SIMMONS FIRST NATIONAL CORP (SFNC)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Non-interest income-Mortgage Loans | 1,687 | - | - | - |
| Non-interest income-Financial Service Other | 1,321 | - | - | - |
| Non-interest income-Fiduciary And Trust | 9,464 | - | - | - |
| Non-interest income-Deposit Account | 12,588 | - | - | - |
| Non-interest income-Credit And Debit Card | 8,567 | - | - | - |
| Other income | 4,837 | 8,007 | 8,346 | 6,410 |
| Bank owned life insurance income | 3,890 | 4,092 | 3,757 | 3,876 |
| Non-interest income | - | 34,056 | 33,420 | 33,013 |
| Loss on sale of securities, net | - | - | -28,393 | - |
| Total noninterest income | 42,354 | 46,155 | 17,130 | 43,299 |
| Other operating expenses | 42,276 | 46,051 | 44,540 | 45,352 |
| Occupancy expense, net | 11,844 | 12,651 | 12,216 | 11,864 |
| Salaries and employee benefits | 73,862 | 74,824 | 69,167 | 70,716 |
| Other real estate and foreclosure expense | 216 | 198 | 87 | 117 |
| Deposit insurance | 4,917 | 5,391 | 5,571 | 5,682 |
| Furniture and equipment expense | 5,474 | 5,465 | 5,612 | 5,623 |
| Total noninterest expense | 138,589 | 144,580 | 137,193 | 139,354 |
| Provision for credit losses | 11,945 | 26,797 | 12,148 | 11,099 |
| Total interest expense | - | - | - | 175,240 |
| Subordinated notes and debentures | 6,188 | 6,134 | 7,128 | 7,026 |
| Other borrowings | 10,613 | 7,714 | 17,067 | 15,025 |
| Federal funds purchased and securities sold under agreements to repurchase | 59 | 113 | 138 | 156 |
| Deposits | 126,339 | 130,454 | 152,244 | 153,033 |
| Total interest expense | 143,199 | 144,415 | 176,577 | - |
| Investment securities | 46,898 | 47,257 | 53,220 | 55,050 |
| Interest bearing balances due from banks and federal funds sold | 2,531 | 2,703 | 2,921 | 2,964 |
| Mortgage loans held for sale | 221 | 122 | 209 | 194 |
| Loans, including fees | 265,373 | 257,755 | 277,939 | 270,937 |
| Total interest income | 315,023 | 307,837 | 334,289 | 329,145 |
| Net interest income | 171,824 | 163,422 | 157,712 | 153,905 |
| Net interest income after provision for credit losses | 159,879 | 136,625 | 145,564 | 142,806 |
| Income before income taxes | 63,644 | 38,200 | 25,501 | 46,751 |
| Provision for income taxes | 8,871 | 5,812 | 761 | 5,988 |
| Net income | 54,773 | 32,388 | 24,740 | 40,763 |
| Average common shares outstanding (in shares) | 125,962,000 | 125,800,000 | 125,538,000 | 125,469,000 |
| Average diluted common shares (in shares) | 126,406,000 | 126,337,000 | 125,999,000 | 125,758,000 |
| Basic earnings per share (in dollars per share) | 0.43 | 0.26 | 0.2 | 0.32 |
| Diluted earnings per share (in dollars per share) | 0.43 | 0.26 | 0.2 | 0.32 |