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Rocket Companies, Inc. (RKT)

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Rocket Companies, Inc. (RKT)

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Cash Flow Overview

Change in Cash
$41,000K
Free Cash flow
$1,814,000K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sale of mortgage l...
    • Net proceeds from sale of msrs
    • Proceeds from sale of non-mortga...
    • Others
Negative Cash Flow Breakdown
    • Disbursements of mortgage loans ...
    • Net (payments) borrowings on sec...
    • Gain on sale of loans excluding ...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income (loss)
297,000 68,211 -123,854 34,089
Depreciation and amortization
146,000 157,224 78,340 27,526
Provision for (benefit from) deferred income taxes
97,000 97,678 -62,256 -18,083
Fair value of originated msrs
688,000 727,356 385,692 343,525
Change in fair value of msrs, net
325,000 492,206 485,024 240,914
Gain on sale of loans excluding fair value of msrs, net
688,000 464,705 641,721 472,375
Disbursements of mortgage loans held for sale
43,633,000 47,643,067 31,415,290 29,008,125
Proceeds from sale of loans held for sale
NaN 47,091,137 31,672,489 27,866,086
Proceeds from sale of mortgage loans held for sale
45,666,000 NaN NaN NaN
Disbursements of non-mortgage loans held for sale
453,000 687,753 123,140 176,237
Change in fair value of non-mortgage loans held for sale
NaN -3,298 3,179 2,733
Proceeds from sale of non-mortgage loans held for sale
452,000 NaN NaN NaN
Share-based compensation expense
88,000 181,369 71,565 50,046
Other operating activities
186,000 -46,000 NaN NaN
Due from affiliates
NaN NaN 2,152 478
Advance receivables, net
-415,000 436,000 NaN NaN
Other assets
329,000 -728,585 -415,387 149,861
Accounts payable
-72,000 -76,715 -52,818 -13,261
Due to affiliates
NaN NaN 22 -492
Other liabilities
48,000 35,770 30,647 110,918
Total adjustments
1,560,000 -1,297,811 73,584 -1,884,214
Net cash provided by (used in) operating activities
1,857,000 -1,229,600 -50,270 -1,850,125
Acquisition of business, net of cash acquired
NaN 2,244,457 78,543 NaN
Net proceeds from sale of msrs
576,000 115,023 107,070 63,421
Net purchase of msrs
188,000 305,670 10,662 177,843
Decrease in mortgage loans held for investment
NaN NaN 578 72
Purchase of property and equipment, net of disposals
43,000 39,988 21,509 15,498
Other investing activities
10,000 -2,000 NaN NaN
Net cash provided by investing activities
335,000 -2,474,359 -3,066 -129,848
Net (payments) borrowings on secured financing
-2,054,000 1,178,337 883,069 2,773,594
Net payments on msr and advance facilities
NaN 319,000 NaN NaN
Borrowings on senior notes
NaN 0 0 4,000,000
Repayments of senior notes
NaN 74,000 NaN NaN
Payment of debt issuance costs
NaN 6,190 9,810 30,000
Net payments on early buy out facility
NaN NaN 12,943 12,761
Net payments on notes payable from unconsolidated affiliates
0 -486 0 0
Proceeds from consolidated cfe
NaN -29,018 -33,505 62,994
(payments to) proceeds from consolidated cfe, net
-26,000 NaN NaN NaN
Stock issuance, net
19,000 16,417 22,078 8,418
Taxes withheld on team members' restricted share award vesting
88,000 19,171 51,763 5,470
Increase in controlling interest in subsidiaries
NaN 0 NaN NaN
Distributions to other unit holders (members of holdings)
2,000 4,818 -535 231,320
Net cash (used in) provided by financing activities
-2,151,000 780,431 797,661 5,663,900
Effects of exchange rate changes on cash and cash equivalents
NaN 709 -507 785
Net increase in cash and cash equivalents and restricted cash
41,000 -2,922,819 743,818 3,684,712
Cash and cash equivalents and restricted cash, beginning of period
2,932,000 5,857,140 5,113,322 1,428,610
Cash and cash equivalents and restricted cash, end of period
2,973,000 2,934,000 5,857,140 5,113,322
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sale ofmortgage loans held for...$45,666,000K (118.57%↑ Y/Y)Proceeds from sale ofnon-mortgage loans held for...$452,000K Advance receivables,net-$415,000K Change in fair value ofmsrs, net$325,000K (-27.11%↓ Y/Y)Other operatingactivities$186,000K Depreciation andamortization$146,000K (442.55%↑ Y/Y)Provision for (benefitfrom) deferred income...$97,000K (1916.82%↑ Y/Y)Share-based compensationexpense$88,000K (119.89%↑ Y/Y)Other liabilities$48,000K (154.96%↑ Y/Y)Total adjustments$1,560,000K (366.87%↑ Y/Y)Net income (loss)$297,000K (239.80%↑ Y/Y)Net proceeds fromsale of msrs$576,000K (298.65%↑ Y/Y)Canceled cashflow$45,863,000K Net cash provided by(used in) operating...$1,857,000K (333.00%↑ Y/Y)Net cash provided byinvesting activities$335,000K (345.05%↑ Y/Y)Canceled cashflow$241,000K Disbursements of mortgageloans held for sale$43,633,000K (107.74%↑ Y/Y)Gain on sale of loansexcluding fair value of...$688,000K (35.65%↑ Y/Y)Fair value oforiginated msrs$688,000K (160.19%↑ Y/Y)Disbursements of non-mortgageloans held for sale$453,000K (271.71%↑ Y/Y)Other assets$329,000K (190.86%↑ Y/Y)Accounts payable-$72,000K (-165.58%↓ Y/Y)Net increase in cashand cash...$41,000K (-70.56%↓ Y/Y)Canceled cashflow$2,151,000K Stock issuance, net$19,000K (134.94%↑ Y/Y)Net purchase of msrs$188,000K (236.77%↑ Y/Y)Purchase of property andequipment, net of disposals$43,000K (207.03%↑ Y/Y)Other investingactivities$10,000K Net cash (used in)provided by financing...-$2,151,000K (-349.82%↓ Y/Y)Canceled cashflow$19,000K Net (payments)borrowings on secured...-$2,054,000K Taxes withheld on teammembers' restricted...$88,000K (207.74%↑ Y/Y)(payments to) proceedsfrom consolidated...-$26,000K Distributions to other unitholders (members of...$2,000K (-62.94%↓ Y/Y)