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Balance Sheets Overview

Debt to Asset Ratio
85.95%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Available-for-sale, (amortized c...
    • Goodwill
    • Others
Liabilities Breakdown
    • Interest bearing transaction acc...
    • Noninterest bearing transaction ...
    • Time deposits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and noninterest bearing balances due from banks
377,602
342,603
380,439
377,604
Interest bearing balances due from banks and federal funds sold
211,882
205,880
331,474
266,013
Cash and cash equivalents
589,484
548,483
711,913
643,617
Interest bearing balances due from banks - time
100
100
100
100
Held-to-maturity, net of allowance for credit losses of 3,214 at december31, 2024
-
-
0
0
Available-for-sale, (amortized cost of 3,439,526 and 3,642,809 at june30, 2026 and december 31, 2025, respectively)
3,077,181
3,152,286
3,266,221
3,319,277
Total investments
-
-
3,266,221
3,319,277
Mortgage loans held for sale
16,450
14,311
17,438
15,507
Assets held in trading accounts
14,541
14,543
11,685
12,695
Loans
18,062,369
17,932,883
17,492,179
17,188,817
Allowance for credit losses on loans
238,227
229,908
224,377
258,006
Net loans
17,824,142
17,702,975
17,267,802
16,930,811
Premises and equipment
552,435
557,873
561,220
568,343
Foreclosed assets and other real estate owned
11,080
12,475
12,009
6,386
Interest receivable
103,016
101,557
104,062
104,383
Bank owned life insurance
545,252
542,486
540,001
539,372
Goodwill
1,320,799
1,320,799
1,320,799
1,320,799
Other intangible assets
78,228
81,325
84,423
87,520
Other assets
644,108
643,570
643,204
659,352
Total assets
24,776,816
24,692,783
24,540,877
24,208,162
Noninterest bearing transaction accounts
4,350,474
4,289,697
4,330,211
4,377,232
Interest bearing transaction accounts and savings deposits
11,133,265
11,311,979
11,141,169
10,932,914
Time deposits
4,244,371
4,601,107
4,712,658
4,527,587
Total deposits
19,728,110
20,202,783
20,184,038
19,837,733
Federal funds purchased and securities sold under agreements to repurchase
46,216
8,708
21,383
22,348
Other borrowings
941,256
446,756
302,253
18,832
Subordinated notes and debentures
312,028
315,700
317,714
648,976
Accrued interest and other liabilities
267,347
281,102
296,249
326,310
Total liabilities
21,294,957
21,255,049
21,121,637
20,854,199
Common stock, class a, 0.01 par value 350,000,000 shares authorized at june30, 2026 and december 31, 2025 144,442,482 and 144,762,817 shares issued and outstanding at june30, 2026 and december 31, 2025, respectively
1,444
1,451
1,448
1,447
Surplus
2,837,845
2,848,952
2,846,581
2,848,977
Undivided profits
937,307
901,696
864,341
817,022
Accumulated other comprehensive loss
-294,737
-314,365
-293,130
-313,483
Total stockholders equity
3,481,859
3,437,734
3,419,240
3,353,963
Total liabilities and stockholders equity
24,776,816
24,692,783
24,540,877
24,208,162
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$18,062,369K (5.56%↑ Y/Y)Cash and noninterestbearing balances due...$377,602K (-5.14%↓ Y/Y)Interest bearingbalances due from banks...$211,882K (-14.00%↓ Y/Y)Net loans$17,824,142K (5.73%↑ Y/Y)Available-for-sale, (amortized costof 3,439,526 and...$3,077,181K (27.93%↑ Y/Y)Goodwill$1,320,799K (0.00%↑ Y/Y)Other assets$644,108K (21.90%↑ Y/Y)Cash and cashequivalents$589,484K (-8.53%↓ Y/Y)Premises and equipment$552,435K (-3.62%↓ Y/Y)Bank owned lifeinsurance$545,252K (1.82%↑ Y/Y)Interest receivable$103,016K (-14.47%↓ Y/Y)Other intangibleassets$78,228K (-13.67%↓ Y/Y)Mortgage loans held forsale$16,450K (-3.08%↓ Y/Y)Assets held in tradingaccounts$14,541K Foreclosed assets and otherreal estate owned$11,080K (25.99%↑ Y/Y)Interest bearingbalances due from banks -...$100K (0.00%↑ Y/Y)Allowance for creditlosses on loans$238,227K (-6.04%↓ Y/Y)Total assets$24,776,816K (-7.18%↓ Y/Y)Total liabilities andstockholders equity$24,776,816K (-7.18%↓ Y/Y)Total liabilities$21,294,957K (-7.99%↓ Y/Y)Total stockholdersequity$3,481,859K (-1.90%↓ Y/Y)Accumulated othercomprehensive loss-$294,737K (22.62%↑ Y/Y)Total deposits$19,728,110K (-9.61%↓ Y/Y)Other borrowings$941,256K (48.38%↑ Y/Y)Subordinated notes anddebentures$312,028K (-14.83%↓ Y/Y)Accrued interest andother liabilities$267,347K (-6.98%↓ Y/Y)Federal funds purchasedand securities sold...$46,216K (47.63%↑ Y/Y)Surplus$2,837,845K (12.69%↑ Y/Y)Undivided profits$937,307K (-33.55%↓ Y/Y)Common stock, class a,0.01 par value...$1,444K (14.60%↑ Y/Y)Interest bearingtransaction accounts and...$11,133,265K (-0.39%↓ Y/Y)Noninterest bearingtransaction accounts$4,350,474K (-2.64%↓ Y/Y)Time deposits$4,244,371K (-31.32%↓ Y/Y)

SIMMONS FIRST NATIONAL CORP (SFNC)

SIMMONS FIRST NATIONAL CORP (SFNC)