rmbi: the income statement

MyFinsight

Richmond Mutual Bancorporation, Inc. (RMBI)

For the quarter ending 2025-06-30, RMBI made $22,582,933 in revenue. $2,601,998 in net income. Net profit margin of 11.52%.

Unit: Dollar

	2025-06-30
Provision for income taxes (includes 32,940, 13,026, 32,940, and 13,026, respectively, related to income tax benefit from reclassification of items)	382,427
Other income	353,698
Card fee income	335,944
Net gains on loan and lease sales	101,338
Net loss on securities (includes (156,859), (62,029), (156,859), and (62,029), respectively, related toaccumulated other comprehensive income reclassifications)	-156,859
Service charges on deposit accounts	309,936
Loan and lease servicing fees	135,880
Total non-interest income	1,079,937
Printing and office supplies	34,518
Legal and professional fees	447,674
Other expenses	887,980
Net occupancy expenses	342,971
Salaries and employee benefits	4,767,107
Data processing fees	925,536
Deposit insurance expense	304,000
Equipment expenses	263,307
Advertising expense	98,225
Real estate owned expense	1,225
Bank service charges	37,720
Total non-interest expenses	8,110,263
Provision for credit losses	744,690
Deposits	7,811,994
Borrowings	2,774,702
Total interest expense	10,586,696
Other	242,842
Loans and leases	19,182,992
Investment securities	1,920,303
Total interest income	21,346,137
Net interest income	10,759,441
Net interest income after provision for credit losses	10,014,751
Income before income tax expense	2,984,425
Net income	2,601,998

Average shares outstanding (in shares)	10,416,086
Basic (in usd per share)	0.27
Diluted (in usd per share)	0.26
Shares outstanding for diluted eps (in shares)	9,844,872

Unit: Dollar