For the quarter ending 2026-03-31, SFST has $4,578,402K in assets. $4,198,989K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 32,723 | 27,821 | 24,600 | 25,184 |
| Federal funds sold | 228,235 | 183,473 | 178,534 | 180,834 |
| Interest-bearing deposits with banks | 81,818 | 58,289 | 79,769 | 65,014 |
| Total cash and cash equivalents | 342,776 | 269,583 | 282,903 | 271,032 |
| Investment securities available for sale | 124,224 | 127,730 | 131,040 | 128,867 |
| Other investments | 20,377 | 20,063 | 20,066 | 19,906 |
| Total investment securities | 144,601 | 147,793 | 151,106 | 148,773 |
| Mortgage loans held for sale | 13,723 | 11,569 | 6,906 | 10,739 |
| Loans | 3,942,219 | 3,845,124 | 3,789,021 | 3,746,841 |
| Less allowance for credit losses | 43,378 | 42,280 | 41,799 | 41,285 |
| Loans, net | 3,898,841 | 3,802,844 | 3,747,222 | 3,705,556 |
| Bank owned life insurance | 56,221 | 55,775 | 55,324 | 54,886 |
| Property and equipment, net | 88,580 | 83,465 | 84,586 | 85,921 |
| Deferred income taxes, net | 13,812 | 13,702 | 12,657 | 12,971 |
| Other assets | 19,848 | 18,763 | 17,885 | 18,189 |
| Total assets | 4,578,402 | 4,403,494 | 4,358,589 | 4,308,067 |
| Noninterest bearing | - | 732,287 | - | - |
| Now accounts | - | 423,270 | - | - |
| Money market accounts | - | 1,573,039 | - | - |
| Savings | - | 29,470 | - | - |
| Time deposits | - | 958,737 | - | - |
| Deposits | 3,873,455 | 3,716,803 | 3,676,417 | 3,636,329 |
| Fhlb advances and related debt | - | - | 240,000 | 240,000 |
| Federal home loan bank advances and other borrowings | 240,000 | 240,000 | - | - |
| Subordinated debentures | 24,903 | 24,903 | 24,903 | 24,903 |
| Other liabilities | 60,631 | 53,131 | 60,921 | 61,373 |
| Preferred stock, par value .01 per share, 10,000,000 shares authorized | - | - | - | 0 |
| Total liabilities | 4,198,989 | 4,034,837 | 4,002,241 | 3,962,605 |
| Common stock, par value .01 per share, 20,000,000 shares authorized, 8,247,665 and 8,213,328 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively | 82 | 82 | 82 | 82 |
| Nonvested restricted stock | 1,302 | 1,338 | 1,929 | 2,774 |
| Additional paid-in capital | 127,168 | 125,924 | 125,035 | 124,839 |
| Accumulated other comprehensive loss | -7,865 | -7,454 | -8,426 | -9,609 |
| Retained earnings | 261,330 | 251,443 | 241,586 | 232,924 |
| Total shareholders equity | 379,413 | 368,657 | 356,348 | 345,462 |
| Total liabilities and shareholders equity | 4,578,402 | 4,403,494 | 4,358,589 | 4,308,067 |
SOUTHERN FIRST BANCSHARES INC (SFST)
SOUTHERN FIRST BANCSHARES INC (SFST)