| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Interest and fees on loans | 161,913 | 157,075 | ||
| Interest and dividends on securities | 36,019 | 32,512 | ||
| Interest on interest bearing deposits and other investments | 4,780 | 3,760 | ||
| Total interest income | 202,712 | 193,347 | ||
| Interest on deposits | 43,133 | 40,633 | ||
| Interest on time certificates | 16,341 | 15,120 | ||
| Interest on borrowed money | 9,770 | 10,730 | ||
| Total interest expense | 69,244 | 66,483 | ||
| Net interest income | 133,468 | 126,864 | ||
| Provision for credit losses | 8,371 | 4,379 | ||
| Net interest income after provision for credit losses | 125,097 | 122,485 | ||
| Service charges on deposit accounts | 6,194 | 5,540 | ||
| Interchange income | 2,008 | 1,895 | ||
| Wealth management income | 4,578 | 4,196 | ||
| Mortgage banking fees | 517 | 685 | ||
| Insurance agency income | 1,481 | 1,289 | ||
| Boli income | 3,875 | 3,380 | ||
| Other | 6,006 | 7,497 | ||
| Noninterest income, excluding securities gains (losses) | 24,659 | 24,482 | ||
| Securities (losses) gains, net | -841 | 39 | ||
| Total noninterest income | 23,818 | 24,521 | ||
| Salaries and wages | 46,310 | 44,438 | ||
| Employee benefits | 7,387 | 8,106 | ||
| Outsourced data processing costs | 9,337 | 8,525 | ||
| Occupancy | 7,627 | 7,483 | ||
| Furniture and equipment | 2,233 | 2,125 | ||
| Marketing | 2,509 | 2,958 | ||
| Legal and professional fees | 1,674 | 2,071 | ||
| Fdic assessments | 2,414 | 2,108 | ||
| Amortization of intangibles | 6,005 | 5,131 | ||
| Oreo expense and net (gain) loss on sale | 346 | -8 | ||
| Provision for credit losses on unfunded commitments | 150 | 150 | ||
| Merger-related charges | 10,808 | 2,422 | ||
| Other | 5,879 | 6,205 | ||
| Total noninterest expense | 101,987 | 91,730 | ||
| Income before income taxes | 46,928 | 55,276 | ||
| Income tax expense | 10,461 | 12,589 | ||
| Net income | 36,467 | 42,687 | ||
| Basic (in dollars per share) | 0.42 | 0.5 | ||
| Basic (in shares) | 86,619,000 | 84,903,000 | ||
| Diluted (in dollars per share) | 0.42 | 0.5 | ||
| Diluted (in shares) | 87,425,000 | 85,479,000 | ||
SEACOAST BANKING CORP OF FLORIDA (SBCF)
SEACOAST BANKING CORP OF FLORIDA (SBCF)