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Balance Sheets Overview

Debt to Asset Ratio
90.38%
Unit: Thousand (K) dollars
Assets Breakdown
    • Federal funds sold
    • Investment securities available ...
    • Property and equipment, net
    • Others
Liabilities Breakdown
    • Deposits
    • Retained earnings
    • Federal home loan bank advances ...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
30,102
32,723
27,821
24,600
Federal funds sold
259,049
228,235
183,473
178,534
Interest-bearing deposits with banks
72,483
81,818
58,289
79,769
Total cash and cash equivalents
361,634
342,776
269,583
282,903
Investment securities available for sale
144,388
124,224
127,730
131,040
Other investments
20,484
20,377
20,063
20,066
Total investment securities
164,872
144,601
147,793
151,106
Mortgage loans held for sale
8,594
13,723
11,569
6,906
Loans
4,030,255
3,942,219
3,845,124
3,789,021
Less allowance for credit losses
44,232
43,378
42,280
41,799
Loans, net
3,986,023
3,898,841
3,802,844
3,747,222
Bank owned life insurance
56,677
56,221
55,775
55,324
Property and equipment, net
88,006
88,580
83,465
84,586
Deferred income taxes, net
13,946
13,812
13,702
12,657
Other assets
20,419
19,848
18,763
17,885
Total assets
4,700,171
4,578,402
4,403,494
4,358,589
Noninterest bearing
-
-
732,287
-
Now accounts
-
-
423,270
-
Money market accounts
-
-
1,573,039
-
Savings
-
-
29,470
-
Time deposits
-
-
958,737
-
Deposits
3,935,452
3,873,455
3,716,803
3,676,417
Fhlb advances and related debt
-
-
-
240,000
Federal home loan bank advances and other borrowings
240,000
240,000
240,000
-
Subordinated debentures
13,403
24,903
24,903
24,903
Other liabilities
59,048
60,631
53,131
60,921
Total liabilities
4,247,903
4,198,989
4,034,837
4,002,241
Common stock, par value .01 per share, 20,000,000 shares authorized, 9,468,467 and 8,213,328 shares issued and outstanding at june 30, 2026 and december 31, 2025, respectively
95
82
82
82
Nonvested restricted stock
912
1,302
1,338
1,929
Additional paid-in capital
188,932
127,168
125,924
125,035
Accumulated other comprehensive loss
-8,372
-7,865
-7,454
-8,426
Retained earnings
272,525
261,330
251,443
241,586
Total shareholders equity
452,268
379,413
368,657
356,348
Total liabilities and shareholders equity
4,700,171
4,578,402
4,403,494
4,358,589
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$4,030,255K (7.56%↑ Y/Y)Federal funds sold$259,049K (43.25%↑ Y/Y)Interest-bearing deposits withbanks$72,483K (11.49%↑ Y/Y)Cash and due frombanks$30,102K (19.53%↑ Y/Y)Investment securitiesavailable for sale$144,388K (12.04%↑ Y/Y)Other investments$20,484K (2.90%↑ Y/Y)Loans, net$3,986,023K (7.57%↑ Y/Y)Total cash and cashequivalents$361,634K (33.43%↑ Y/Y)Total investmentsecurities$164,872K (10.82%↑ Y/Y)Property and equipment,net$88,006K (2.43%↑ Y/Y)Bank owned lifeinsurance$56,677K (3.26%↑ Y/Y)Other assets$20,419K (12.26%↑ Y/Y)Deferred income taxes,net$13,946K (7.52%↑ Y/Y)Mortgage loans held forsale$8,594K (-19.97%↓ Y/Y)Less allowance forcredit losses$44,232K (7.14%↑ Y/Y)Total assets$4,700,171K (9.10%↑ Y/Y)Total liabilities andshareholders equity$4,700,171K (9.10%↑ Y/Y)Total liabilities$4,247,903K (7.20%↑ Y/Y)Total shareholdersequity$452,268K (30.92%↑ Y/Y)Accumulated othercomprehensive loss-$8,372K (12.87%↑ Y/Y)Nonvested restrictedstock$912K (-67.12%↓ Y/Y)Deposits$3,935,452K (8.23%↑ Y/Y)Federal home loan bankadvances and other...$240,000K Other liabilities$59,048K (-3.79%↓ Y/Y)Subordinated debentures$13,403K (-46.18%↓ Y/Y)Retained earnings$272,525K (17.00%↑ Y/Y)Additional paid-in capital$188,932K (51.34%↑ Y/Y)Common stock, par value.01 per share,...$95K (15.85%↑ Y/Y)

SOUTHERN FIRST BANCSHARES INC (SFST)

SOUTHERN FIRST BANCSHARES INC (SFST)