Financial insights of RF-PC

MyFinsight

For the quarter ending 2025-09-30, RF-PC made $4,124M in revenue. $569M in net income. Net profit margin of 13.80%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Loans, including fees	1,386	1,377	1,342	1,416
Debt securities	293	286	266	256
Loans held for sale	9	9	8	11
Other earning assets	108	112	109	119
Total interest income	1,796	1,784	1,725	1,802
Deposits	456	447	442	487
Short-term borrowings	8	1	4	13
Long-term borrowings	75	77	85	87
Total interest expense	539	525	531	563
Net interest income	1,257	1,259	1,194	1,230
Provision for credit losses	105	126	124	120
Net interest income after provision for credit losses	1,152	1,133	1,070	1,110
Deposit Account	160	151	161	155
Credit And Debit Card	122	125	117	113
Asset Management1	91	90	86	89
Capital Markets	104	83	80	97
Mortgage Banking	38	48	40	35
Securitiesgainslossesnet	-27	-1	-25	-30
Other Non Interest Income	171	150	131	126
Total noninterest income	659	646	590	585
Salaries and employee benefits	671	658	625	617
Equipment and software expense	106	104	99	104
Net occupancy expense	72	72	70	67
Other	254	239	245	250
Total non-interest expense	1,103	1,073	1,039	1,038
Income before income taxes	708	706	621	657
Income tax expense	139	143	131	123
Net income	569	563	490	534

Basic	0.62	0.59	0.51	0.56
Basic	890,000,000	898,000,000	906,000,000	-1,836,000,000
Diluted	0.61	0.59	0.51	0.55
Diluted	894,000,000	900,000,000	910,000,000	-1,841,000,000