivables andassets, net$632,808 (866.05%↑ Y/Y)Accretion of deferred loanorigination fees and other...$546,954 (-35.66%↓ Y/Y)Interest receivable$170,257 (-90.76%↓ Y/Y)Management and incentivefees payable-$115,167 (87.62%↑ Y/Y)Accounts payable andaccrued expenses-$63,304 (93.19%↑ Y/Y)Net cash (usedin)/provided by investing...-$36,646,310 (-1977.33%↓ Y/Y)Canceled cashflow$19,667,809 Issuance of and fundingsof loans at fair...$40,612,435 Issuance of and fundingsof loans held for...$15,701,684 (52.04%↑ Y/Y)

Chicago Atlantic Real Estate Finance, Inc. (REFI)

Chicago Atlantic Real Estate Finance, Inc. (REFI)