For the quarter ending 2025-09-30, RMBI has $1,525,565,364 in assets. $1,385,530,188 in debts. $34,264,953 in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 11,415,968 | 11,605,275 | ||
| Interest-earning demand deposits | 22,848,985 | 15,606,208 | ||
| Cash and cash equivalents | 34,264,953 | 27,211,483 | ||
| Interest-earning time deposits | 0 | 300,000 | ||
| Investment securities - available for sale | 250,449,435 | 249,348,028 | ||
| Investment securities - held to maturity | 2,771,714 | 2,931,552 | ||
| Loans held for sale | 1,441,000 | 135,700 | ||
| Loans and leases, net of allowance for credit losses of 16,364,629and 15,790,885, respectively | 1,178,231,605 | 1,167,849,671 | ||
| Premises and equipment, net | 13,426,599 | 13,189,137 | ||
| Federal home loan bank stock | 13,907,100 | 13,907,100 | ||
| Interest receivable | 5,832,015 | 6,196,155 | ||
| Mortgage-servicing rights | 1,896,665 | 1,925,364 | ||
| Cash surrender value of life insurance | 3,929,070 | 3,904,292 | ||
| Other assets | 19,415,208 | 20,860,703 | ||
| Total assets | 1,525,565,364 | 1,507,759,185 | ||
| Noninterest-bearing deposits | 110,814,992 | 106,215,956 | ||
| Interest-bearing deposits | 1,007,443,355 | 990,173,060 | ||
| Total deposits | 1,118,258,347 | 1,096,389,016 | ||
| Federal home loan bank advances | 254,000,000 | 267,000,000 | ||
| Advances by borrowers for taxes and insurance | 801,579 | 666,757 | ||
| Interest payable | 2,914,144 | 3,843,216 | ||
| Other liabilities | 9,556,118 | 7,538,631 | ||
| Total liabilities | 1,385,530,188 | 1,375,437,620 | ||
| Common stock | 104,263 | 103,891 | ||
| Additional paid-in capital | 92,836,644 | 92,798,702 | ||
| Retained earnings | 95,371,985 | 93,220,564 | ||
| Unearned employee stock ownership plan (esop) | 10,170,922 | 10,354,751 | ||
| Accumulated other comprehensive loss | -38,106,794 | -43,446,841 | ||
| Total stockholders' equity | 140,035,176 | 132,321,565 | ||
| Total liabilities and stockholders' equity | 1,525,565,364 | 1,507,759,185 | ||
Richmond Mutual Bancorporation, Inc. (RMBI)
Richmond Mutual Bancorporation, Inc. (RMBI)