| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Net loss | -302,211 | -178,357 | -212,446 | -12,785 |
| Depreciation and amortization | 132,776 | 54,436 | 26,910 | 83,633 |
| (benefit from) provision for deferred income taxes | -85,678 | -23,422 | -5,339 | 5,600 |
| Origination of msrs | 993,644 | 607,952 | 264,427 | 906,044 |
| Change in fair value of msrs, net | 1,171,794 | 686,770 | 445,856 | 940,747 |
| Gain on sale of loans excluding fair value of msrs, net | 1,621,295 | 979,574 | 507,199 | 1,396,128 |
| Disbursements of mortgage loans held for sale | 81,426,933 | 50,011,643 | 21,003,518 | 72,075,853 |
| Proceeds from sale of mortgage loans held for sale | 80,431,863 | 48,759,374 | 20,893,288 | 68,853,271 |
| Disbursements of non-mortgage loans held for sale | 421,247 | 298,107 | 121,870 | 236,845 |
| Change in fair value of non-mortgage loans held for sale | 8,298 | 5,119 | 2,386 | 1,503 |
| Share-based compensation expense | 161,631 | 90,066 | 40,020 | 109,925 |
| Due from affiliates | 3,188 | 1,036 | 558 | -4,304 |
| Other assets | -152,415 | 262,972 | 113,111 | -44,460 |
| Accounts payable | 43,715 | 96,533 | 109,794 | 4,576 |
| Due to affiliates | 74 | 52 | 544 | -495 |
| Other liabilities | 54,230 | 23,583 | -87,335 | 107,723 |
| Total adjustments | -2,395,189 | -2,468,773 | -584,559 | -4,459,623 |
| Net cash used in operating activities | -2,697,400 | -2,647,130 | -797,005 | -4,472,408 |
| Acquisition of business, net of cash acquired | 78,543 | - | - | - |
| Net proceeds from sale of msrs | 314,977 | 207,907 | 144,486 | 219,694 |
| Net purchase of msrs | 244,330 | 233,668 | 55,825 | 641,975 |
| Decrease in mortgage loans held for investment | 1,267 | 689 | 617 | 11,243 |
| Purchases of investment securities, available for sale | - | - | - | 0 |
| Sales of investment securities, available for sale | - | - | - | 0 |
| Purchase and other additions of property and equipment, net of disposals | 51,012 | 29,503 | 14,005 | 48,787 |
| Net cash used in investing activities | -57,641 | -54,575 | 75,273 | -459,825 |
| Net borrowings on funding facilities | 3,656,663 | 2,773,594 | 901,555 | - |
| Borrowings on senior notes | 4,000,000 | 4,000,000 | - | - |
| Net borrowings on funding facilities | - | - | - | 5,131,660 |
| Payment of debt issuance costs | 39,810 | 30,000 | - | - |
| Net payments on early buy out facility | 38,360 | 25,417 | 12,656 | 96,345 |
| Net payments on notes payable from unconsolidated affiliates | -28,514 | -28,514 | -28,514 | 0 |
| Proceeds from consolidated cfe, net | 56,018 | 89,523 | 26,529 | 51,030 |
| Stock issuance | 38,583 | 16,505 | 8,087 | 33,288 |
| Taxes withheld on team members' restricted share award vesting | 85,829 | 34,066 | 28,596 | 57,216 |
| (distributions to) contributions from other unit holders (members of holdings) | - | - | - | 18,580 |
| Distributions to other unit holders (members of holdings) | 236,182 | 236,717 | 5,397 | - |
| Net cash provided by financing activities | 7,322,569 | 6,524,908 | 861,008 | 5,043,837 |
| Effects of exchange rate changes on cash and cash equivalents | 291 | 798 | 13 | 161 |
| Net increase in cash and cash equivalents and restricted cash | 4,567,819 | 3,824,001 | 139,289 | 111,765 |
| Cash and cash equivalents at beginning of period | 1,289,321 | 1,289,321 | 1,289,321 | 1,136,832 |
| Cash and cash equivalents at end of period | 5,857,140 | 5,113,322 | 1,428,610 | 1,248,597 |
Rocket Companies, Inc. (RKT)
Rocket Companies, Inc. (RKT)