For the quarter ending 2026-03-31, RMBI has $1,519,216,384 in assets. $1,374,305,971 in debts. $34,798,241 in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 9,699,813 | 9,275,184 | 11,415,968 | 11,605,275 |
| Interest-earning demand deposits | 25,098,428 | 23,855,310 | 22,848,985 | 15,606,208 |
| Cash and cash equivalents | 34,798,241 | 33,130,494 | 34,264,953 | 27,211,483 |
| Interest-earning time deposits | 2,820,000 | 2,070,000 | 0 | 300,000 |
| Investment securities - available for sale | 245,518,902 | 251,915,497 | 250,449,435 | 249,348,028 |
| Investment securities - held to maturity | 2,353,338 | 2,747,889 | 2,771,714 | 2,931,552 |
| Loans held for sale | 835,000 | 828,000 | 1,441,000 | 135,700 |
| Loans and leases, net of allowance for credit losses of 16,740,001and 16,465,708, respectively | 1,174,121,856 | 1,176,812,906 | 1,178,231,605 | 1,167,849,671 |
| Premises and equipment, net | 13,497,339 | 13,396,583 | 13,426,599 | 13,189,137 |
| Federal home loan bank stock | 13,907,100 | 13,907,100 | 13,907,100 | 13,907,100 |
| Interest receivable | 6,175,120 | 6,299,925 | 5,832,015 | 6,196,155 |
| Mortgage-servicing rights | 1,876,847 | 1,883,446 | 1,896,665 | 1,925,364 |
| Cash surrender value of life insurance | 3,978,362 | 3,953,634 | 3,929,070 | 3,904,292 |
| Other assets | 19,334,279 | 18,845,066 | 19,415,208 | 20,860,703 |
| Total assets | 1,519,216,384 | 1,525,790,540 | 1,525,565,364 | 1,507,759,185 |
| Noninterest-bearing deposits | 99,400,478 | 100,090,746 | 110,814,992 | 106,215,956 |
| Interest-bearing deposits | 1,006,964,883 | 1,014,802,514 | 1,007,443,355 | 990,173,060 |
| Total deposits | 1,106,365,361 | 1,114,893,260 | 1,118,258,347 | 1,096,389,016 |
| Federal home loan bank advances | 256,000,000 | 240,000,000 | 254,000,000 | 267,000,000 |
| Other borrowings | 0 | 12,000,000 | - | - |
| Advances by borrowers for taxes and insurance | 768,162 | 650,674 | 801,579 | 666,757 |
| Interest payable | 2,661,914 | 3,456,973 | 2,914,144 | 3,843,216 |
| Other liabilities | 8,510,534 | 9,008,533 | 9,556,118 | 7,538,631 |
| Total liabilities | 1,374,305,971 | 1,380,009,440 | 1,385,530,188 | 1,375,437,620 |
| Common stock | 105,013 | 105,013 | 104,263 | 103,891 |
| Additional paid-in capital | 92,988,675 | 92,897,260 | 92,836,644 | 92,798,702 |
| Retained earnings | 98,644,946 | 97,324,605 | 95,371,985 | 93,220,564 |
| Unearned employee stock ownership plan (esop) | 9,803,264 | 9,987,093 | 10,170,922 | 10,354,751 |
| Accumulated other comprehensive loss | -37,024,957 | -34,558,685 | -38,106,794 | -43,446,841 |
| Total stockholders' equity | 144,910,413 | 145,781,100 | 140,035,176 | 132,321,565 |
| Total liabilities and stockholders' equity | 1,519,216,384 | 1,525,790,540 | 1,525,565,364 | 1,507,759,185 |
Richmond Mutual Bancorporation, Inc. (RMBI)
Richmond Mutual Bancorporation, Inc. (RMBI)