sbfg: the income statement

MyFinsight

SB FINANCIAL GROUP, INC. (SBFG)

For the quarter ending 2025-06-30, SBFG made $23,515K in revenue. $3,852K in net income. Net profit margin of 16.38%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	875
Other income	479
Gain on sale of mortgage loans & omsr	1,566
Gain on sale of non-mortgage loans	82
Title insurance income	582
Wealth management fees	859
Mortgage loan servicing fees, net	594
Customer service fees	886
Total noninterest income	5,048
State, local and other taxes	268
Salaries and employee benefits	6,595
Professional fees	892
Postage and delivery expense	107
Other expense	697
Net occupancy expense	793
Marketing expense	190
Employee expense	176
Data processing fees	888
Equipment expense	1,121
Telephone and communications	125
Total noninterest expense	11,852
Provision for credit losses - loans	300
Provision for unfunded commitments	-297
Total provision for credit losses	597
Tax exempt	35
Taxable	1,133
Other interest income	1,124
Tax exempt	116
Taxable	16,059
Total interest income	18,467
Trust preferred securities expense	161
Subordinated debt expense	194
Repurchase agreements & other	21
Federal home loan bank advance expense	366
Deposits	5,597
Total interest expense	6,339
Net interest income	12,128
Net interest income after provision for credit losses	11,531
Income before income tax	4,727
Net income	3,852

Basic (in shares)	6,448,000
Basic earnings per common share (in dollars per share)	0.6
Diluted (in shares)	6,459,000
Diluted earnings per common share (in dollars per share)	0.6

Unit: Thousand (K) dollars (except for numbers of shares and EPS)