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Income Overview

Revenue
$1,323K
Net Income
$11,195K
Net Profit Margin
846.18%
EPS
$1.2
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Mortgage banking income
1,323
1,493
1,689
1,600
Service fees on deposit accounts
866
756
634
625
Atm and debit card income
651
588
638
601
Income from bank owned life insurance
457
446
450
439
Loss on sale of investment securities
-
-
-515
-
Other income
211
257
194
335
Total noninterest income
3,508
3,540
3,090
3,600
Loans
53,077
51,257
51,069
50,999
Investment securities
1,504
1,399
1,268
1,342
Federal funds sold and interest-bearing deposits with banks
3,550
1,955
2,193
2,645
Total interest income
58,131
54,611
54,530
54,986
Deposits
23,094
21,697
23,052
24,703
Borrowings
2,667
2,655
2,734
2,754
Total interest expense
25,761
24,352
25,786
27,457
Net interest income
32,370
30,259
28,744
27,529
Provision for credit losses
1,025
1,300
650
850
Net interest income after provision for credit losses
31,345
28,959
28,094
26,679
Compensation and benefits
12,252
11,980
10,529
11,299
Occupancy
2,551
2,490
2,465
2,447
Outside service and data processing
2,416
2,267
2,144
2,158
Insurance
858
892
994
961
Professional fees
782
675
732
605
Marketing
423
399
346
412
Other
1,111
1,312
1,206
1,064
Total noninterest expenses
20,393
20,015
18,416
18,946
Income before income tax expense
14,460
12,484
12,768
11,333
Income tax expense
3,265
2,597
2,911
2,671
Net income
11,195
9,887
9,857
8,662
Basic EPS
1.22
1.21
1.211
1.08
Diluted EPS
1.2
1.19
1.185
1.07
Basic Average Shares
9,184,699
8,163,412
8,137,094
8,030,944
Diluted Average Shares
9,318,515
8,292,852
8,317,094
8,080,459
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans$53,077K (8.34%↑ Y/Y)Federal funds sold andinterest-bearing deposits with...$3,550K (80.29%↑ Y/Y)Investment securities$1,504K (10.83%↑ Y/Y)Total interest income$58,131K (11.11%↑ Y/Y)Net interest income$32,370K (27.97%↑ Y/Y)Mortgage banking income$1,323K (-15.68%↓ Y/Y)Service fees on depositaccounts$866K (52.73%↑ Y/Y)Atm and debit cardincome$651K (11.09%↑ Y/Y)Income from bank ownedlife insurance$457K (10.65%↑ Y/Y)Other income$211K (6.03%↑ Y/Y)Total interestexpense$25,761K (-4.67%↓ Y/Y)Net interest incomeafter provision for...$31,345K (27.44%↑ Y/Y)Total noninterestincome$3,508K (5.22%↑ Y/Y)Provision for creditlosses$1,025K (46.43%↑ Y/Y)Deposits$23,094K (-4.96%↓ Y/Y)Borrowings$2,667K (-2.06%↓ Y/Y)Income before incometax expense$14,460K (68.28%↑ Y/Y)Total noninterestexpenses$20,393K (5.47%↑ Y/Y)Net income$11,195K (70.11%↑ Y/Y)Income tax expense$3,265K (62.28%↑ Y/Y)Compensation and benefits$12,252K (4.95%↑ Y/Y)Occupancy$2,551K (1.11%↑ Y/Y)Outside service and dataprocessing$2,416K (10.37%↑ Y/Y)Other$1,111K (7.45%↑ Y/Y)Insurance$858K (-5.71%↓ Y/Y)Professional fees$782K (28.41%↑ Y/Y)Marketing$423K (6.55%↑ Y/Y)

SOUTHERN FIRST BANCSHARES INC (SFST)

SOUTHERN FIRST BANCSHARES INC (SFST)