The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Net income | 2,156 | 1,893 | 2,074 | 2,245 |
| Provision for credit losses | 470 | 487 | 553 | 271 |
| Depreciation, amortization and accretion, net | 84 | 144 | 236 | 353 |
| Securities (gains) losses, net | -53 | -208 | -5 | -1 |
| Deferred income tax expense | -78 | -21 | -32 | -22 |
| Originations and purchases of loans held for sale | 5,453 | 6,487 | 4,496 | 4,630 |
| Proceeds from sales of loans held for sale | 5,566 | 6,297 | 4,440 | 5,221 |
| (gain) loss on sale of loans, net | 84 | 49 | 45 | 30 |
| Early extinguishment of debt | 0 | 0 | 4 | 0 |
| Other earning assets | 87 | 199 | 109 | 124 |
| Interest receivable and other assets | -251 | 831 | -194 | 2,242 |
| Other liabilities | -896 | 3 | -659 | 2,092 |
| Other | -43 | -111 | -87 | 77 |
| Net cash from operating activities | 2,181 | 1,598 | 2,308 | 3,102 |
| Proceeds from maturities of debt securities held to maturity | 684 | 105 | 47 | 98 |
| Proceeds from sales of debt securities available for sale | 1,333 | 5,001 | 70 | 1,309 |
| Proceeds from maturities of debt securities available for sale | 3,289 | 3,225 | 2,930 | 4,433 |
| Purchases of debt securities available for sale | 7,262 | 9,612 | 2,610 | 8,991 |
| Net (payments for) proceeds from bank-owned life insurance | -5 | -16 | 5 | 4 |
| Proceeds from sales of loans | 755 | 160 | 485 | 1,793 |
| Purchases of loans | 370 | 648 | 426 | 876 |
| Net change in loans | -333 | -1,811 | 1,755 | 10,325 |
| Purchases of mortgage servicing rights | 30 | 146 | 157 | 288 |
| Net purchases of other assets | 155 | 174 | 186 | 90 |
| Payment for acquisition of businesses, net of cash received | - | - | 0 | 0 |
| Net cash from investing activities | -1,418 | -262 | -1,607 | -12,941 |
| Net change in deposits | 3,525 | -185 | -3,955 | -7,329 |
| Net change in short-term borrowings | 250 | 500 | 0 | 0 |
| Proceeds from long-term borrowings | 0 | 3,740 | 2,000 | 0 |
| Payments on long-term borrowings | 1,900 | 100 | 2,000 | 0 |
| Cash dividends on common stock | 912 | 890 | 787 | 663 |
| Cash dividends on preferred stock | 91 | 104 | 98 | 99 |
| Net proceeds from issuance of preferred stock | - | 489 | 0 | 0 |
| Proceeds from issuance of preferred stock and preference stock | 0 | - | - | - |
| Stock redeemed or called during period, value | - | - | 0 | 0 |
| Payments for repurchase of redeemable preferred stock | 350 | 500 | - | - |
| Repurchases of common stock | 1,067 | 348 | 252 | 230 |
| Taxes paid related to net share settlement of equity awards | 23 | 27 | 35 | 24 |
| Other | - | - | 0 | 0 |
| Net cash from financing activities | -568 | 2,575 | -5,127 | -8,345 |
| Net change in cash and cash equivalents | 195 | 3,911 | -4,426 | -18,184 |
| Cash and cash equivalents at beginning of year | 10,712 | 6,801 | 11,227 | 29,411 |
| Cash and cash equivalents at end of year | 10,907 | 10,712 | 6,801 | 11,227 |
REGIONS FINANCIAL CORP (RF-PC)
REGIONS FINANCIAL CORP (RF-PC)