For the year ending 2025-12-31, SBCF had -$88,062K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 144,878 |
| Depreciation | 9,735 |
| Accretion of discounts of premiums on securities, net | 7,565 |
| Amortization of operating lease rouas | 9,441 |
| Other amortization and accretion, net | -20,571 |
| Stock-based compensation | 15,742 |
| Origination of loans designated for sale | 165,709 |
| Sale of loans designated for sale | 173,012 |
| Provision for credit losses | 51,260 |
| Deferred income taxes | 12,043 |
| Losses on securities | -522 |
| Gains on sale of loans | 6,421 |
| (gains) losses on sale of oreo, net of write-downs | 207 |
| Losses on disposition of fixed assets and write-downs upon transfer of bank premises to oreo | -131 |
| Net increase in other assets | 26,430 |
| Net (decrease) increase in other liabilities | -42,942 |
| Net cash provided by operating activities | 188,061 |
| Maturities and repayments of debt securities afs | 538,127 |
| Maturities and repayments of debt securities htm | 48,743 |
| Proceeds from sale of debt securities afs | 1,793,210 |
| Purchases of debt securities afs | 2,258,000 |
| Maturities and redemptions of time deposits with other banks | 18,648 |
| Purchases of time deposits with other banks | 0 |
| Net new loans and principal repayments | 982,577 |
| Purchases of loans held for investment | 0 |
| Proceeds from the sale of loans held for investment | 19,507 |
| Proceeds from the sale of oreo | 4,534 |
| Proceeds from sale of fhlb and federal reserve bank stock | 56,195 |
| Purchase of fhlb and federal reserve bank stock | 110,594 |
| Proceeds from boli death benefit | 5,059 |
| Proceeds from sale of visa class b shares | 0 |
| Net cash from bank acquisitions | 169,559 |
| Additions to bank premises and equipment | 9,174 |
| Net cash (used in) provided by investing activities | -706,763 |
| Net (decrease) increase in deposits | -142,148 |
| Net increase (decrease) in repurchase agreements | 51,868 |
| Net increase (decrease) in fhlb borrowings with original maturities of three months or less | 115,000 |
| Repayments of fhlb borrowings with original maturities of more than three months | 235,000 |
| Proceeds from fhlb borrowings with original maturities of more than three months | 710,000 |
| Stock-based employee benefit plans | -1,353 |
| Repurchase of common stock | 0 |
| Dividends paid | 67,727 |
| Net cash provided by (used in) financing activities | 430,640 |
| Net (decrease) increase in cash and cash equivalents | -88,062 |
| Cash and cash equivalents at beginning of period | 476,607 |
| Cash and cash equivalents at end of period | 388,545 |
SEACOAST BANKING CORP OF FLORIDA (SBCF)
SEACOAST BANKING CORP OF FLORIDA (SBCF)