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Cash Flow Overview

Change in Cash
-$15,630,104
Free Cash flow
$700,953
Unit: Dollar
Positive Cash Flow Breakdown
    • Proceeds from federal home loan ...
    • Proceeds from paydowns of mortga...
    • Proceeds from sale of loans
    • Others
Negative Cash Flow Breakdown
    • Repayments of federal home loan ...
    • Net change in loans
    • Net decrease in deposit accounts
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
390,079
418,143
-733,418
281,057
Depreciation
-
-
234,716
-
Depreciation and amortization
61,464
-111,475
-
63,142
(accretion) amortization of premiums and discounts
33,809
18,752
-34,154
-79,314
Accretion of deferred loan origination fees, net
21,230
10,687
17,841
24,386
Amortization of mortgage servicing rights
18,677
10,512
15,401
11,390
Deferred income taxes
-16,485
113,169
-211,629
88,901
Provision for credit losses
24,140
72,800
32,639
0
Gain on sale of loans
12,549
21,197
29,183
39,069
Proceeds from sale of loans
700,968
1,052,225
1,594,870
1,871,611
Origination of loans held for sale
533,622
1,198,820
1,239,763
2,187,243
Increase in cash surrender value of life insurance
18,474
18,175
18,213
18,094
Loss on sale of available-for-sale securities
-
-
-419,278
-
Gain on sale of foreclosed assets
-
-
0
3,814
Release of esop shares
12,739
12,449
24,137
15,125
Accrued interest receivable
64,718
41,210
94,241
8,661
Other assets
-105,361
-97,791
-102,661
-674,011
Accrued expenses and other liabilities
101,546
-1,137,448
1,214,974
284,478
Net cash provided by operating activities
714,087
-609,123
1,156,990
1,087,762
Proceeds from maturities of held-to-maturity securities
-
-
245,000
0
Proceeds from sales of available-for-sale securities
-
-
7,578,242
-
Proceeds from paydowns of mortgage-backed securities
1,565,196
1,163,233
786,475
817,370
Proceeds from calls and maturities of available-for-sale securities
-
-
255,000
230,000
Purchase of available-for-sale securities
1,250,000
500,000
41,441,325
-
Net change in loans
8,330,464
10,271,250
3,918,908
2,410,258
Purchase of federal home loan bank stock
450,000
-
877,500
-
Proceeds from sale of foreclosed assets
-
-
0
250,979
Purchase of premises and equipment
13,134
95,741
140,502
243,029
Net cash (used in) provided by investing activities
-8,478,402
-9,703,758
-37,513,518
-1,354,938
Net decrease in deposit accounts
-7,666,751
-4,408,691
16,754,602
-15,728,459
Proceeds from federal home loan bank advances
10,000,000
-
35,000,000
-
Repayments of federal home loan bank advances
10,000,000
-
-
-
Net change in advances by borrowers for taxes and insurance
-199,038
252,482
185,613
-192,792
Gross proceeds from issuance of common stock
-
-
0
8,897,810
Stock offering costs, net
-
-
0
1,550,398
Purchase of esop shares
-
-
0
622,850
Net cash (used in) provided by financing activities
-7,865,789
-4,156,209
51,940,215
-13,796,626
(decrease) increase in cash and cash equivalents
-15,630,104
-14,469,090
15,583,687
-14,063,802
Cash and cash equivalents, beginning of period
35,909,448
50,378,538
34,794,851
43,540,304
Cash and cash equivalents, end of period
20,279,344
35,909,448
50,378,538
34,794,851
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sale ofloans$700,968 (-81.18%↓ Y/Y)Net income$390,079 (-48.07%↓ Y/Y)Other assets-$105,361 (-128.11%↓ Y/Y)Accrued expenses andother liabilities$101,546 (120.28%↑ Y/Y)Depreciation andamortization$61,464 (-43.30%↓ Y/Y)Provision for creditlosses$24,140 (175.89%↑ Y/Y)Amortization of mortgageservicing rights$18,677 (-28.66%↓ Y/Y)Release of esop shares$12,739 Net cash provided byoperating activities$714,087 (92.24%↑ Y/Y)Canceled cashflow$700,887 (decrease) increase in cashand cash...-$15,630,104 (-393.89%↓ Y/Y)Canceled cashflow$714,087 Proceeds from paydowns ofmortgage-backed securities$1,565,196 (25.94%↑ Y/Y)Proceeds from federalhome loan bank...$10,000,000 Origination of loans held forsale$533,622 (-85.50%↓ Y/Y)Accrued interestreceivable$64,718 (205.85%↑ Y/Y)(accretion) amortization ofpremiums and discounts$33,809 (123.54%↑ Y/Y)Accretion of deferred loanorigination fees, net$21,230 (-31.70%↓ Y/Y)Increase in cashsurrender value of life...$18,474 (-46.92%↓ Y/Y)Deferred income taxes-$16,485 (-106.83%↓ Y/Y)Gain on sale of loans$12,549 (-82.93%↓ Y/Y)Net cash (used in)provided by investing...-$8,478,402 (-302.39%↓ Y/Y)Net cash (used in)provided by financing...-$7,865,789 (-1138.10%↓ Y/Y)Canceled cashflow$1,565,196 Canceled cashflow$10,000,000 Net change in loans$8,330,464 (701.79%↑ Y/Y)Purchase ofavailable-for-sale securities$1,250,000 Repayments of federal homeloan bank advances$10,000,000 Purchase of federal homeloan bank stock$450,000 Purchase of premises andequipment$13,134 (-84.16%↓ Y/Y)Net decrease indeposit accounts-$7,666,751 (-96.95%↓ Y/Y)Net change inadvances by borrowers for...-$199,038 (-494.47%↓ Y/Y)

Security Midwest Bancorp, Inc. (SBMW)

Security Midwest Bancorp, Inc. (SBMW)