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For the year ending 2025-12-31, RNST has $26,751,426K in assets. $22,866,521K in debts. $1,070,718K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
85.48%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans held for investment, net o...
    • Goodwill
    • Interest-bearing balances with b...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Additional paid-in capital
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
299,592
Interest-bearing balances with banks
771,126
Cash and cash equivalents
1,070,718
Gross unrealized gains-USStates And Political Subdivisions
29
Gross unrealized losses-USStates And Political Subdivisions
29,516
Fair value-USStates And Political Subdivisions
249,937
Gross unrealized gains-Government Agency Mortgage Backed Securities-Residential Mortgage Backed Securities
0
Gross unrealized losses-Government Agency Mortgage Backed Securities-Residential Mortgage Backed Securities
10,030
Fair value-Government Agency Mortgage Backed Securities-Residential Mortgage Backed Securities
313,963
Gross unrealized gains-Residential Mortgage Backed Securities
0
Gross unrealized losses-Residential Mortgage Backed Securities
18,600
Fair value-Residential Mortgage Backed Securities
301,658
Gross unrealized gains-Commercial Mortgage Backed Securities-Government Agency Mortgage Backed Securities
0
Gross unrealized losses-Commercial Mortgage Backed Securities-Government Agency Mortgage Backed Securities
2,059
Fair value-Commercial Mortgage Backed Securities-Government Agency Mortgage Backed Securities
14,879
Gross unrealized gains-Commercial Mortgage Backed Securities-Government Agency Collateralized Mortgage Obligations
0
Gross unrealized losses-Commercial Mortgage Backed Securities-Government Agency Collateralized Mortgage Obligations
5,997
Fair value-Commercial Mortgage Backed Securities-Government Agency Collateralized Mortgage Obligations
36,082
Gross unrealized gains-Other Debt Securities
0
Gross unrealized losses-Other Debt Securities
2,062
Fair value-Other Debt Securities
45,351
Amortized cost
1,030,105
Allowance for credit losses - held to maturity securities
32
Securities held to maturity (net of allowance for credit losses of 32 at both december 31, 2025 and 2024) (fair value of 961,870 and 1,002,544, respectively)
1,030,073
Securities available for sale, at fair value (amortized cost of 2,635,495 and 968,927, respectively)
2,560,818
Loans held for sale, at fair value
265,959
Loans held for investment, net of unearned income
19,047,039
Allowance for credit losses
293,955
Loans, net
18,753,084
Premises and equipment, net
465,141
Other real estate owned, net
15,191
Goodwill
1,405,840
Other intangible assets, net
146,612
Bank-owned life insurance
492,541
Mortgage servicing rights, net
65,271
Other assets
480,178
Total assets
26,751,426
Noninterest-bearing
5,043,960
Interest-bearing
16,429,110
Total deposits
21,473,070
Short-term borrowings
555,774
Thereafter
499,756
Long-term debt
499,756
Other liabilities
337,921
Total liabilities
22,866,521
Common stock, 5.00 par value 250,000,000 and 150,000,000 shares authorized, respectively 97,722,397 and 66,484,225.00 shares issued, respectively 94,636,207 and 63,565,690 shares outstanding, respectively
488,612
Treasury stock, at cost, 3,086,190 and 2,918,535 shares, respectively
103,494
Additional paid-in capital
2,392,997
Retained earnings
1,196,522
Accumulated other comprehensive loss, net of taxes
-89,732
Total shareholders equity
3,884,905
Total liabilities and shareholders equity
26,751,426
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fairvalue-Government Agency Mortgage...$313,963K Fairvalue-Residential Mortgage Backed...$301,658K Fair value-USStatesAnd Political...$249,937K Fair value-OtherDebt Securities$45,351K Fairvalue-Commercial Mortgage Backed...$36,082K Gross unrealizedlosses-USStates And Political...$29,516K Gross unrealizedlosses-Residential Mortgage Backed...$18,600K Fairvalue-Commercial Mortgage Backed...$14,879K Gross unrealizedlosses-Government Agency Mortgage...$10,030K Gross unrealizedlosses-Commercial Mortgage Backed...$5,997K Gross unrealizedlosses-Other Debt Securities$2,062K Gross unrealizedlosses-Commercial Mortgage Backed...$2,059K Loans held forinvestment, net of unearned...$19,047,039K Interest-bearing balances withbanks$771,126K Cash and due frombanks$299,592K Amortized cost$1,030,105K Gross unrealizedgains-USStates And Political...$29K Loans, net$18,753,084K Securities available forsale, at fair value...$2,560,818K Goodwill$1,405,840K Cash and cashequivalents$1,070,718K Securities held to maturity(net of allowance for...$1,030,073K Bank-owned life insurance$492,541K Other assets$480,178K Premises and equipment,net$465,141K Loans held for sale, atfair value$265,959K Other intangibleassets, net$146,612K Mortgage servicingrights, net$65,271K Other real estateowned, net$15,191K Allowance for creditlosses$293,955K Allowance for creditlosses - held to...$32K Total assets$26,751,426K Total liabilities andshareholders equity$26,751,426K Total liabilities$22,866,521K Total shareholdersequity$3,884,905K Treasury stock, at cost,3,086,190 and 2,918,535...$103,494K Accumulated othercomprehensive loss, net of...-$89,732K Total deposits$21,473,070K Short-term borrowings$555,774K Long-term debt$499,756K Other liabilities$337,921K Additional paid-in capital$2,392,997K Retained earnings$1,196,522K Common stock, 5.00 parvalue 250,000,000 and...$488,612K Interest-bearing$16,429,110K Noninterest-bearing$5,043,960K Thereafter$499,756K

RENASANT CORP (RNST)

RENASANT CORP (RNST)