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Income Overview

Revenue
$3,338K
Net Income
$85,762K
Net Profit Margin
2569.26%
EPS
$1.57
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Revenue not from contract with customer-Deposit Account
3,338
3,296
2,904*
3,316
Revenue not from contract with customer-Mortgage Banking
2,221
1,892
684*
1,864
Revenue not from contract with customer-Credit Card
2,492
2,202
1,541*
2,405
Securities gaines
0
-
1,710*
-7,812
Bank-owned life insurance income
4,133
2,822
8,149
2,405
Other operating income
708
628
704
655
Total noninterest income
12,892
10,840
15,691
2,833
Interest and fees on loans
220,731
210,066
214,252
210,987
Taxable securities
-
-
17,199
17,338
Nontaxable securities
-
-
5
5
Investment securities
-
16,099
-
-
Debt securities
15,827
-
-
-
Federal funds sold and securities purchased with agreement to resell
4,146
5,561
5,671
4,724
Other interest and dividends
9,176
9,754
14,261
18,254
Total interest income
249,880
241,480
251,388
251,308
Deposits
79,440
78,285
86,920
98,735
Borrowed funds
14,803
15,047
17,947
19,125
Total interest expense
94,243
93,332
104,867
117,860
Net interest income
155,637
148,148
146,521
133,448
Provision for credit losses
11,412
10,637
7,922
9,463
Net interest income after provision for credit losses
144,225
137,511
138,599
123,985
Salaries and employee benefits
26,274
26,853
23,838
25,522
Equipment and occupancy expense
3,963
3,948
3,737
3,615
Third party processing and other services
7,962
7,525
7,779
8,095
Professional services
2,227
1,943
1,481
1,857
Fdic and other regulatory assessments
2,753
2,745
2,641
2,742
Other real estate owned expense
75
20
13
82
Other operating expenses
6,707
4,350
7,194
6,083
Total noninterest expenses
49,961
47,384
46,683
47,996
Income before income taxes
107,156
100,967
107,607
78,822
Provision for income taxes
21,363
17,996
21,223
13,251
Net income
85,793
82,971
86,384
65,571
Dividends on preferred stock
31
0
31
0
Net income available to common stockholders
85,762
82,971
86,353
65,571
Basic EPS
1.57
1.52
1.581
1.2
Diluted EPS
1.57
1.52
1.579
1.2
Basic Average Shares
54,665,179
54,642,406
54,620,983
54,619,175
Diluted Average Shares
54,702,886
54,695,017
54,676,031
54,667,955
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$220,731K (6.88%↑ Y/Y)Debt securities$15,827K Other interest anddividends$9,176K (-58.21%↓ Y/Y)Federal funds sold andsecurities purchased with...$4,146K (160.43%↑ Y/Y)Total interest income$249,880K (1.32%↑ Y/Y)Net interest income$155,637K (18.19%↑ Y/Y)Bank-owned life insuranceincome$4,133K (94.40%↑ Y/Y)Revenue not fromcontract with...$3,338K (24.97%↑ Y/Y)Revenue not fromcontract with...$2,492K (17.60%↑ Y/Y)Revenue not fromcontract with...$2,221K (67.88%↑ Y/Y)Other operatingincome$708K (-4.97%↓ Y/Y)Total interestexpense$94,243K (-18.01%↓ Y/Y)Net interest incomeafter provision for...$144,225K (19.80%↑ Y/Y)Total noninterestincome$12,892K (2962.23%↑ Y/Y)Provision for creditlosses$11,412K (1.03%↑ Y/Y)Deposits$79,440K (-15.03%↓ Y/Y)Borrowed funds$14,803K (-31.02%↓ Y/Y)Income before incometaxes$107,156K (39.88%↑ Y/Y)Total noninterestexpenses$49,961K (13.02%↑ Y/Y)Net income$85,793K (39.67%↑ Y/Y)Provision for income taxes$21,363K (40.69%↑ Y/Y)Salaries and employeebenefits$26,274K (16.38%↑ Y/Y)Third partyprocessing and other...$7,962K (-0.54%↓ Y/Y)Other operatingexpenses$6,707K (23.84%↑ Y/Y)Equipment and occupancyexpense$3,963K (12.49%↑ Y/Y)Fdic and otherregulatory assessments$2,753K (0.00%↑ Y/Y)Professional services$2,227K (16.96%↑ Y/Y)Other real estateowned expense$75K (177.78%↑ Y/Y)Net incomeavailable to common...$85,762K (39.69%↑ Y/Y)Dividends on preferredstock$31K (0.00%↑ Y/Y)

ServisFirst Bancshares, Inc. (SFBS)

ServisFirst Bancshares, Inc. (SFBS)