Financial insights of SBCF

MyFinsight

Income Overview

Net Income
$29,757K
EPS
$0.29
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Taxable	NaN	37,820*	NaN	NaN
Nontaxable	NaN	851*	NaN	NaN
Interest and fees on loans	185,731	190,168*	161,913	157,075
Interest and dividends on securities	60,091	NaN	36,019	32,512
Interest on interest-bearing deposits and other investments	4,884	11,844*	4,780	3,760
Total interest income	250,706	240,683*	202,712	193,347
Interest on deposits	44,586	49,609*	43,133	40,633
Interest on time certificates	17,583	20,157*	16,341	15,120
Interest on securities sold under agreement to repurchase	NaN	1,552*	NaN	NaN
Interest on fhlb borrowings	NaN	6,324*	NaN	NaN
Interest on long-term debt	NaN	1,667*	NaN	NaN
Interest on borrowed money	12,067	NaN	9,770	10,730
Total interest expense	74,236	79,308*	69,244	66,483
Net interest income	176,470	161,375*	133,468	126,864
Provision for credit losses	761	32,135*	8,371	4,379
Net interest income after provision for credit losses	175,709	129,240*	125,097	122,485
Service charges on deposit accounts	6,912	5,785*	6,194	5,540
Wealth management income	5,777	5,401*	4,578	4,196
Mortgage banking income	2,166	2,911*	517	685
Interchange income	2,067	2,339*	2,008	1,895
Insurance agency income	1,790	1,426*	1,481	1,289
Boli income	2,617	1,528*	3,875	3,380
Other	5,585	6,572*	6,006	7,497
Total noninterest income before securities (losses) gains, net	26,914	25,961*	24,659	24,482
Securities (gaines) losss, net	-39,528	681*	-841	39
Total noninterest (loss) income	-12,614	26,642*	23,818	24,521
Salaries and wages	NaN	50,817*	46,310	44,438
Employee benefits	NaN	9,605*	7,387	8,106
Salaries and employee benefits	62,645	NaN	NaN	NaN
Outsourced data processing costs	11,995	10,830*	9,337	8,525
Occupancy	9,235	9,125*	7,627	7,483
Furniture and equipment	2,821	2,884*	2,233	2,125
Marketing	3,467	3,164*	2,509	2,958
Legal and professional fees	3,170	2,974*	1,674	2,071
Fdic assessments	3,195	2,809*	2,414	2,108
Amortization of intangibles	10,098	10,115*	6,005	5,131
Oreo expense and net gain on sale	-63	-381*	346	-8
Provision for credit losses on unfunded commitments	150	812*	150	150
Merger and integration costs	8,536	12,578*	10,808	2,422
Other	6,796	8,193*	5,879	6,205
Total noninterest expense	122,171	124,285*	101,987	91,730
Income before income taxes	40,924	31,597*	46,928	55,276
Provision for income tax expense	9,029	7,053*	10,461	12,589
Net income	31,895	24,544*	36,467	42,687
Preferred dividends	2,138	535*	NaN	NaN
Net income available to common shareholders	29,757	24,009	NaN	NaN

Basic EPS	0.3	0.257	0.42	0.5
Diluted EPS	0.29	0.254	0.42	0.5
Basic Average Shares	96,840,000	93,306,000	86,619,000	84,903,000
Diluted Average Shares	97,838,000	94,414,000	87,425,000	85,479,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$29,757K
EPS
$0.29
Unit: Thousand (K) dollars

Time Plot

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Income Statement

Income Overview

Net Income
$29,757K
EPS
$0.29
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$29,757KEPS$0.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$29,757KEPS$0.29Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$29,757K
EPS
$0.29
Unit: Thousand (K) dollars

Net Income
$29,757K
EPS
$0.29
Unit: Thousand (K) dollars