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For the year ending 2025-12-31, RKT has $60,685,000K in assets. $37,787,000K in debts. $2,696,000K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
62.27%
Unit: Thousand (K) dollars
Assets Breakdown
    • Mortgage servicing rights, at fa...
    • Loans subject to repurchase righ...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Funding facilities
    • Loans subject to repurchase righ...
    • Others

Balance Sheets
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Cash and cash equivalents
2,696,000 1,272,853 1,108,466 722,293
Restricted cash
-16,468 28,366 66,806
Mortgage loans held for sale, at fair value
15,471,000 9,020,176 6,542,232 7,343,475
Derivatives, at fair value-Interest Rate Lock Commitments
-103,101 132,870 90,635
Derivative assets, at fair value
360,000 ---
Mortgage servicing rights, at fair value
19,442,000 7,633,371 6,439,787 6,946,940
Advance receivables, net of reserves and discount of 120 and 12, respectively
2,040,000 ---
Notes receivable and due from affiliates
-14,245 19,530 10,796
Property and equipment, net of accumulated depreciation and amortization
260,000 213,848 250,856 274,192
Deferred tax asset, net
-521,824 550,149 537,963
Lease right of use assets
-281,770 347,696 366,189
Derivatives, at fair value-Forward Contracts
-89,332 26,614 22,444
Loans subject to repurchase right from ginnie mae
5,125,000 2,785,146 1,533,387 1,642,392
Intangible assets, net
2,224,000 ---
Goodwill
10,611,000 ---
Goodwill and intangible assets, net
-1,227,517 1,236,765 1,258,928
Other assets
2,456,000 1,330,412 1,015,022 799,159
Total assets
60,685,000 24,510,063 19,231,740 20,082,212
Funding facilities
14,155,000 6,708,186 3,367,383 3,548,699
Total senior notes
10,455,000 ---
Unamortized premium, net of unamortized discount
28,000 ---
Lines of credit
---0
Unamortized issuance costs
60,000 ---
Senior notes, net
10,423,000 4,038,926 4,033,448 4,027,970
Early buy out facility
-92,949 203,208 672,882
Msr and advance facilities
3,781,000 ---
Accounts payable
285,000 181,713 171,350 116,331
Lease liabilities
-319,296 393,882 422,769
Derivative liabilities, at fair value
145,000 11,209 142,988 25,117
Investor reserves
-99,998 92,389 110,147
Notes payable and due to affiliates
---33,463
Other liabilities-Related Party
-31,280 31,006 -
Tax receivable agreement liability
-581,183 584,695 613,693
Loans subject to repurchase right from ginnie mae
5,125,000 2,785,146 1,533,387 1,642,392
Other liabilities-Nonrelated Party
-616,797 376,294 -
Other liabilities
3,873,000 --393,200
Total liabilities
37,787,000 15,466,683 10,930,030 11,606,663
Preferred stock
0 ---
Common stock-Common Class A
0 1 1 1
Common stock-Common Class B
0 0 0 0
Common stock-Common Class C
0 0 0 0
Common stock-Common Class D
0 19 19 19
Common stock-Common Class L
0 ---
Additional paid-in capital
22,774,000 389,695 340,532 276,221
Retained earnings
124,000 312,834 284,296 300,394
Accumulated other comprehensive income (loss)
--48 52 69
Non-controlling interest
0 8,340,879 7,676,810 7,898,845
Total equity
22,898,000 9,043,380 8,301,710 8,475,549
Total liabilities and equity
60,685,000 24,510,063 19,231,740 20,082,212
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

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Balance Sheets

Mortgage servicingrights, at fair value$19,442,000K (154.70%↑ Y/Y)Mortgage loans held forsale, at fair value$15,471,000K (71.52%↑ Y/Y)Goodwill$10,611,000K Loans subject torepurchase right from...$5,125,000K (84.01%↑ Y/Y)Cash and cashequivalents$2,696,000K (111.81%↑ Y/Y)Other assets$2,456,000K (84.60%↑ Y/Y)Intangible assets, net$2,224,000K Advance receivables,net of reserves and...$2,040,000K Derivative assets, at fairvalue$360,000K Property and equipment,net of accumulated...$260,000K (21.58%↑ Y/Y)Total assets$60,685,000K (147.59%↑ Y/Y)Total liabilities andequity$60,685,000K (147.59%↑ Y/Y)Total liabilities$37,787,000K (144.31%↑ Y/Y)Total equity$22,898,000K (153.20%↑ Y/Y)Funding facilities$14,155,000K (111.01%↑ Y/Y)Senior notes, net$10,423,000K (158.06%↑ Y/Y)Loans subject torepurchase right from...$5,125,000K (84.01%↑ Y/Y)Other liabilities$3,873,000K Msr and advancefacilities$3,781,000K Accounts payable$285,000K (56.84%↑ Y/Y)Derivative liabilities, atfair value$145,000K (1193.60%↑ Y/Y)Additional paid-in capital$22,774,000K (5744.06%↑ Y/Y)Retained earnings$124,000K (-60.36%↓ Y/Y)Unamortized issuance costs$60,000K Total senior notes$10,455,000K Unamortized premium, net ofunamortized discount$28,000K

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Rocket Companies, Inc. (RKT)

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Rocket Companies, Inc. (RKT)