For the year ending 2025-12-31, SBSI had -$36,375K decrease in cash & cash equivalents over the period. $73,479K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 69,220 |
| Depreciation and net amortization | 10,610 |
| Securities premium amortization (discount accretion), net | -8,471 |
| Loan (discount accretion) premium amortization, net | -949 |
| Provision for (reversal of) credit losses | 3,053 |
| Stock compensation expense | 3,046 |
| Deferred tax expense (benefit) | -351 |
| Net (gain) loss on sale of afs securities | -32,270 |
| Net gain on sale of equity securities | 0 |
| Loss on impairment of investments | 0 |
| Net loss on premises and equipment | -1,758 |
| Gross proceeds from sales of loans held for sale | 17,140 |
| Gross originations of loans held for sale | 16,526 |
| Net (gain) loss on consumer receivables | 0 |
| Net (gain) loss on oreo | -109 |
| (gain on purchase) loss on redemption of subordinated notes | 0 |
| Interest receivable | -4,915 |
| Other assets | -8,190 |
| Interest payable | 3,440 |
| Other liabilities | -52,477 |
| Net cash provided by (used in) operating activities | 93,817 |
| Purchases | 967,713 |
| Sales | 544,174 |
| Maturities, calls and principal repayments | 516,212 |
| Maturities, calls and principal repayments | 35,103 |
| Proceeds from sales of equity securities | 0 |
| Proceeds from redemption of fhlb stock and equity investments | 39,564 |
| Purchases of fhlb stock and equity investments | 19,915 |
| Net loan paydowns (originations) | 158,986 |
| Proceeds from sales of customer receivables | 0 |
| Purchases of premises and equipment | 20,338 |
| Proceeds from (purchases of) boli | 3,147 |
| Proceeds from sales of premises and equipment | 322 |
| Net proceeds from sales of oreo | 273 |
| Proceeds from sales of repossessed assets | 230 |
| Net cash provided by (used in) investing activities | -34,221 |
| Net change in deposits | 210,850 |
| Net change in other borrowings | 132,214 |
| Proceeds from fhlb borrowings | 3,756,000 |
| Repayment of fhlb borrowings | 4,276,773 |
| Net proceeds from issuance of subordinated notes | 147,428 |
| Purchase/redemption of subordinated notes | 0 |
| Proceeds from stock option exercises | 693 |
| Cash paid to tax authority related to tax withholding on share-based awards | 784 |
| Purchase of common stock | 23,182 |
| Proceeds from the issuance of common stock for dividend reinvestment plan | 954 |
| Cash dividends paid | 43,371 |
| Net cash provided by (used in) financing activities | -95,971 |
| Net increase (decrease) in cash and cash equivalents | -36,375 |
| Cash and cash equivalents at beginning of period | 426,161 |
| Cash and cash equivalents at end of period | 389,786 |
SOUTHSIDE BANCSHARES INC (SBSI)
SOUTHSIDE BANCSHARES INC (SBSI)