schw: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, SCHW has $465,255M in assets. $415,871M in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.39%
Assets Breakdown
Fair value
Total loans
Other assets
Others
Liabilities Breakdown
Payables to brokerage clients
Retained earnings
Additional paid-in capital
Others

Unit: Million (M) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Available for sale securities (amortized cost of 66,698 and 89,704 at september30, 2025 and december31, 2024, respectively including assets pledged of 311 and 378, respectively)	62,308	67,612	74,828	90,018
Gross unrealized gains	1,672	1,442	1,034	2,365
Gross unrealized losses	10,106	11,125	11,773	11,230
Fair value	128,259	130,001	133,076	140,997
Held to maturity securities (including assets pledged of 2,047 and 5,920 at september30, 2025 and december31, 2024, respectively)	136,693	139,684	143,815	149,862
Total loans	53,592	50,427	47,142	43,331
Allowance for credit losses	22	22	21	20
Bank loans net	53,570	50,405	47,121	43,311
Equipment, office facilities, and property net	3,136	3,197	3,276	3,340
Goodwill	11,951	11,951	11,951	11,951
Acquired intangible assets net	7,360	7,487	7,615	7,873
Other assets	13,395	13,748	13,493	17,163
Total assets	465,255	458,936	462,903	466,055

Payables to brokers, dealers, and clearing organizations	22,407	18,584	15,744	-
Payables to brokerage clients	115,397	109,355	100,579	89,164
Accrued expenses and other liabilities	11,420	10,808	11,011	27,579
Other short-term borrowings	6,541	8,472	6,927	10,593
Federal home loan bank borrowings	850	9,000	11,500	22,600
Long-term debt	20,199	20,208	21,471	22,442
Total liabilities	415,871	409,485	413,392	418,840
Preferred stock .01 par value per share aggregate liquidation preference of6,871 and 9,329 at september30, 2025 and december31, 2024, respectively	6,763	6,763	9,191	9,191
Common stock-Common Stock	21	21	21	20
Common stock-Nonvoting Common Stock	0	0	0	1
Additional paid-in capital	27,910	27,813	27,664	27,548
Retained earnings	42,170	40,374	38,882	36,303
Treasury stock, at cost 287,497,378 and 242,977,194 shares at september30, 2025 and december31, 2024, respectively	15,682	12,929	12,626	11,230
Accumulated other comprehensive income (loss)	-11,798	-12,591	-13,621	-14,618
Total stockholders equity	49,384	49,451	49,511	47,215
Total liabilities and stockholders equity	465,255	458,936	462,903	466,055

MyFinsight

Balance Sheets Overview

Debt to Asset Ratio
89.39%
Assets Breakdown
Fair value
Total loans
Other assets
Others
Liabilities Breakdown
Payables to brokerage clients
Retained earnings
Additional paid-in capital
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio
89.39%
Assets Breakdown
Fair value
Total loans
Other assets
Others
Liabilities Breakdown
Payables to brokerage clients
Retained earnings
Additional paid-in capital
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio89.39%Assets BreakdownFair valueTotal loansOther assetsOthersLiabilities BreakdownPayables to brokerage clientsRetained earningsAdditional paid-in capitalOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio89.39%Assets BreakdownFair valueTotal loansOther assetsOthersLiabilities BreakdownPayables to brokerage clientsRetained earningsAdditional paid-in capitalOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Debt to Asset Ratio
89.39%
Assets Breakdown
Fair value
Total loans
Other assets
Others
Liabilities Breakdown
Payables to brokerage clients
Retained earnings
Additional paid-in capital
Others

Debt to Asset Ratio
89.39%
Assets Breakdown
Fair value
Total loans
Other assets
Others
Liabilities Breakdown
Payables to brokerage clients
Retained earnings
Additional paid-in capital
Others