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For the quarter ending 2026-03-31, SCHW had $3,619M increase in cash & cash equivalents over the period. $7,202M in free cash flow.

Cash Flow Overview

Change in Cash
$3,619M
Free Cash flow
$7,202M
Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Proceeds from other short-term b...
    • Investments segregated and on de...
    • Principal payments on held to ma...
    • Others
Negative Cash Flow Breakdown
    • Repayments of other short-term b...
    • Receivables from brokers, dealer...
    • Net change in bank loans
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
2,479 2,459 2,358 2,126
Share-based compensation
138 58 61 72
Depreciation and amortization
201 206 212 215
Amortization of acquired intangible assets
132 127 127 128
Provision (benefit) for deferred income taxes
-10 -36 437 -5
Premium amortization, net, on available for sale and held to maturity securities
-174 -171 -173 -173
Other
-183 -204 -206 -175
Investments segregated and on deposit for regulatory purposes
-7,827 -4,161 1,268 7,403
Receivables from brokers, dealers, and clearing organizations
4,618 2,462 433 1,367
Receivables from brokerage clients
1,571 10,881 11,060 -1,641
Other assets
584 260 373 582
Payables to brokers, dealers, and clearing organizations
2,418 3,282 3,824 2,839
Payables to brokerage clients
1,645 944 6,042 8,776
Accrued expenses and other liabilities
-1,072 1,264 232 -257
Net cash provided by (used for) operating activities
7,342 -763 538 3,177
Purchases of available for sale securities
2,199 5,750 859 820
Proceeds from sales of available for sale securities
1,541 3,576 1,206 2,584
Principal payments on available for sale securities
1,838 2,553 5,512 6,121
Purchases of held to maturity securities
635 407 247 48
Principal payments on held to maturity securities
3,319 3,555 3,660 4,615
Net change in bank loans
3,021 4,381 3,196 3,302
Cash paid for acquisition, net of cash acquired
577 ---
Purchases of equipment, office facilities, and property
140 158 145 128
Purchases of fhlb stock
0 434 272 123
Proceeds from sales of fhlb stock
80 394 618 225
Purchases of federal reserve stock
0 0 0 5
Proceeds from sales of federal reserve stock
13 3 4 0
Other investing activities
229 102 138 43
Net cash provided by (used for) investing activities
-10 -1,151 6,143 9,076
Net change in bank deposits
-2,706 16,690 5,999 -13,102
Proceeds from fhlb borrowings
0 11,600 8,760 3,000
Repayments of fhlb borrowings
1,850 10,600 16,910 5,500
Proceeds from other short-term borrowings
17,137 9,518 7,169 11,861
Repayments of other short-term borrowings
11,594 9,161 9,117 10,332
Issuances of long-term debt
-1,986 --
Repayments of long-term debt
1,608 5 6 1,256
Repurchases of common stock and nonvoting common stock
2,378 5,846 --
Redemption and repurchase of preferred stock
-0 0 2,458
Repurchases of common stock and nonvoting common stock
--2,748 1,833
Dividends paid
632 564 562 608
Proceeds from stock options exercised
47 15 32 70
Other financing activities
-129 -4 -2 -7
Net cash provided by (used for) financing activities
-3,713 16,710 -7,385 -18,665
Increase (decrease) in cash and cash equivalents, including amounts restricted
3,619 14,796 -704 -6,412
Cash and cash equivalents, including amounts restricted at beginning of year
69,661 54,865 55,569 61,981
Cash and cash equivalents, including amounts restricted at end of period
73,280 69,661 54,865 55,569
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Investments segregated andon deposit for...-$7,827M (-133.36%↓ Y/Y)Net income$2,479M (29.86%↑ Y/Y)Payables to brokers,dealers, and clearing...$2,418M (0.42%↑ Y/Y)Payables to brokerageclients$1,645M (267.86%↑ Y/Y)Depreciation andamortization$201M (-7.37%↓ Y/Y)Other-$183M (-27.08%↓ Y/Y)Premium amortization,net, on available for...-$174M (2.25%↑ Y/Y)Share-based compensation$138M (9.52%↑ Y/Y)Amortization of acquiredintangible assets$132M (1.54%↑ Y/Y)Net cash provided by(used for) operating...$7,342M (15.46%↑ Y/Y)Canceled cashflow$7,855M Increase (decrease) incash and cash...$3,619M (202.43%↑ Y/Y)Canceled cashflow$3,723M Receivables from brokers,dealers, and clearing...$4,618M (846.31%↑ Y/Y)Receivables from brokerageclients$1,571M (272.64%↑ Y/Y)Accrued expenses andother liabilities-$1,072M (25.09%↑ Y/Y)Other assets$584M (603.61%↑ Y/Y)Provision (benefit) fordeferred income taxes-$10M (71.43%↑ Y/Y)Proceeds from othershort-term borrowings$17,137M (101.66%↑ Y/Y)Proceeds from stockoptions exercised$47M (20.51%↑ Y/Y)Principal payments on heldto maturity...$3,319M (-3.29%↓ Y/Y)Principal payments onavailable for sale...$1,838M (-79.05%↓ Y/Y)Proceeds from sales ofavailable for sale...$1,541M (-4.94%↓ Y/Y)Proceeds from sales offhlb stock$80M (-80.91%↓ Y/Y)Proceeds from sales offederal reserve stock$13M (225.00%↑ Y/Y)Net cash provided by(used for) financing...-$3,713M (81.77%↑ Y/Y)Net cash provided by(used for) investing...-$10M (-100.10%↓ Y/Y)Canceled cashflow$17,184M Canceled cashflow$6,791M Repayments of othershort-term borrowings$11,594M (53.08%↑ Y/Y)Net change in bankloans$3,021M (56.69%↑ Y/Y)Net change in bankdeposits-$2,706M (79.12%↑ Y/Y)Repurchases of common stockand nonvoting...$2,378M (58.53%↑ Y/Y)Repayments of fhlbborrowings$1,850M (-81.86%↓ Y/Y)Repayments of long-termdebt$1,608M (63.91%↑ Y/Y)Dividends paid$632M (6.22%↑ Y/Y)Other financingactivities-$129M (-46.59%↓ Y/Y)Purchases of available forsale securities$2,199M (106.09%↑ Y/Y)Purchases of held tomaturity securities$635M (66.67%↑ Y/Y)Cash paid foracquisition, net of cash...$577M Other investingactivities$229M (163.22%↑ Y/Y)Purchases of equipment,office facilities, and...$140M (19.66%↑ Y/Y)

SCHWAB CHARLES CORP (SCHW)

SCHWAB CHARLES CORP (SCHW)