| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans | 69,699 | 67,249 | ||
| Taxable investment securities | 5,578 | 6,205 | ||
| Tax-exempt investment securities | 8,245 | 8,483 | ||
| Mbs | 14,174 | 13,040 | ||
| Fhlb stock and equity investments | 374 | 524 | ||
| Other interest earning assets | 3,826 | 3,061 | ||
| Total interest and dividend income | 101,896 | 98,562 | ||
| Deposits | 38,758 | 37,427 | ||
| Fhlb borrowings | 2,847 | 3,721 | ||
| Subordinated notes | 2,319 | 935 | ||
| Trust preferred subordinated debentures | 1,025 | 1,015 | ||
| Other borrowings | 1,229 | 1,198 | ||
| Total interest expense | 46,178 | 44,296 | ||
| Net interest income | 55,718 | 54,266 | ||
| Provision for (reversal of) credit losses | 1,092 | 622 | ||
| Net interest income after provision for credit losses | 54,626 | 53,644 | ||
| Deposit services | 6,069 | 6,125 | ||
| Net gain (loss) on sale of securities afs | -24,395 | 0 | ||
| Gain (loss) on sale of loans | 164 | 99 | ||
| Trust fees | 2,081 | 1,879 | ||
| Boli | 871 | 833 | ||
| Brokerage services | 1,172 | 1,219 | ||
| Other | 2,048 | 1,990 | ||
| Total noninterest income (loss) | -11,990 | 12,145 | ||
| Salaries and employee benefits | 22,803 | 22,272 | ||
| Net occupancy | 3,761 | 3,621 | ||
| Advertising, travel & entertainment | 907 | 950 | ||
| Atm expense | 444 | 405 | ||
| Professional fees | 1,451 | 1,401 | ||
| Software and data processing | 2,770 | 3,027 | ||
| Communications | 321 | 342 | ||
| Fdic insurance | 920 | 955 | ||
| Amortization of intangibles | 172 | 198 | ||
| Other | 3,985 | 6,086 | ||
| Total noninterest expense | 37,534 | 39,257 | ||
| Income before income tax expense | 5,102 | 26,532 | ||
| Income tax expense | 189 | 4,719 | ||
| Net income | 4,913 | 21,813 | ||
| Basic weighted-average shares outstanding (in shares) | 30,067,000 | 30,234,000 | ||
| Diluted weighted-average shares outstanding (in shares) | 30,135,000 | 30,308,000 | ||
| Earnings per common share - basic (in dollars per share) | 0.16 | 0.72 | ||
| Earnings per common share - diluted (in dollars per share) | 0.16 | 0.72 | ||
SOUTHSIDE BANCSHARES INC (SBSI)
SOUTHSIDE BANCSHARES INC (SBSI)