Financial insights of REFI

Interest income

15,219,022

15,164,688

15,306,688.5*

15,250,866

Interest expense

2,384,377

2,040,602

2,081,681*

1,565,592

Net interest income

12,834,645

13,124,086

13,225,007.5*

13,685,274

Management and incentive fees, net

1,604,328

1,719,495

3,150,094*

1,435,071

General and administrative expense

1,529,035

1,151,474

1,449,400*

1,298,910

Professional fees

495,084

503,548

421,932.5*

530,880

Stock based compensation

957,578

865,354

654,188*

928,654

Provision (benefit) for current expected credit gaines

551,294

3,837,851

-1,825,714*

557,220

Total expenses

5,137,319

8,077,722

3,849,900.5*

4,750,735

Change in unrealized (gain)/loss on investment

-224,000

-206,000

-82,500*

0

Realized gain on debt securities, at fair value

-

0*

0

Net income before income taxes

7,473,326

4,840,364

9,292,607*

8,934,539

Income tax expense

0

0*

0

Net income

7,473,326

4,840,364

9,292,607

8,934,539

Basic EPS

0.35

0.23

0.444

0.42

Diluted EPS

0.34

0.23

0.436

0.42

Basic Average Shares

21,242,557

21,080,272

20,933,347

21,074,771

Diluted Average Shares

21,713,882

21,484,118

21,322,068

21,485,776

MyFinsight

Income Overview

Time Plot

Income Statement

Income Overview

Time Plot

Income Statement