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Income Overview

Net Income

$18,865K

EPS

$0.56

Unit: Thousand (K) dollars

Income Statement

2026-06-30

2026-03-31

2025-12-31

2025-09-30

Interest on loans

70,456

70,814

69,667*

70,930

Interest and dividends on taxable investment securities

5,387

5,114

4,828*

5,036

Interest and dividends on tax-exempt investment securities

6

6*

6

Interest on federal funds sold

-

0*

-

Interest on deposits with other banks

1,600

2,458

4,818*

1,215

Total interest income

77,449

78,392

79,318*

77,187

Interest on deposits

22,943

24,264

28,439*

26,474

Interest on short-term borrowings

16

0

222*

640

Interest on long-term borrowings

1,571

1,573

2,141*

1,418

Total interest expense

24,530

25,837

30,801*

28,532

Net interest income

52,919

52,555

48,517*

48,655

Provision for credit losses

896

85

1,595*

2,992

Net interest income after provision for credit losses

52,023

52,470

46,922*

45,663

Service charges on deposit accounts

1,651

1,596

1,618*

1,599

Trust and investment fee income

1,103

1,137

945*

898

Mortgage banking revenue

1,554

1,450

3,526*

1,278

Interchange credits

1,960

1,698

1,616*

1,858

Bank-owned life insurance income

-

978*

-

Bargain purchase gain

-

0*

-

Other noninterest income

2,562

1,363

-1,522*

2,068

Total noninterest income

8,830

7,244

7,160*

7,701

Salaries and employee benefits

18,462

19,639

17,015*

18,642

Occupancy expense

2,495

2,567

2,560*

2,406

Furniture and equipment expense

966

855

802*

892

Software and data processing

5,335

5,140

4,901*

5,155

Directors fees

-

318

Amortization of other intangible assets

1,975

1,980

2,123*

2,039

Legal and professional fees

1,355

1,605

1,743*

989

Fdic insurance premium expense

968

995

1,028*

794

Marketing and advertising

275

311

330*

-

Fraud losses

147

111

268*

45

Merger-related expenses

-

0*

-

Other noninterest expense

3,690

3,853

4,083*

3,099

Total noninterest expense

35,668

37,056

34,852*

34,379

Income before income taxes

25,185

22,658

19,230*

18,985

Income tax expense

6,320

5,570

4,506*

4,637

Net income

18,865

17,088

14,724

14,348

Basic EPS

0.56

0.51

0.441

0.43

Diluted EPS

0.56

0.51

0.441

0.43

Basic Average Shares

33,451,484

33,428,444

33,384,895

33,419,291

Diluted Average Shares

33,478,698

33,447,767

33,397,590

33,435,862

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income

$18,865K

EPS

$0.56

Unit: Thousand (K) dollars

Income Statement

2026-06-30

2026-03-31

2025-12-31

2025-09-30

Interest on loans

70,456

70,814

69,667*

70,930

Interest and dividends on taxable investment securities

5,387

5,114

4,828*

5,036

Interest and dividends on tax-exempt investment securities

6

6*

6

Interest on federal funds sold

-

0*

-

Interest on deposits with other banks

1,600

2,458

4,818*

1,215

Total interest income

77,449

78,392

79,318*

77,187

Interest on deposits

22,943

24,264

28,439*

26,474

Interest on short-term borrowings

16

0

222*

640

Interest on long-term borrowings

1,571

1,573

2,141*

1,418

Total interest expense

24,530

25,837

30,801*

28,532

Net interest income

52,919

52,555

48,517*

48,655

Provision for credit losses

896

85

1,595*

2,992

Net interest income after provision for credit losses

52,023

52,470

46,922*

45,663

Service charges on deposit accounts

1,651

1,596

1,618*

1,599

Trust and investment fee income

1,103

1,137

945*

898

Mortgage banking revenue

1,554

1,450

3,526*

1,278

Interchange credits

1,960

1,698

1,616*

1,858

Bank-owned life insurance income

-

978*

-

Bargain purchase gain

-

0*

-

Other noninterest income

2,562

1,363

-1,522*

2,068

Total noninterest income

8,830

7,244

7,160*

7,701

Salaries and employee benefits

18,462

19,639

17,015*

18,642

Occupancy expense

2,495

2,567

2,560*

2,406

Furniture and equipment expense

966

855

802*

892

Software and data processing

5,335

5,140

4,901*

5,155

Directors fees

-

318

Amortization of other intangible assets

1,975

1,980

2,123*

2,039

Legal and professional fees

1,355

1,605

1,743*

989

Fdic insurance premium expense

968

995

1,028*

794

Marketing and advertising

275

311

330*

-

Fraud losses

147

111

268*

45

Merger-related expenses

-

0*

-

Other noninterest expense

3,690

3,853

4,083*

3,099

Total noninterest expense

35,668

37,056

34,852*

34,379

Income before income taxes

25,185

22,658

19,230*

18,985

Income tax expense

6,320

5,570

4,506*

4,637

Net income

18,865

17,088

14,724

14,348

Basic EPS

0.56

0.51

0.441

0.43

Diluted EPS

0.56

0.51

0.441

0.43

Basic Average Shares

33,451,484

33,428,444

33,384,895

33,419,291

Diluted Average Shares

33,478,698

33,447,767

33,397,590

33,435,862

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

SHORE BANCSHARES INC (SHBI)