For the quarter ending 2026-03-31, SFBS had $209,926K increase in cash & cash equivalents over the period.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 82,971 | 86,384 | 65,571 | 124,648 |
| Deferred tax expense (benefit) | 2,783 | -817 | 1,968 | 677 |
| Provision for credit losses | 10,637 | 7,922 | 9,463 | 17,926 |
| Depreciation | 1,269 | 1,340 | 1,126 | 2,262 |
| Accretion on acquired loans | -48 | -48 | -49 | -103 |
| Loss on sale of securities available for sale | - | 0 | -7,812 | -8,563 |
| Amortization of investments in tax credit partnerships | 6,826 | 9,685 | 25,278 | 3,244 |
| Net accretion of debt securities | 16 | 28 | -106 | -45 |
| Increase in accrued interest and dividends receivable | 8,128 | -1,683 | 1,800 | -955 |
| Stock-based compensation expense | 796 | 627 | 629 | 1,701 |
| (decrease) increase in accrued interest and dividends payable | -856 | 1,718 | 898 | -652 |
| Proceeds from sale of mortgage loans held for sale | 77,404 | 76,455 | 78,094 | 98,531 |
| Originations of mortgage loans held for sale | 76,661 | 77,102 | 63,531 | 109,515 |
| Gain on sale of mortgage loans held for sale | 1,892 | 1,664 | 1,864 | 1,936 |
| Net loss (gain) on sale of other real estate owned and repossessed assets | -11 | 0 | -3 | 301 |
| Write down of other real estate owned and repossessed assets | 11 | 0 | 0 | - |
| Increase in cash surrender value of life insurance contracts | -944 | -3,873 | -2,405 | -4,263 |
| Proceeds from sale of debt securities available-for-sale | - | 22,000 | 75,602 | 61,897 |
| Net change in other assets, liabilities, and other operating activities | 24,117 | 3,621 | -19,500 | 26,438 |
| Purchases of debt securities held-to-maturity | - | 0 | 0 | 2,975 |
| Net cash provided by operating activities | 70,142 | 98,757 | 140,897 | 115,550 |
| Purchases of debt securities available-for-sale | 28,722 | 115,571 | 125,260 | 244,607 |
| Proceeds from maturities, calls and paydowns of debt securities available-for-sale | 59,342 | 206,300 | 107,676 | 129,211 |
| Proceeds from maturities, calls and paydowns of debt securities held-to-maturity | 12,695 | 11,409 | 14,895 | 30,878 |
| Purchases of restricted equity securities | 263 | 0 | 47 | 856 |
| Proceeds from sale of restricted equity securities | - | 0 | - | - |
| Investment in tax credit partnerships and sbic | 5,887 | 22,271 | 50,792 | 2,964 |
| Return of capital from tax credit partnerships and sbic | 66 | 0 | 0 | 1,039 |
| Net increase in loans | 258,117 | 393,746 | 89,219 | 639,487 |
| Purchases of premises and equipment | 2,929 | 1,032 | 1,837 | 3,070 |
| Purchase of bank owned life insurance contracts | - | 0 | 125,000 | - |
| Proceeds from death benefit of bank owned life insurance contracts | - | 0 | - | - |
| Dividends paid on preferred stock | - | 31 | 0 | 31 |
| Proceeds from sale of other real estate owned and repossessed assets | 142 | 307 | 273 | 2,756 |
| Dividends paid on common stock | - | 18,297 | 18,296 | 36,572 |
| Net cash used in investing activities | -223,673 | -292,604 | -193,709 | -668,178 |
| Net increase in non-interest-bearing deposits | 152,350 | 85,377 | -33,163 | 12,371 |
| Net increase in interest-bearing deposits | 114,980 | 26,735 | 277,766 | 306,489 |
| Net increase in federal funds purchased | -75,359 | 16,522 | 110,985 | 394,593 |
| Fhlb advances | - | 1,000 | - | - |
| Repayment of fhlb advances | - | 1,000 | - | - |
| Redemption of other borrowings | - | -30,000 | - | - |
| Proceeds from exercise of stock options | 659 | 0 | 77 | 533 |
| Taxes paid in net settlement of tax obligation upon exercise of stock options | 649 | 24 | 186 | 1,299 |
| Dividends paid on common stock | -20,758 | - | - | - |
| Net cash provided by financing activities | 363,457 | 47,238 | 115,213 | -113,102 |
| Net increase in cash and cash equivalents | 209,926 | -146,609 | 62,401 | -665,730 |
| Cash and cash equivalents at beginning of period | 1,626,696 | 1,773,305 | 2,376,634 | - |
| Cash and cash equivalents at end of period | 1,836,622 | 1,626,696 | 1,773,305 | - |
ServisFirst Bancshares, Inc. (SFBS)
ServisFirst Bancshares, Inc. (SFBS)