SHOP: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30	2025-03-31
Net income for the period	488	224	-682
Amortization and depreciation	24	16	8
Stock-based compensation	334	227	114
Impairment of right-of-use assets and leasehold improvements	13	10	-
Provision for transaction and loan losses	189	87	43
Deferred income tax (recovery) expense	36	31	129
Revenue related to non-cash consideration	37	25	13
Unrealized loss on embedded derivative	29	-	-
Net loss (gain) on equity and other investments	-401	-339	-1,021
Net loss on equity method investment	-68	-47	-23
Unrealized foreign exchange loss (gain)	54	58	12
Changes in operating assets and liabilities	111	41	6
Net cash provided by operating activities	1,308	795	367
Purchases of property and equipment	16	10	4
Purchases of marketable securities	4,642	3,182	1,718
Maturities of marketable securities	4,751	2,795	1,331
Purchases and originations of loans	2,745	1,749	805
Repayments and sales of loans	2,253	1,404	637
Purchases of equity and other investments	83	75	4
Acquisition of business, net of cash acquired	56	56	56
Other	-2	-2	-
Net cash provided by (used in) investing activities	-536	-871	-619
Proceeds from the exercise of stock options	127	103	59
Net cash provided by financing activities	127	103	59
Effect of foreign exchange on cash, cash equivalents and restricted cash	17	17	4
Net increase (decrease) in cash, cash equivalents and restricted cash	916	44	-189
Cash and cash equivalents at beginning of period	1,498	1,498	1,498
Cash and cash equivalents at end of period	2,414	1,542	1,309

Unit: Million (M) dollars (except for numbers of shares and EPS)

SHOP: the cashflow