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Cash Flow Overview

Change in Cash
$9,783K
Free Cash flow
$27,519K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from fhlb borrowings
    • Available For Sale
    • Net change in other borrowings
    • Others
Negative Cash Flow Breakdown
    • Repayment of fhlb borrowings
    • Net change in deposits
    • Purchases
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
26,837
23,259
20,987
48,233
Depreciation and net amortization
2,686
2,576
2,605
2,695
Securities premium amortization (discount accretion), net
-2,923
-2,929
-2,763
-2,146
Loan (discount accretion) premium amortization, net
-218
-83
-289
-271
Provision for (reversal of) credit losses
83
1,410
581
1,092
Stock compensation expense
1,021
1,637
656
790
Deferred tax expense (benefit)
242
-255
195
-146
Net (gain) loss on sale of afs securities
0
0
-7,321
-24,395
Net gain on sale of equity securities
-
-
0
-
Loss on impairment of investments
-
-
0
0
Net loss on premises and equipment
-22
-39
-103
-362
Gross proceeds from sales of loans held for sale
3,064
3,827
4,090
4,718
Gross originations of loans held for sale
1,927
3,973
4,925
4,787
Net (gain) loss on consumer receivables
-
-
0
0
Net (gain) loss on oreo
-12
15
0
27
Loss on redemption of subordinated notes
0
-791
0
0
Interest receivable
7,410
-5,827
6,396
-10,133
Other assets
-20,008
5,855
-8,100
1,474
Interest payable
4,467
-3,800
1,792
1,062
Other liabilities
-20,002
20,557
-14,431
-5,941
Net cash provided by (used in) operating activities
32,244
49,037
23,730
40,202
Purchases
131,559
206,859
373,067
338,587
Sales
0
0
132,672
291,260
Available For Sale
107,249
105,213
91,280
170,468
Held To Maturity
9,952
27,670
16,996
10,360
Proceeds from sales of equity securities
-
-
0
-
Proceeds from redemption of fhlb stock and equity investments
10,045
9,315
0
21,452
Purchases of fhlb stock and equity investments
38,928
11,604
4,725
6,477
Net loan paydowns (originations)
3,988
128,526
53,795
164,443
Proceeds from sales of customer receivables
-
-
0
0
Purchases of premises and equipment
4,725
4,046
7,143
2,829
Proceeds from (purchases of) boli
-1,217
0
4,290
0
Proceeds from sales of premises and equipment
-5
-17
-2
612
Net proceeds from sales of oreo
0
133
0
273
Proceeds from sales of repossessed assets
21
8
30
132
Net cash provided by (used in) investing activities
-50,721
-208,713
-202,044
-17,779
Net change in deposits
-705,098
9,334
-96,441
329,612
Net change in other borrowings
64,264
146,866
109,283
-467
Proceeds from fhlb borrowings
3,423,000
900,000
410,000
630,000
Repayment of fhlb borrowings
2,743,095
795,193
300,196
1,040,194
Net proceeds from issuance of subordinated notes
-
-
-191
147,619
Redemption of subordinated notes
0
93,000
0
0
Proceeds from stock option exercises
19
52
0
-10
Cash paid to tax authority related to tax withholding on share-based awards
346
224
202
24
Purchase of common stock
0
-
10,560
1,546
Proceeds from the issuance of common stock for dividend reinvestment plan
233
233
215
225
Cash dividends paid
10,717
10,705
10,720
10,821
Net cash provided by (used in) financing activities
28,260
157,363
101,188
54,394
Net increase (decrease) in cash and cash equivalents
9,783
-2,313
-77,126
76,817
Cash and cash equivalents at beginning of period
387,473
389,786
466,912
426,161
Cash and cash equivalents at end of period
397,256
387,473
389,786
466,912
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$26,837K (-38.05%↓ Y/Y)Other assets-$20,008K (-1179.28%↓ Y/Y)Proceeds from fhlbborrowings$3,423,000K (26.03%↑ Y/Y)Interest payable$4,467K (662.29%↑ Y/Y)Gross proceeds fromsales of loans held for...$3,064K (-63.23%↓ Y/Y)Securities premiumamortization (discount...-$2,923K (17.94%↑ Y/Y)Depreciation and netamortization$2,686K (-49.42%↓ Y/Y)Stock compensationexpense$1,021K (-36.19%↓ Y/Y)Deferred tax expense(benefit)$242K (160.50%↑ Y/Y)Loan (discountaccretion) premium...-$218K (43.96%↑ Y/Y)Provision for (reversalof) credit losses$83K (-93.99%↓ Y/Y)Net loss on premisesand equipment-$22K (98.30%↑ Y/Y)Net (gain) loss onoreo-$12K (91.18%↑ Y/Y)Net change in otherborrowings$64,264K (174.66%↑ Y/Y)Proceeds from theissuance of common stock...$233K (-54.67%↓ Y/Y)Proceeds from stockoption exercises$19K (-97.30%↓ Y/Y)Net cash provided by(used in) operating...$32,244K (7.89%↑ Y/Y)Net cash provided by(used in) financing...$28,260K (111.23%↑ Y/Y)Canceled cashflow$29,339K Canceled cashflow$3,459,256K Net increase(decrease) in cash and cash...$9,783K (127.13%↑ Y/Y)Canceled cashflow$50,721K Other liabilities-$20,002K (37.70%↑ Y/Y)Interest receivable$7,410K (729.03%↑ Y/Y)Gross originations ofloans held for sale$1,927K (-71.72%↓ Y/Y)Available For Sale$107,249K (-57.85%↓ Y/Y)Proceeds from redemptionof fhlb stock and...$10,045K (-44.54%↓ Y/Y)Held To Maturity$9,952K (28.46%↑ Y/Y)Proceeds from (purchasesof) boli-$1,217K (-6.47%↓ Y/Y)Proceeds from sales ofrepossessed assets$21K (-69.12%↓ Y/Y)Repayment of fhlbborrowings$2,743,095K (-6.58%↓ Y/Y)Net change indeposits-$705,098K (-3058.90%↓ Y/Y)Cash dividends paid$10,717K (-50.91%↓ Y/Y)Cash paid to taxauthority related to tax...$346K (-37.99%↓ Y/Y)Net cash provided by(used in) investing...-$50,721K (-127.33%↓ Y/Y)Canceled cashflow$128,484K Purchases$131,559K (-48.62%↓ Y/Y)Purchases of fhlb stock andequity investments$38,928K (346.78%↑ Y/Y)Purchases of premises andequipment$4,725K (-54.42%↓ Y/Y)Net loan paydowns(originations)$3,988K (106.73%↑ Y/Y)Proceeds from sales ofpremises and equipment-$5K (98.26%↑ Y/Y)

SOUTHSIDE BANCSHARES INC (SBSI)

SOUTHSIDE BANCSHARES INC (SBSI)