SFST: the balance sheet

MyFinsight

For the year ending 2025-12-31, SFST has $4,403,494K in assets. $4,034,837K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	27,821
Federal funds sold	183,473
Interest-bearing deposits with banks	58,289
Total cash and cash equivalents	269,583
Investment securities available for sale	127,730
Other investments	20,063
Total investment securities	147,793
Mortgage loans held for sale	11,569
Loans	3,845,124
Less allowance for credit losses	42,280
Loans, net	3,802,844
Bank owned life insurance	55,775
Property and equipment, net	83,465
Deferred income taxes, net	13,702
Other assets	18,763
Total assets	4,403,494

Noninterest bearing	732,287
Now accounts	423,270
Money market accounts	1,573,039
Savings	29,470
Time deposits	958,737
Deposits	3,716,803
Federal home loan bank advances and other borrowings	240,000
Subordinated debentures	24,903
Other liabilities	53,131
Total liabilities	4,034,837
Common stock, par value .01 per share, 20,000,000 shares authorized, 8,213,328 and 8,164,872 shares issued and outstanding at december 31, 2025 and december 31, 2024, respectively	82
Nonvested restricted stock	1,338
Additional paid-in capital	125,924
Accumulated other comprehensive loss	-7,454
Retained earnings	251,443
Total shareholders equity	368,657
Total liabilities and shareholders equity	4,403,494

Unit: Thousand (K) dollars (except for numbers of shares and EPS).