Financial insights of REFI

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Interest income	62,936,040
Interest expense	7,545,641
Net interest income	55,390,399
Management and incentive fees, net	8,202,136
General and administrative expense	5,304,451
Professional fees	1,938,422
Stock based compensation	3,368,861
Provision (benefit) for current expected credit losses	731,051
Total expenses	19,544,921
Change in unrealized gain (loss) on investments	165,000
Realized gain on debt securities, at fair value	0
Net income before income taxes	36,010,478
Income tax expense	0
Net income	36,010,478

Basic EPS	1.71
Diluted EPS	1.68
Basic Average Shares	21,003,635
Diluted Average Shares	21,431,650