Financial insights of RNST

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$88,228K
EPS
$0.94
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	298,273	199,187*	312,785	306,433
Taxable	28,677	12,015*	27,108	24,918
Tax-exempt	3,589	1,022*	3,109	3,490
Other	7,581	7,543*	8,096	9,057
Total interest income	338,120	219,766*	351,098	343,898
Deposits	103,860	71,313*	115,573	111,921
Borrowings	10,701	8,053*	12,005	13,118
Total interest expense	114,561	79,365*	127,578	125,039
Net interest income	223,559	140,401*	223,520	218,859
Provision for credit gaines on loans	4,224	-33,922*	9,650	75,400
Provision for (reversal of) credit losses on unfunded commitments	-	3,721*	-	-
Provision for credit losses on unfunded commitments	3,856	-	800	5,922
Provision for credit gaines	8,080	-30,201*	10,450	81,322
Net interest income after provision for credit losses	215,479	170,602*	213,070	137,537
Service charges on deposit accounts	14,740	11,382*	13,416	13,618
Gain on sale of insurance agency	-	0*	0	-
Fees and commissions	4,654	3,571*	4,167	6,650
Gain on debt extinguishment	-	0*	0	0
Insurance commissions	-	0*	0	0
Net losses on sales of securities	-	0*	-	-
Wealth management revenue	8,678	7,858*	8,217	7,345
Impairment losses on securities	-	0*	-	-
Mortgage banking income	9,435	6,931*	9,017	11,263
Boli income	3,689	2,817*	4,235	3,383
Other	9,076	7,782*	6,974	6,075
Total noninterest income	50,272	40,340*	46,026	48,334
Salaries and employee benefits	91,749	70,777*	98,982	99,542
Data processing	5,221	4,236*	5,541	5,438
Net occupancy and equipment	18,031	9,990*	18,415	17,359
Other real estate owned	1,399	924*	328	157
Professional fees	4,402	3,382*	3,435	4,223
Advertising and public relations	4,599	3,739*	5,254	4,490
Intangible amortization	8,220	766*	8,674	8,884
Communications	4,009	2,957*	3,955	3,184
Merger and conversion related expenses	0	-7,628*	17,494	20,479
Other	17,698	11,968*	21,752	19,448
Total noninterest expense	155,328	101,109*	183,830	183,204
Income (loss) before income taxes	110,423	109,833*	75,266	2,667
Income taxes	22,195	19,770*	15,478	1,649
Net income (loss)	88,228	90,063	59,788	1,018

Basic EPS	0.94	1.258	0.63	0.01
Diluted EPS	0.94	1.249	0.63	0.01
Basic Average Shares	93,693,615	71,618,045	94,623,551	94,580,927
Diluted Average Shares	94,228,343	72,123,586	95,284,603	95,136,160

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$88,228K
EPS
$0.94
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$88,228K
EPS
$0.94
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$88,228KEPS$0.94Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$88,228KEPS$0.94Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$88,228K
EPS
$0.94
Unit: Thousand (K) dollars

Net Income
$88,228K
EPS
$0.94
Unit: Thousand (K) dollars