Financial insights of RNST

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans	1,128,013
Taxable	90,054
Tax-exempt	10,920
Other	33,272
Total interest income	1,262,259
Deposits	412,553
Borrowings	45,737
Total interest expense	458,290
Net interest income	803,969
Provision for credit losses on loans	92,573
Provision for (reversal of) credit losses on unfunded commitments	14,884
Provision for credit losses	107,457
Net interest income after provision for credit losses	696,512
Service charges on deposit accounts	51,933
Fees and commissions	19,796
Insurance commissions	0
Wealth management revenue	31,201
Mortgage banking income	37,351
Gain on sale of insurance agency	0
Gain on debt extinguishment	0
Net losses on sales of securities	0
Impairment losses on securities	0
Boli income	14,244
Other	27,355
Total noninterest income	181,880
Salaries and employee benefits	368,563
Data processing	20,704
Net occupancy and equipment	63,651
Other real estate owned	1,651
Professional fees	14,869
Advertising and public relations	18,355
Intangible amortization	27,103
Communications	13,665
Merger and conversion related expenses	49,331
Other	73,768
Total noninterest expense	651,660
Income before income taxes	226,732
Income taxes	45,460
Net income (loss)	181,272

Basic EPS	2.09
Diluted EPS	2.07
Basic Average Shares	86,940,841
Diluted Average Shares	87,514,783