For the quarter ending 2025-09-30, SBSI had $76,817K increase in cash & cash equivalents over the period. $37,373K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 4,913 | 43,320 |
| Depreciation and net amortization | 2,695 | 5,310 |
| Securities premium amortization (discount accretion), net | -2,146 | -3,562 |
| Loan (discount accretion) premium amortization, net | -271 | -389 |
| Provision for (reversal of) credit losses | 1,092 | 1,380 |
| Stock compensation expense | 790 | 1,600 |
| Deferred tax expense (benefit) | -146 | -400 |
| Net (gain) loss on sale of afs securities | -24,395 | -554 |
| Loss on impairment of investments | 0 | - |
| Net loss on premises and equipment | -362 | -1,293 |
| Gross proceeds from sales of loans held for sale | 4,718 | 8,332 |
| Gross originations of loans held for sale | 4,787 | 6,814 |
| Net (gain) loss on consumer receivables | 0 | 0 |
| Net (gain) loss on oreo | 27 | -136 |
| Gain on purchase of subordinated notes | 0 | 0 |
| Interest receivable | -10,133 | -1,178 |
| Other assets | 1,474 | -1,564 |
| Interest payable | 1,062 | 586 |
| Other liabilities | -5,941 | -32,105 |
| Net cash provided by (used in) operating activities | 40,202 | 29,885 |
| Purchases | 338,587 | 256,059 |
| Sales | 291,260 | 120,242 |
| Maturities, calls and principal repayments | 170,468 | 254,464 |
| Maturities, calls and principal repayments | 10,360 | 7,747 |
| Proceeds from redemption of fhlb stock and equity investments | 21,452 | 18,112 |
| Purchases of fhlb stock and equity investments | 6,477 | 8,713 |
| Net loan paydowns (originations) | 164,443 | -59,252 |
| Proceeds from sales of customer receivables | 0 | 0 |
| Purchases of premises and equipment | 2,829 | 10,366 |
| Proceeds from (purchases of) boli | 0 | -1,143 |
| Proceeds from sales of premises and equipment | 612 | -288 |
| Net proceeds from sales of oreo | 273 | 0 |
| Proceeds from sales of repossessed assets | 132 | 68 |
| Net cash provided by (used in) investing activities | -17,779 | 185,602 |
| Net change in deposits | 329,612 | -22,321 |
| Net change in other borrowings | -467 | 23,398 |
| Proceeds from fhlb borrowings | 630,000 | 2,716,000 |
| Repayment of fhlb borrowings | 1,040,194 | 2,936,383 |
| Net proceeds from issuance of subordinated notes | 147,619 | - |
| Purchase/redemption of subordinated notes | 0 | 0 |
| Proceeds from stock option exercises | -10 | 703 |
| Cash paid to tax authority related to tax withholding on share-based awards | 24 | 558 |
| Purchase of common stock | 1,546 | 11,076 |
| Proceeds from the issuance of common stock for dividend reinvestment plan | 225 | 514 |
| Cash dividends paid | 10,821 | 21,830 |
| Net cash provided by (used in) financing activities | 54,394 | -251,553 |
| Net increase (decrease) in cash and cash equivalents | 76,817 | -36,066 |
| Cash and cash equivalents at beginning of period | 426,161 | - |
| Cash and cash equivalents at end of period | 466,912 | - |
SOUTHSIDE BANCSHARES INC (SBSI)
SOUTHSIDE BANCSHARES INC (SBSI)