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Cash Flow Overview

Change in Cash
-$380,149K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in noninterest-bear...
    • Proceeds from maturities, calls ...
    • Proceeds from sale of mortgage l...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans
    • Net increase in interest-bearing...
    • Originations of mortgage loans h...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
85,793
82,971
86,384
65,571
Deferred tax expense
-2,509
2,783
-817
1,968
Provision for credit losses
11,412
10,637
7,922
9,463
Depreciation
1,254
1,269
1,340
1,126
Accretion on acquired loans
-48
-48
-48
-49
Amortization of investments in tax credit partnerships
24,454
6,826
9,685
25,278
Net amortization of debt securities
-126
16
28
-106
Decrease in accrued interest and dividends receivable
-8,211
8,128
-1,683
1,800
Stock-based compensation expense
803
796
627
629
Decrease in accrued interest and dividends payable
-1,280
-856
1,718
898
Proceeds from sale of mortgage loans held for sale
90,471
77,404
76,455
78,094
Originations of mortgage loans held for sale
90,243
76,661
77,102
63,531
Gain on sale of mortgage loans held for sale
2,221
1,892
1,664
1,864
Loss on sale of debt securities available for sale
0
-
0
-7,812
Net loss (gain) on sale of other real estate owned and repossessed assets
-61
-11
0
-3
Write down of other real estate owned and repossessed assets
0
11
0
0
Increase in cash surrender value of life insurance contracts
-4,134
-944
-3,873
-2,405
Net change in other assets, liabilities, and other operating activities
-40,856
24,117
3,621
-19,500
Net cash provided by operating activities
163,102
70,142
98,757
140,897
Purchases of debt securities available-for-sale
54,965
28,722
115,571
125,260
Proceeds from maturities, calls and paydowns of debt securities available-for-sale
97,260
59,342
206,300
107,676
Proceeds from sale of debt securities available-for-sale
0
-
22,000
75,602
Purchases of debt securities held-to-maturity
0
-
0
0
Proceeds from maturities, calls and paydowns of debt securities held-to-maturity
11,682
12,695
11,409
14,895
Purchases of restricted equity securities
9
263
0
47
Proceeds from sale of restricted equity securities
-
-
0
-
Investment in tax credit partnerships and sbic
63,852
5,887
22,271
50,792
Return of capital from tax credit partnerships and sbic
73
66
0
0
Net increase in loans
538,311
258,117
393,746
89,219
Purchases of premises and equipment
2,846
2,929
1,032
1,837
Purchase of bank owned life insurance contracts
25,000
-
0
125,000
Proceeds from death benefit of bank owned life insurance contracts
-
-
0
-
Proceeds from sale of other real estate owned and repossessed assets
400
142
307
273
Net cash used in investing activities
-575,568
-223,673
-292,604
-193,709
Net increase in noninterest-bearing deposits
158,780
152,350
85,377
-33,163
Net increase in interest-bearing deposits
-96,414
114,980
26,735
277,766
Net increase (decrease) in federal funds purchased
-32,401
-75,359
16,522
110,985
Fhlb advances
-
-
1,000
-
Repayment of fhlb advances
-
-
1,000
-
Redemption of other borrowings
-
-
-30,000
-
Proceeds from exercise of stock options
-1
659
0
77
Taxes paid in net settlement of tax obligation upon exercise of stock options
130
649
24
186
Dividends paid on common stock
62,288
-20,758
18,297
54,868
Dividends paid on preferred stock
31
-
31
0
Net cash provided by (used in) financing activities
32,317
363,457
47,238
115,213
Net decrease in cash and cash equivalents
-380,149
209,926
-146,609
62,401
Cash and cash equivalents at beginning of period
1,836,622
1,626,696
1,773,305
2,376,634
Cash and cash equivalents at end of period
1,456,473
1,836,622
1,626,696
1,773,305
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sale ofmortgage loans held for...$90,471K (-8.18%↓ Y/Y)Net income$85,793K (-31.17%↓ Y/Y)Net increase innoninterest-bearing deposits$158,780K (1183.49%↑ Y/Y)Net change in otherassets, liabilities,...-$40,856K (-254.54%↓ Y/Y)Amortization of investmentsin tax credit...$24,454K (653.82%↑ Y/Y)Provision for creditlosses$11,412K (-36.34%↓ Y/Y)Decrease in accruedinterest and dividends...-$8,211K (-759.79%↓ Y/Y)Depreciation$1,254K (-44.56%↓ Y/Y)Stock-based compensationexpense$803K (-52.79%↓ Y/Y)Net amortization ofdebt securities-$126K (-180.00%↓ Y/Y)Net loss (gain) onsale of other real...-$61K (-120.27%↓ Y/Y)Accretion on acquiredloans-$48K (53.40%↑ Y/Y)Net increase(decrease) in federal funds...-$32,401K (-108.21%↓ Y/Y)Net cash provided byoperating activities$163,102K (41.15%↑ Y/Y)Net cash provided by(used in) financing...$32,317K (128.57%↑ Y/Y)Canceled cashflow$100,387K Canceled cashflow$158,864K Net decrease in cashand cash...-$380,149K (42.90%↑ Y/Y)Canceled cashflow$195,419K Proceeds frommaturities, calls and...$97,260K (-24.73%↓ Y/Y)Proceeds frommaturities, calls and...$11,682K (-62.17%↓ Y/Y)Proceeds from sale ofother real estate...$400K (-85.49%↓ Y/Y)Return of capital fromtax credit...$73K (-92.97%↓ Y/Y)Originations of mortgageloans held for sale$90,243K (-17.60%↓ Y/Y)Increase in cashsurrender value of life...-$4,134K (3.03%↑ Y/Y)Deferred tax expense-$2,509K (-470.61%↓ Y/Y)Gain on sale ofmortgage loans held for...$2,221K (14.72%↑ Y/Y)Decrease in accruedinterest and dividends...-$1,280K (-96.32%↓ Y/Y)Net increase ininterest-bearing deposits-$96,414K (-131.46%↓ Y/Y)Dividends paid on commonstock$62,288K (70.32%↑ Y/Y)Taxes paid in netsettlement of tax...$130K (-89.99%↓ Y/Y)Dividends paid onpreferred stock$31K (0.00%↑ Y/Y)Proceeds from exercise ofstock options-$1K (-100.19%↓ Y/Y)Net cash used ininvesting activities-$575,568K (13.86%↑ Y/Y)Canceled cashflow$109,415K Net increase inloans$538,311K (-15.82%↓ Y/Y)Investment in tax creditpartnerships and sbic$63,852K (2054.25%↑ Y/Y)Purchases of debtsecurities...$54,965K (-77.53%↓ Y/Y)Purchase of bank ownedlife insurance...$25,000K Purchases of premises andequipment$2,846K (-7.30%↓ Y/Y)Purchases of restrictedequity securities$9K (-98.95%↓ Y/Y)

ServisFirst Bancshares, Inc. (SFBS)

ServisFirst Bancshares, Inc. (SFBS)