rf-pc: the income statement

MyFinsight

For the quarter ending 2025-09-30, RF-PC made $4,124M in revenue. $569M in net income. Net profit margin of 13.80%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	1,386	1,377	1,342	1,463
Debt securities	293	286	266	241
Loans held for sale	9	9	8	11
Other earning assets	108	112	109	105
Total interest income	1,796	1,784	1,725	1,820
Deposits	456	447	442	-
Short-term borrowings	8	1	4	-
Long-term borrowings	75	77	85	-
Total interest expense	539	525	531	602
Net interest income	1,257	1,259	1,194	1,218
Provision for credit losses	105	126	124	113
Net interest income after provision for credit losses	1,152	1,133	1,070	1,105
Deposit Account	160	151	161	158
Credit And Debit Card	122	125	117	118
Asset Management1	91	90	86	85
Capital Markets	104	83	80	92
Mortgage Banking	38	48	40	36
Securitiesgainslossesnet	-27	-1	-25	-78
Other Non Interest Income	171	150	131	161
Total noninterest income	659	646	590	572
Salaries and employee benefits	671	658	625	645
Equipment and software expense	106	104	99	101
Net occupancy expense	72	72	70	69
Other	254	239	245	254
Total non-interest expense	1,103	1,073	1,039	1,069
Income before income taxes	708	706	621	608
Income tax expense	139	143	131	118
Net income	569	563	490	490

Basic	0.62	0.59	0.51	0.49
Basic	890,000,000	898,000,000	906,000,000	914,000,000
Diluted	0.61	0.59	0.51	0.49
Diluted	894,000,000	900,000,000	910,000,000	918,000,000