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SOUTHERN MISSOURI BANCORP, INC. (SMBC)
SOUTHERN MISSOURI BANCORP, INC. (SMBC)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Change in Cash
-$41,023K
Free Cash flow
$28,542K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Proceeds from federal home loan ...
Net (decrease) increase in certi...
Net income
Others
Negative Cash Flow Breakdown
Net increase in loans
Repayments of federal home loan ...
Purchases of available-for-sale ...
Others
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Page 1
Quarterly
123
Page 1
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
17,760
18,150
15,650
58,578
Depreciation
1,619
1,646
1,642
6,482
Loss (gain) on disposal of fixed assets
-
-
-
-73
Stock option and stock grant expense
-1,064
-106
-136
-1,667
Loss (gain) on sale/write-down of foreclosed property
-63
1
-15
56
Amortization of intangible assets
710
807
857
3,540
Accretion of purchase accounting adjustments
338
628
858
3,924
Increase in cash surrender value of bank owned life insurance (boli)
677
552
548
2,084
(gain) loss realized on sale of afs securities
-
-
-
48
Provision for credit losses
2,080
1,680
4,500
6,523
Net amortization of premiums and discounts on securities
180
216
220
1,511
Originations of loans held for sale
8,913
7,117
5,998
22,206
Proceeds from sales of loans held for sale
9,377
6,290
6,327
23,209
Gain on sales of loans held for sale
-226
-167
-175
-751
Gain on sale of investment tax credit
305
-
-
-
Accrued interest receivable
-4,510
2,012
4,573
2,192
Prepaid expenses and other assets
-217
-732
70
-6,682
Accounts payable and other liabilities
4,579
3,673
-2,412
6,217
Deferred income taxes
-102
-101
-879
-40
Accrued interest payable
-2,444
-1,242
1,148
1,318
Net cash provided by operating activities
28,998
21,250
16,300
81,557
Net increase in loans
96,239
34,895
94,448
254,933
Net change in interest-bearing deposits
-
-
1
248
Proceeds from maturities of available for sale securities
17,416
20,742
18,036
68,622
Proceeds from sales of available for sale securities
-
-
-
72
Purchases of federal home loan bank stock
1,758
108
113
-
Net (purchases) redemptions of federal home loan bank stock
-
-
-
648
Redemptions of federal home loan bank stock
1,450
49
127
-
Purchases of federal reserve bank of st. louis stock
3
4
3
50
Purchases of available-for-sale securities
11,939
11,982
6,969
92,288
Purchases of long-term investments and other assets
0
0
150
612
Redemptions of long-term investments and other assets
0
0
432
-
Purchases of premises and equipment
456
1,097
901
6,263
Investments in state & federal tax credits
2,526
1,431
-
3,270
Proceeds from sale of foreclosed assets
56
426
82
4,010
Proceeds from sale of investment tax credits
315
-
-
-
Proceeds from boli claim
317
-
-
-
Net cash used in investing activities
-93,367
-28,301
-83,906
-285,112
Net increase in demand deposits and savings accounts
10,861
45,611
37,970
25,152
Net (decrease) increase in certificates of deposits
21,742
-17,750
-38,832
313,188
Net increase in securities sold under agreements to repurchase
0
0
5,000
5,602
Proceeds from federal home loan bank advances
33,900
0
1,300
260,000
Repayments of federal home loan bank advances
30,914
13
3,314
258,054
Exercise of stock options
316
-
-
-
Purchases of treasury stock
9,782
8,057
446
-
Dividends paid on common stock
2,777
2,790
2,820
10,378
Net cash provided by financing activities
23,346
17,001
-1,142
335,510
(decrease) increase in cash and cash equivalents
-41,023
9,950
-68,748
131,955
Cash and cash equivalents at beginning of period
124,111
124,111
192,859
-
Cash and cash equivalents at end of period
93,038
134,061
124,111
-
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Net income
$17,760K
Proceeds from sales of
loans held for sale
$9,377K
Accounts payable and
other liabilities
$4,579K
Proceeds from federal
home loan bank...
$33,900K
Accrued interest
receivable
-$4,510K
Provision for credit
losses
$2,080K
Depreciation
$1,619K
Stock option and stock
grant expense
-$1,064K
Amortization of intangible
assets
$710K
Prepaid expenses and
other assets
-$217K
Deferred income taxes
-$102K
Loss (gain) on
sale/write-down of foreclosed...
-$63K
Net (decrease)
increase in certificates...
$21,742K
Net increase in
demand deposits and...
$10,861K
Exercise of stock options
$316K
Net cash provided by
operating activities
$28,998K
Net cash provided by
financing activities
$23,346K
Canceled cashflow
$13,083K
Canceled cashflow
$43,473K
(decrease) increase in cash
and cash...
-$41,023K
Canceled cashflow
$52,344K
Proceeds from maturities
of available for...
$17,416K
Redemptions of federal home
loan bank stock
$1,450K
Proceeds from boli claim
$317K
Proceeds from sale of
investment tax credits
$315K
Proceeds from sale of
foreclosed assets
$56K
Originations of loans held for
sale
$8,913K
Accrued interest
payable
-$2,444K
Increase in cash
surrender value of bank...
$677K
Accretion of purchase
accounting adjustments
$338K
Gain on sale of
investment tax credit
$305K
Gain on sales of loans
held for sale
-$226K
Net amortization of
premiums and discounts on...
$180K
Repayments of federal home
loan bank advances
$30,914K
Purchases of treasury
stock
$9,782K
Dividends paid on common
stock
$2,777K
Net cash used in
investing activities
-$93,367K
Canceled cashflow
$19,554K
Net increase in
loans
$96,239K
Purchases of
available-for-sale securities
$11,939K
Investments in state &
federal tax credits
$2,526K
Purchases of federal home
loan bank stock
$1,758K
Purchases of premises and
equipment
$456K
Purchases of federal
reserve bank of st. louis...
$3K
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