Financial insights of SBMW

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans	7,592,868
Investment securities	1,373,834
Interest-bearing deposits and other	1,366,023
Total interest income	10,332,725
Deposits	2,237,361
Federal home loan bank advances	162,401
Total interest expense	2,399,762
Net interest income	7,932,963
Provision for credit losses	41,389
Net interest income after provision for credit losses	7,891,574
Service fees on deposits	1,018,342
Debit card fees	387,710
Mortgage loan servicing fees, net	117,030
Gain on sale of loans	141,755
Loss on sale of investment securities	-419,278
Gain on sale of real estate owned	3,814
Other noninterest income	310,865
Total noninterest income	1,560,238
Salaries and employee benefits	5,723,090
Occupancy and equipment	568,837
Data processing fees	671,767
Fdic insurance premiums	89,853
Advertising	191,200
Directors fees	96,400
Debit card expense	78,637
Professional fees	638,135
Telephone and internet	141,337
Other	835,250
Total noninterest expense	9,034,506
Income before income taxes	417,306
Provision for income taxes	118,574
Net income (loss)	298,732

Basic EPS	0.36
Diluted EPS	0.36
Diluted Average Shares	828,871