Financial insights of SBSI

MyFinsight

Income Overview

Net Income
$23,259K
EPS
$0.78
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	70,988	NaN	69,699	67,249
Taxable investment securities	4,649	NaN	5,578	6,205
Tax-exempt investment securities	6,156	NaN	8,245	8,483
Mbs	17,908	NaN	14,174	13,040
Fhlb stock and equity investments	249	NaN	374	524
Other interest earning assets	2,306	NaN	3,826	3,061
Total interest and dividend income	102,256	NaN	101,896	98,562
Deposits	36,563	NaN	38,758	37,427
Fhlb borrowings	975	NaN	2,847	3,721
Subordinated notes	3,577	NaN	2,319	935
Trust preferred subordinated debentures	915	NaN	1,025	1,015
Other borrowings	2,537	NaN	1,229	1,198
Total interest expense	44,567	NaN	46,178	44,296
Net interest income	57,689	NaN	55,718	54,266
Provision for (reversal of) credit losses	1,410	NaN	1,092	622
Net interest income after provision for credit losses	56,279	NaN	54,626	53,644
Deposit services	5,931	NaN	6,069	6,125
Net gain (loss) on sale of securities afs	0	NaN	-24,395	0
Gain (loss) on sale of loans	118	NaN	164	99
Trust fees	2,202	NaN	2,081	1,879
Boli	986	NaN	871	833
Brokerage services	1,363	NaN	1,172	1,219
Other	1,996	NaN	2,048	1,990
Total noninterest income	12,596	NaN	-11,990	12,145
Salaries and employee benefits	24,332	NaN	22,803	22,272
Net occupancy	3,459	NaN	3,761	3,621
Advertising, travel & entertainment	1,043	NaN	907	950
Atm expense	430	NaN	444	405
Professional fees	1,485	NaN	1,451	1,401
Software and data processing	3,097	NaN	2,770	3,027
Communications	287	NaN	321	342
Fdic insurance	937	NaN	920	955
Amortization of intangibles	132	NaN	172	198
Loss on redemption of subordinated notes	-791	NaN	NaN	NaN
Other	4,583	NaN	3,985	6,086
Total noninterest expense	40,576	NaN	37,534	39,257
Income before income tax expense	28,299	35,179*	5,102	26,532
Income tax expense	5,040	6,048*	189	4,719
Net income	23,259	29,131	4,913	21,813

Basic EPS	0.78	0.967	0.16	0.72
Diluted EPS	0.78	0.963	0.16	0.72
Basic Average Shares	29,734,000	30,110,000	30,067,000	30,234,000
Diluted Average Shares	29,832,000	30,235,000	30,135,000	30,308,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$23,259K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$23,259K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$23,259KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$23,259KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$23,259K
EPS
$0.78
Unit: Thousand (K) dollars

Net Income
$23,259K
EPS
$0.78
Unit: Thousand (K) dollars