Financial insights of SFBS

MyFinsight

For the quarter ending 2026-03-31, SFBS made $3,296K in revenue. $82,971K in net income. Net profit margin of 2517.32%.

Income Overview

Revenue
$3,296K
Net Income
$82,971K
Net Profit Margin
2517.32%
EPS
$1.52
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue not from contract with customer-Deposit Account	3,296	2,904*	3,316	2,671
Revenue not from contract with customer-Mortgage Banking	1,892	684*	1,864	1,323
Revenue not from contract with customer-Credit Card	2,202	1,541*	2,405	2,119
Securities gaines	-	1,710*	-7,812	-8,563
Bank-owned life insurance income	2,822	8,149	2,405	2,126
Other operating income	628	704	655	745
Total noninterest income	10,840	15,691	2,833	421
Interest and fees on loans	210,066	214,252	210,987	206,521
Taxable securities	-	17,199	17,338	16,562
Nontaxable securities	-	5	5	5
Investment securities	16,099	-	-	-
Federal funds sold and securities purchased with agreement to resell	5,561	5,671	4,724	1,592
Other interest and dividends	9,754	14,261	18,254	21,955
Total interest income	241,480	251,388	251,308	246,635
Deposits	78,285	86,920	98,735	93,488
Borrowed funds	15,047	17,947	19,125	21,460
Total interest expense	93,332	104,867	117,860	114,948
Net interest income	148,148	146,521	133,448	131,687
Provision for credit losses	10,637	7,922	9,463	11,296
Net interest income after provision for credit losses	137,511	138,599	123,985	120,391
Salaries and employee benefits	26,853	23,838	25,522	22,576
Equipment and occupancy expense	3,948	3,737	3,615	3,523
Third party processing and other services	7,525	7,779	8,095	8,005
Professional services	1,943	1,481	1,857	1,904
Fdic and other regulatory assessments	2,745	2,641	2,742	2,753
Other real estate owned expense	20	13	82	27
Other operating expenses	4,350	7,194	6,083	5,416
Total noninterest expenses	47,384	46,683	47,996	44,204
Income before income taxes	100,967	107,607	78,822	76,608
Provision for income taxes	17,996	21,223	13,251	15,184
Net income	82,971	86,384	65,571	61,424
Dividends on preferred stock	0	31	0	31
Net income available to common stockholders	82,971	86,353	65,571	61,393

Basic EPS	1.52	1.581	1.2	1.12
Diluted EPS	1.52	1.579	1.2	1.12
Basic Average Shares	54,642,406	54,620,983	54,619,175	54,610,516
Diluted Average Shares	54,695,017	54,676,031	54,667,955	54,664,480

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$3,296K
Net Income
$82,971K
Net Profit Margin
2517.32%
EPS
$1.52
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$3,296K
Net Income
$82,971K
Net Profit Margin
2517.32%
EPS
$1.52
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$3,296KNet Income$82,971KNet Profit Margin2517.32%EPS$1.52Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$3,296KNet Income$82,971KNet Profit Margin2517.32%EPS$1.52Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$3,296K
Net Income
$82,971K
Net Profit Margin
2517.32%
EPS
$1.52
Unit: Thousand (K) dollars

Revenue
$3,296K
Net Income
$82,971K
Net Profit Margin
2517.32%
EPS
$1.52
Unit: Thousand (K) dollars