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For the quarter ending 2026-03-31, SBFG has $1,604,598K in assets. $1,460,943K in debts.

Balance Sheets Overview

Debt to Asset Ratio
91.05%
Unit: Thousand (K) dollars
Assets Breakdown
    • Cash and due from banks
    • Cash value of life insurance
    • Goodwill
    • Others
Liabilities Breakdown
    • Savings
    • Money market
    • Time deposits
    • Others

Balance Sheets
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
126,293 85,025 79,463
Interest bearing time deposits
1,965 2,025 1,565
Available-for-sale securities
183,626 193,190 195,955
Loans held for sale
7,203 4,736 12,774
Loans, net of unearned income
1,181,135 1,110,545 1,094,719
Allowance for credit losses
16,388 15,943 15,645
Premises and equipment, net
21,295 21,764 21,857
Federal reserve and federal home loan bank stock, at cost
5,463 5,466 5,466
Foreclosed assets and other assets held for sale, net
974 237 284
Interest receivable
5,499 5,455 5,299
Goodwill
27,158 27,158 27,158
Cash value of life insurance
32,401 32,004 31,060
Mortgage servicing rights
15,728 15,347 15,458
Other assets
12,246 9,254 10,888
Total assets
1,604,598 1,496,263 1,486,301
Non interest bearing demand
248,239 246,725 241,245
Interest bearing demand
215,594 194,420 205,581
Savings
333,662 290,111 282,311
Money market
300,028 261,953 249,536
Time deposits
274,300 269,313 271,149
Total deposits
1,371,823 1,262,522 1,249,822
Repurchase agreements
9,433 10,976 15,640
Federal home loan bank advances
27,500 35,000 35,000
Trust preferred securities
10,310 10,310 10,310
Subordinated debt net of issuance costs
19,751 19,726 19,715
Interest payable
2,553 2,739 2,258
Other liabilities
19,573 18,051 19,908
Preferred stock, no par value authorized 200,000 shares 2025 - 0 shares outstanding, 2024 - 0 shares outstanding
--0
Total liabilities
1,460,943 1,359,324 1,352,653
Common stock, no par value 2026 - 10,500,000 shares authorized, 8,525,375 shares issued 2025 - 10,500,000 shares authorized, 8,525,375 shares issued
61,319 61,319 61,319
Additional paid-in capital
15,065 15,086 15,139
Retained earnings
129,631 123,370 120,273
Accumulated other comprehensive loss
-21,861 -23,412 -25,492
Treasury stock, at cost (2026 - 2,240,560 common shares 2025 - 2,249,417 common shares)
40,499 39,424 37,591
Total shareholders equity
143,655 136,939 133,648
Total liabilities and shareholders equity
1,604,598 1,496,263 1,486,301
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of unearnedincome$1,181,135K Available-for-sale securities$183,626K Cash and due frombanks$126,293K Cash value of lifeinsurance$32,401K Goodwill$27,158K Premises and equipment,net$21,295K Mortgage servicingrights$15,728K Other assets$12,246K Loans held for sale$7,203K Interest receivable$5,499K Federal reserve andfederal home loan bank...$5,463K Interest bearing timedeposits$1,965K Foreclosed assets and otherassets held for sale,...$974K Total assets$1,604,598K Allowance for creditlosses$16,388K Total liabilities andshareholders equity$1,604,598K Total liabilities$1,460,943K Total shareholdersequity$143,655K Treasury stock, at cost(2026 - 2,240,560...$40,499K Accumulated othercomprehensive loss-$21,861K Total deposits$1,371,823K Federal home loan bankadvances$27,500K Subordinated debt net ofissuance costs$19,751K Other liabilities$19,573K Trust preferredsecurities$10,310K Repurchase agreements$9,433K Interest payable$2,553K Retained earnings$129,631K Common stock, no parvalue 2026 -...$61,319K Additional paid-in capital$15,065K Savings$333,662K Money market$300,028K Time deposits$274,300K Non interestbearing demand$248,239K Interest bearing demand$215,594K