For the year ending 2025-12-31, SFNC made -$130,101K in revenue. -$397,553K in net income. Net profit margin of 305.57%.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Non-interest income-Deposit Account | 50,937 | - | ||
| Non-interest income-Credit And Debit Card | 34,151 | - | ||
| Non-interest income-Fiduciary And Trust | 39,395 | - | ||
| Non-interest income-Mortgage Loans | 8,191 | - | ||
| Non-interest income | - | 132,844 | ||
| Non-interest income-Financial Service Other | 5,631 | - | ||
| Bank owned life insurance income | 15,867 | 15,227 | ||
| Loss on sale of securities, net | -801,492 | -28,393 | ||
| Other income | 31,350 | 27,493 | ||
| Total noninterest income (loss) | -615,970 | 147,171 | ||
| Loans, including fees | 1,063,206 | 1,083,093 | ||
| Interest bearing balances due from banks and federal funds sold | 14,140 | 11,808 | ||
| Investment securities | 165,452 | 216,433 | ||
| Mortgage loans held for sale | 799 | 731 | ||
| Assets held in trading accounts | 217 | - | ||
| Total interest income | 1,243,814 | 1,312,065 | ||
| Deposits | 475,908 | 600,240 | ||
| Federal funds purchased and securities sold under agreements to repurchase | 301 | 602 | ||
| Other borrowings | 23,422 | 55,127 | ||
| Subordinated notes and debentures | 24,980 | 27,631 | ||
| Total interest expense | 524,611 | 683,600 | ||
| Net interest income | 719,203 | 628,465 | ||
| Loans | 69,038 | - | ||
| Unfunded commitments | 0 | - | ||
| Securities - htm | -3,214 | - | ||
| Securities - afs | 0 | - | ||
| Provision for credit losses | 65,824 | 46,785 | ||
| Net interest income after provision for credit losses | 653,379 | 581,680 | ||
| Salaries and employee benefits | 297,859 | 284,124 | ||
| Occupancy expense, net | 48,237 | 48,214 | ||
| Furniture and equipment expense | 21,518 | 22,047 | ||
| Other real estate and foreclosure expense | 1,046 | 700 | ||
| Deposit insurance | 20,219 | 23,938 | ||
| Merger related costs | 0 | - | ||
| Professional services | 21,803 | - | ||
| Postage | 9,255 | - | ||
| Telephone | 6,056 | - | ||
| Credit card expense | 12,538 | - | ||
| Marketing | 28,049 | - | ||
| Software and technology | 41,743 | - | ||
| Operating supplies | 2,699 | - | ||
| Amortization of intangibles | 12,819 | - | ||
| Branch right sizing expense | 3,246 | - | ||
| Other expense | 37,976 | - | ||
| Other operating expenses | 176,184 | 178,520 | ||
| Total noninterest expense | 565,063 | 557,543 | ||
| Income (loss) before income taxes | -527,654 | 171,308 | ||
| Provision for (benefit from) income taxes | -130,101 | 18,615 | ||
| Net income (loss) | -397,553 | 152,693 | ||
| Basic EPS | -2.96 | 1.22 | ||
| Diluted EPS | -2.95 | 1.21 | ||
| Basic Average Shares | 134,250,000 | 125,489,000 | ||
| Diluted Average Shares | 134,731,000 | 126,116,000 | ||
SIMMONS FIRST NATIONAL CORP (SFNC)
SIMMONS FIRST NATIONAL CORP (SFNC)