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Balance Sheets Overview

Debt to Asset Ratio
90.45%
Unit: Dollar
Assets Breakdown
    • Loans and leases, net of allowan...
    • Investment securities - availabl...
    • Interest-earning demand deposits
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Federal home loan bank advances
    • Noninterest-bearing deposits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
11,937,626
9,699,813
9,275,184
11,415,968
Interest-earning demand deposits
22,782,945
25,098,428
23,855,310
22,848,985
Cash and cash equivalents
34,720,571
34,798,241
33,130,494
34,264,953
Interest-earning time deposits
2,850,000
2,820,000
2,070,000
0
Investment securities - available for sale
245,271,477
245,518,902
251,915,497
250,449,435
Investment securities - held to maturity
2,353,776
2,353,338
2,747,889
2,771,714
Loans held for sale
0
835,000
828,000
1,441,000
Loans and leases, net of allowance for credit losses of 16,973,886and 16,465,708, respectively
1,207,852,229
1,174,121,856
1,176,812,906
1,178,231,605
Premises and equipment, net
13,563,207
13,497,339
13,396,583
13,426,599
Federal home loan bank stock
13,907,100
13,907,100
13,907,100
13,907,100
Interest receivable
6,255,602
6,175,120
6,299,925
5,832,015
Mortgage-servicing rights
1,874,690
1,876,847
1,883,446
1,896,665
Cash surrender value of life insurance
4,002,851
3,978,362
3,953,634
3,929,070
Other assets
19,377,847
19,334,279
18,845,066
19,415,208
Total assets
1,552,029,350
1,519,216,384
1,525,790,540
1,525,565,364
Noninterest-bearing deposits
100,070,823
99,400,478
100,090,746
110,814,992
Interest-bearing deposits
1,046,572,571
1,006,964,883
1,014,802,514
1,007,443,355
Total deposits
1,146,643,394
1,106,365,361
1,114,893,260
1,118,258,347
Federal home loan bank advances
244,000,000
256,000,000
240,000,000
254,000,000
Other borrowings
0
0
12,000,000
-
Advances by borrowers for taxes and insurance
718,729
768,162
650,674
801,579
Interest payable
2,940,999
2,661,914
3,456,973
2,914,144
Other liabilities
9,453,651
8,510,534
9,008,533
9,556,118
Total liabilities
1,403,756,773
1,374,305,971
1,380,009,440
1,385,530,188
Common stock
105,048
105,013
105,013
104,263
Additional paid-in capital
93,128,490
92,988,675
92,897,260
92,836,644
Retained earnings
99,406,275
98,644,946
97,324,605
95,371,985
Unearned employee stock ownership plan (esop)
9,619,435
9,803,264
9,987,093
10,170,922
Accumulated other comprehensive loss
-34,747,801
-37,024,957
-34,558,685
-38,106,794
Total stockholders' equity
148,272,577
144,910,413
145,781,100
140,035,176
Total liabilities and stockholders' equity
1,552,029,350
1,519,216,384
1,525,790,540
1,525,565,364
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Interest-earning demand deposits$22,782,945 (45.99%↑ Y/Y)Cash and due frombanks$11,937,626 (2.86%↑ Y/Y)Loans and leases, netof allowance for...$1,207,852,229 (3.43%↑ Y/Y)Investment securities -available for sale$245,271,477 (-1.63%↓ Y/Y)Cash and cashequivalents$34,720,571 (27.60%↑ Y/Y)Other assets$19,377,847 (-7.11%↓ Y/Y)Federal home loan bankstock$13,907,100 (0.00%↑ Y/Y)Premises and equipment,net$13,563,207 (2.84%↑ Y/Y)Interest receivable$6,255,602 (0.96%↑ Y/Y)Cash surrender valueof life insurance$4,002,851 (2.52%↑ Y/Y)Interest-earning time deposits$2,850,000 (850.00%↑ Y/Y)Investment securities -held to maturity$2,353,776 (-19.71%↓ Y/Y)Mortgage-servicing rights$1,874,690 (-2.63%↓ Y/Y)Total assets$1,552,029,350 (2.94%↑ Y/Y)Total liabilities andstockholders' equity$1,552,029,350 (2.94%↑ Y/Y)Total liabilities$1,403,756,773 (2.06%↑ Y/Y)Total stockholders'equity$148,272,577 (12.05%↑ Y/Y)Accumulated othercomprehensive loss-$34,747,801 (20.02%↑ Y/Y)Unearned employee stockownership plan (esop)$9,619,435 (-7.10%↓ Y/Y)Total deposits$1,146,643,394 (4.58%↑ Y/Y)Federal home loan bankadvances$244,000,000 (-8.61%↓ Y/Y)Other liabilities$9,453,651 (25.40%↑ Y/Y)Interest payable$2,940,999 (-23.48%↓ Y/Y)Advances by borrowers fortaxes and insurance$718,729 (7.79%↑ Y/Y)Retained earnings$99,406,275 (6.64%↑ Y/Y)Additional paid-in capital$93,128,490 (0.36%↑ Y/Y)Common stock$105,048 (1.11%↑ Y/Y)Interest-bearing deposits$1,046,572,571 (5.70%↑ Y/Y)Noninterest-bearing deposits$100,070,823 (-5.79%↓ Y/Y)

Richmond Mutual Bancorporation, Inc. (RMBI)

Richmond Mutual Bancorporation, Inc. (RMBI)