| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 |
|---|---|---|---|
| Provision (benefit) for credit losses | - | 0 | 0 |
| Net (loss) income | -1,578,406 | -1,757,914 | -827,199 |
| Depreciation and amortization expense | 3,155 | 2,518 | 1,441 |
| Stock compensation expense | 1,379,880 | 783,762 | 750,027 |
| Non-cash interest on issuance of convertible notes | 137,500 | - | - |
| Income tax (benefit)/expense | - | 0 | - |
| Operating lease | -4,150 | -2,172 | - |
| Amortization of deferred origination fees | - | 0 | 0 |
| Gain on extinguishment of debt | 3,336,213 | - | - |
| Right-to-use asset (net) | - | - | 892 |
| Other non-cash issuance costs | -800,000 | - | - |
| Net deferred indemnified loan origination fees | - | 0 | 0 |
| Shares issued in settlement of a legal dispute | 200,000 | - | - |
| Income tax benefit | - | - | 0 |
| Change in the fair value of deferred consideration | 79,475 | 120,040 | 161,000 |
| Change in fair value of warrant | -596,823 | -1,254,240 | -1,116,082 |
| Accounts receivable trade | -88,376 | -83,674 | -43,813 |
| Security deposit | - | - | -236 |
| Accounts receivable related party | -302,880 | -385,168 | -333,947 |
| Prepaid expenses | -524,571 | -317,545 | -101,005 |
| Accrued interest receivable | -16,319 | -14,214 | -13,418 |
| Other assets | 206,256 | 286,672 | 0 |
| Other current liabilities | -34,351 | -58,370 | 17,016 |
| Accounts payable | 628,609 | 486,818 | 126,924 |
| Accounts payable related party | 101,458 | 89,309 | 82,220 |
| Accrued expenses | -697,326 | -480,811 | -535,902 |
| Amortization of marketing costs settled with common stock | - | - | -50,000 |
| Contract liabilities | -3,123 | -18,127 | -19,230 |
| Net cash (used in) provided by operating activities | -2,353,375 | -1,815,338 | -1,140,730 |
| Proceeds from loan repayments and sales | 392,186 | 6,545 | 3,245 |
| Net cash provided by investing activities | 392,186 | 6,545 | 3,245 |
| Net share settlement for stock compensation expense | 12,771 | 12,771 | - |
| Proceeds from convertible debt | 550,000 | - | - |
| Proceeds from issuance of series b convertible preferred stock and series b warrants | 216,800 | - | - |
| Repayment of senior secured promissory note | 255,765 | 255,765 | 255,765 |
| Net cash provided by (used in) financing activities | 498,264 | -268,536 | -255,765 |
| Net increase (decrease) in cash, cash equivalents | -1,462,925 | -2,077,329 | -1,393,250 |
| Cash and cash equivalents at beginning of period | 2,324,647 | - | - |
| Cash and cash equivalents at end of period | 861,722 | - | - |
SHF Holdings, Inc. (SHFS)
SHF Holdings, Inc. (SHFS)