For the quarter ending 2025-09-30, SCHW had -$704M decrease in cash & cash equivalents over the period. $393M in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Net income | 2,358 | 2,126 | 1,909 | 1,840 |
| Share-based compensation | 61 | 72 | 126 | 70 |
| Depreciation and amortization | 212 | 215 | 217 | 224 |
| Amortization of acquired intangible assets | 127 | 128 | 130 | 130 |
| Provision (benefit) for deferred income taxes | 437 | -5 | -35 | -28 |
| Premium amortization, net, on available for sale and held to maturity securities | -173 | -173 | -178 | -188 |
| Other | -206 | -175 | -144 | -182 |
| Investments segregated and on deposit for regulatory purposes | 1,268 | 10,757 | -3,354 | 14,090 |
| Receivables from brokers, dealers, and clearing organizations | 433 | 1,367 | 488 | -887 |
| Receivables from brokerage clients | 11,060 | -1,641 | -910 | 11,392 |
| Other assets | 373 | 582 | 83 | 77 |
| Payables to brokers, dealers, and clearing organizations | 3,824 | 2,839 | 2,408 | 6,688 |
| Payables to brokerage clients | 6,042 | 8,776 | -980 | 12,395 |
| Accrued expenses and other liabilities | 232 | -257 | -1,431 | -8,662 |
| Net cash provided by (used for) operating activities | 538 | 3,177 | 6,359 | -10,827 |
| Purchases of available for sale securities | 859 | 820 | 1,067 | 736 |
| Proceeds from sales of available for sale securities | 1,206 | 2,584 | 1,621 | 603 |
| Principal payments on available for sale securities | 5,512 | 6,121 | 8,772 | 6,007 |
| Purchases of held to maturity securities | 247 | 48 | 381 | - |
| Principal payments on held to maturity securities | 3,660 | 4,615 | 3,432 | 3,833 |
| Net change in bank loans | 3,196 | 3,302 | 1,928 | 1,852 |
| Purchases of equipment, office facilities, and property | 145 | 128 | 117 | 254 |
| Purchases of fhlb stock | 272 | 123 | 194 | 109 |
| Proceeds from sales of fhlb stock | 618 | 225 | 419 | 383 |
| Purchases of federal reserve stock | 0 | 5 | 4 | 55 |
| Proceeds from sales of federal reserve stock | 4 | 0 | 4 | 0 |
| Other investing activities | 138 | 43 | 87 | 86 |
| Net cash provided by (used for) investing activities | 6,143 | 9,076 | 10,470 | 7,734 |
| Net change in bank deposits | 5,999 | -13,102 | -12,961 | 12,659 |
| Proceeds from fhlb borrowings | 8,760 | 3,000 | 5,000 | 3,000 |
| Repayments of fhlb borrowings | 16,910 | 5,500 | 10,200 | 8,900 |
| Proceeds from other short-term borrowings | 7,169 | 11,861 | 8,498 | 8,792 |
| Repayments of other short-term borrowings | 9,117 | 10,332 | 7,574 | 13,386 |
| Issuances of long-term debt | - | - | - | 0 |
| Repayments of long-term debt | 6 | 1,256 | 981 | 6 |
| Repurchase of nonvoting common stock | - | - | 1,500 | 0 |
| Issuance of preferred stock, net | - | - | - | 0 |
| Redemption of preferred stock | 0 | 2,458 | - | 0 |
| Repurchases of common stock and nonvoting common stock | 2,748 | 1,833 | - | - |
| Dividends paid | 562 | 608 | 595 | 575 |
| Proceeds from stock options exercised | 32 | 70 | 39 | 31 |
| Other financing activities | -2 | -7 | -88 | -11 |
| Net cash provided by (used for) financing activities | -7,385 | -18,665 | -20,362 | 1,604 |
| Increase (decrease) in cash and cash equivalents, including amounts restricted | -704 | -6,412 | -3,533 | -1,489 |
| Cash and cash equivalents at beginning of period | 55,569 | 61,981 | 65,514 | 67,003 |
| Cash and cash equivalents at end of period | 54,865 | 55,569 | 61,981 | 65,514 |
SCHWAB CHARLES CORP (SCHW)
SCHWAB CHARLES CORP (SCHW)