Financial insights of RMBI

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$2,785,291
EPS
$0.28
Unit: Dollar

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans and leases	19,110,979	19,094,645.5*	19,676,223	19,182,992
Investment securities	1,872,981	1,924,968.5*	1,933,714	1,920,303
Other	178,431	148,684*	203,430	242,842
Total interest income	21,162,391	21,168,298*	21,813,367	21,346,137
Deposits	7,298,347	7,894,473.5*	7,757,269	7,811,994
Borrowings	2,417,631	2,509,089.5*	2,761,137	2,774,702
Total interest expense	9,715,978	10,403,563*	10,518,406	10,586,696
Net interest income	11,446,413	10,764,735*	11,294,961	10,759,441
Provision for credit losses	693,094	632,923*	268,674	744,690
Net gain on securities (includes (156,040) and (50,698), respectively, related to accumulated other comprehensive gain reclassifications)	-	79,248.5*	0	-156,859
Net interest income after provision for credit losses	10,753,319	10,131,812*	11,026,287	10,014,751
Service charges on deposit accounts	321,978	321,658.5*	319,433	309,936
Card fee income	317,324	338,148.5*	316,425	335,944
Loan and lease servicing fees	93,580	230,939*	164,032	135,880
Net gains on loan and lease sales	173,072	115,942*	94,280	101,338
Other income	391,857	409,220.5*	404,059	353,698
Total non-interest income	1,297,811	1,495,157*	1,298,229	1,079,937
Salaries and employee benefits	4,563,559	4,642,292.5*	4,500,594	4,767,107
Net occupancy expenses	437,847	431,069*	340,023	342,971
Equipment expenses	253,016	253,964*	234,667	263,307
Data processing fees	1,192,079	968,339*	955,062	925,536
Deposit insurance expense	285,000	279,000*	306,000	304,000
Printing and office supplies	41,299	58,760*	47,528	34,518
Legal and professional fees	458,791	357,711*	540,344	447,674
Advertising expense	104,697	121,079*	109,563	98,225
Bank service charges	48,215	37,917.5*	37,379	37,720
Real estate owned expense	12,215	10,796*	8,425	1,225
Other expenses	1,306,707	1,652,277*	1,003,180	887,980
Total non-interest expenses	8,703,425	8,813,205*	8,082,765	8,110,263
Income before income tax expense	3,347,705	2,813,764*	4,241,751	2,984,425
Provision for income taxes	562,414	535,503*	644,745	382,427
Net income	2,785,291	2,278,261	3,597,006	2,601,998

Basic EPS	0.29	0.214	0.37	0.27
Diluted EPS	0.28	0.229	0.36	0.26
Basic Average Shares	10,501,260	10,670,675	10,420,613	10,416,086
Diluted Average Shares	9,860,105	9,965,073	9,893,853	9,844,872

MyFinsight

Income Overview

Net Income
$2,785,291
EPS
$0.28
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$2,785,291
EPS
$0.28
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$2,785,291EPS$0.28Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,785,291EPS$0.28Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,785,291
EPS
$0.28
Unit: Dollar

Net Income
$2,785,291
EPS
$0.28
Unit: Dollar