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Income Overview

Net Income
$57,397K
EPS
$0.55
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Taxable
-
-
37,820*
-
Nontaxable
-
-
851*
-
Interest and fees on loans
188,161
185,731
190,168*
161,913
Interest and dividends on securities
62,574
60,091
-
36,019
Interest on interest-bearing deposits and other investments
4,816
4,884
11,844*
4,780
Total interest income
255,551
250,706
240,683*
202,712
Interest on deposits
44,201
44,586
49,609*
43,133
Interest on time certificates
18,663
17,583
20,157*
16,341
Interest on securities sold under agreement to repurchase
-
-
1,552*
-
Interest on fhlb borrowings
-
-
6,324*
-
Interest on long-term debt
-
-
1,667*
-
Interest on borrowed money
12,292
12,067
-
9,770
Total interest expense
75,156
74,236
79,308*
69,244
Net interest income
180,395
176,470
161,375*
133,468
Provision for credit losses
8,997
761
32,135*
8,371
Net interest income after provision for credit losses
171,398
175,709
129,240*
125,097
Service charges on deposit accounts
7,045
6,912
5,785*
6,194
Wealth management income
5,968
5,777
5,401*
4,578
Mortgage banking income
2,744
2,166
2,911*
517
Interchange income
2,093
2,067
2,339*
2,008
Insurance agency income
1,336
1,790
1,426*
1,481
Boli income
2,609
2,617
1,528*
3,875
Other
6,042
5,585
6,572*
6,006
Total noninterest income before securities (losses) gains, net
27,837
26,914
25,961*
24,659
Securities (gaines) losss, net
-59
-39,528
681*
-841
Total noninterest income
27,778
-12,614
26,642*
23,818
Salaries and wages
-
-
50,817*
46,310
Employee benefits
-
-
9,605*
7,387
Salaries and employee benefits
63,115
62,645
-
-
Outsourced data processing costs
12,242
11,995
10,830*
9,337
Occupancy
9,591
9,235
9,125*
7,627
Furniture and equipment
2,803
2,821
2,884*
2,233
Marketing
3,525
3,467
3,164*
2,509
Legal and professional fees
2,480
3,170
2,974*
1,674
Fdic assessments
2,759
3,195
2,809*
2,414
Amortization of intangibles
9,960
10,098
10,115*
6,005
Oreo expense and net gain on sale
-85
-63
-381*
346
Provision for credit losses on unfunded commitments
150
150
812*
150
Merger and integration costs
8,358
8,536
12,578*
10,808
Other
8,042
6,796
8,193*
5,879
Total noninterest expense
123,110
122,171
124,285*
101,987
Income before income taxes
76,066
40,924
31,597*
46,928
Provision for income tax expense
16,531
9,029
7,053*
10,461
Net income
59,535
31,895
24,544*
36,467
Preferred dividends
2,138
2,138
535*
-
Net income available to common shareholders
57,397
29,757
24,009
-
Basic EPS
0.55
0.3
0.257
0.42
Diluted EPS
0.55
0.29
0.254
0.42
Basic Average Shares
96,438,000
96,840,000
93,306,000
86,619,000
Diluted Average Shares
97,250,000
97,838,000
94,414,000
87,425,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$188,161K (19.79%↑ Y/Y)Interest and dividends onsecurities$62,574K (92.46%↑ Y/Y)Interest oninterest-bearing deposits and...$4,816K (28.09%↑ Y/Y)Total interest income$255,551K (32.17%↑ Y/Y)Service charges ondeposit accounts$7,045K (27.17%↑ Y/Y)Other$6,042K (-19.41%↓ Y/Y)Wealth managementincome$5,968K (42.23%↑ Y/Y)Mortgage banking income$2,744K (300.58%↑ Y/Y)Boli income$2,609K (-22.81%↓ Y/Y)Interchange income$2,093K (10.45%↑ Y/Y)Insurance agency income$1,336K (3.65%↑ Y/Y)Net interest income$180,395K (42.20%↑ Y/Y)Total noninterestincome before...$27,837K (13.70%↑ Y/Y)Total interestexpense$75,156K (13.05%↑ Y/Y)Net interest incomeafter provision for...$171,398K (39.93%↑ Y/Y)Total noninterestincome$27,778K (13.28%↑ Y/Y)Provision for creditlosses$8,997K (105.46%↑ Y/Y)Securities (gaines) losss,net-$59K (-251.28%↓ Y/Y)Interest on deposits$44,201K (8.78%↑ Y/Y)Interest on timecertificates$18,663K (23.43%↑ Y/Y)Interest on borrowedmoney$12,292K (14.56%↑ Y/Y)Income before incometaxes$76,066K (37.61%↑ Y/Y)Total noninterestexpense$123,110K (34.21%↑ Y/Y)Net income$59,535K (39.47%↑ Y/Y)Provision for income taxexpense$16,531K (31.31%↑ Y/Y)Salaries and employeebenefits$63,115K Outsourced data processingcosts$12,242K (43.60%↑ Y/Y)Amortization of intangibles$9,960K (94.11%↑ Y/Y)Occupancy$9,591K (28.17%↑ Y/Y)Merger and integrationcosts$8,358K (245.09%↑ Y/Y)Other$8,042K (29.61%↑ Y/Y)Marketing$3,525K (19.17%↑ Y/Y)Furniture and equipment$2,803K (31.91%↑ Y/Y)Fdic assessments$2,759K (30.88%↑ Y/Y)Legal andprofessional fees$2,480K (19.75%↑ Y/Y)Provision for creditlosses on unfunded...$150K (0.00%↑ Y/Y)Oreo expense and netgain on sale-$85K (-962.50%↓ Y/Y)Net incomeavailable to common...$57,397K Preferred dividends$2,138K

SEACOAST BANKING CORP OF FLORIDA (SBCF)

SEACOAST BANKING CORP OF FLORIDA (SBCF)