For the quarter ending 2025-09-30, SFST has $4,358,589K in assets. $4,002,241K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 24,600 | 25,184 | ||
| Federal funds sold | 178,534 | 180,834 | ||
| Interest-bearing deposits with banks | 79,769 | 65,014 | ||
| Total cash and cash equivalents | 282,903 | 271,032 | ||
| Investment securities available for sale | 131,040 | 128,867 | ||
| Other investments | 20,066 | 19,906 | ||
| Total investment securities | 151,106 | 148,773 | ||
| Mortgage loans held for sale | 6,906 | 10,739 | ||
| Loans | 3,789,021 | 3,746,841 | ||
| Less allowance for credit losses | 41,799 | 41,285 | ||
| Loans, net | 3,747,222 | 3,705,556 | ||
| Bank owned life insurance | 55,324 | 54,886 | ||
| Property and equipment, net | 84,586 | 85,921 | ||
| Deferred income taxes, net | 12,657 | 12,971 | ||
| Other assets | 17,885 | 18,189 | ||
| Total assets | 4,358,589 | 4,308,067 | ||
| Deposits | 3,676,417 | 3,636,329 | ||
| Fhlb advances and related debt | 240,000 | 240,000 | ||
| Subordinated debentures | 24,903 | 24,903 | ||
| Other liabilities | 60,921 | 61,373 | ||
| Preferred stock, par value .01 per share, 10,000,000 shares authorized | - | 0 | ||
| Total liabilities | 4,002,241 | 3,962,605 | ||
| Common stock, par value .01 per share, 20,000,000 shares authorized, 8,189,177 shares issued and outstanding at september 30, 2025 20,000,000 shares authorized, 8,164,872 shares issued and outstanding at december 31, 2024 | 82 | 82 | ||
| Nonvested restricted stock | 1,929 | 2,774 | ||
| Additional paid-in capital | 125,035 | 124,839 | ||
| Accumulated other comprehensive loss | -8,426 | -9,609 | ||
| Retained earnings | 241,586 | 232,924 | ||
| Total shareholders equity | 356,348 | 345,462 | ||
| Total liabilities and shareholders equity | 4,358,589 | 4,308,067 | ||
SOUTHERN FIRST BANCSHARES INC (SFST)
SOUTHERN FIRST BANCSHARES INC (SFST)