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For the year ending 2025-12-31, SHBI has $6,258,818K in assets. $5,668,945K in debts. $355,566K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
90.58%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Held to maturity, net of allowan...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Money market and savings
    • Noninterest-bearing
    • Time deposits
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
50,164
Interest-bearing deposits with other banks
305,402
Cash and cash equivalents
355,566
Fair value
25,331
Mortgage-backed securities-Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises
195,027
Available for sale, at fair value (amortized cost of 226,677 and 159,593 at december31, 2025 and december31, 2024, respectively)
220,358
Held to maturity, net of allowance for credit losses of 99 and 203 (fair value of 378,116 and 424,734 at december31, 2025 and december31, 2024, respectively)
414,827
Equity securities, at fair value
6,186
Restricted securities, at cost
17,989
Loans held for sale, at fair value
32,540
Loans held for investment
4,900,302
Less allowance for credit losses
58,836
Loans, net
4,841,466
Premises and equipment, net
80,168
Goodwill
63,266
Other intangible assets, net
29,722
Right-of-use assets
10,523
Cash surrender value on life insurance
105,839
Accrued interest receivable
18,551
Deferred income taxes
29,825
Other assets
31,992
Total assets
6,258,818
Noninterest-bearing
1,587,953
Interest-bearing checking
852,585
Money market and savings
1,814,928
Time deposits
1,267,487
Brokered deposits
10,911
Total deposits
5,533,864
Fhlb advances
0
Guaranteed preferred beneficial interest in junior subordinated debentures (trups), net
30,168
Subordinated debt, net
58,893
Total borrowings
89,061
Lease liabilities
11,027
Other liabilities
34,993
Total liabilities
5,668,945
Common stock, 0.01 par value per share shares authorized 50,000,000 shares issued and outstanding 33,413,503 and 33,332,177 at december31, 2025 and december31, 2024, respectively
334
Additional paid-in capital
360,554
Retained earnings
233,578
Accumulated other comprehensive loss
-4,593
Total stockholders equity
589,873
Total liabilities and stockholders equity
6,258,818
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held forinvestment$4,900,302K Interest-bearing deposits withother banks$305,402K Cash and due frombanks$50,164K Mortgage-backedsecurities-Mortgage Backed...$195,027K Fair value$25,331K Loans, net$4,841,466K Held to maturity, netof allowance for...$414,827K Cash and cashequivalents$355,566K Available for sale, at fairvalue (amortized cost...$220,358K Cash surrender valueon life insurance$105,839K Premises and equipment,net$80,168K Goodwill$63,266K Loans held for sale, atfair value$32,540K Other assets$31,992K Deferred income taxes$29,825K Other intangibleassets, net$29,722K Accrued interestreceivable$18,551K Restricted securities, atcost$17,989K Right-of-use assets$10,523K Equity securities, atfair value$6,186K Less allowance forcredit losses$58,836K Total assets$6,258,818K Total liabilities andstockholders equity$6,258,818K Total liabilities$5,668,945K Total stockholdersequity$589,873K Accumulated othercomprehensive loss-$4,593K Total deposits$5,533,864K Total borrowings$89,061K Other liabilities$34,993K Lease liabilities$11,027K Additional paid-in capital$360,554K Retained earnings$233,578K Common stock, 0.01 parvalue per share shares...$334K Money market andsavings$1,814,928K Noninterest-bearing$1,587,953K Time deposits$1,267,487K Interest-bearing checking$852,585K Brokered deposits$10,911K Subordinated debt, net$58,893K Guaranteed preferredbeneficial interest in...$30,168K

SHORE BANCSHARES INC (SHBI)

SHORE BANCSHARES INC (SHBI)