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10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
SOUTHERN MISSOURI BANCORP, INC. (SMBC)
SOUTHERN MISSOURI BANCORP, INC. (SMBC)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
|
Compare
Cash Flow Overview
Change in Cash
-$101,893K
Free Cash flow
$76,564K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Proceeds from federal home loan ...
Net increase in certificates of ...
Proceeds from maturities of avai...
Others
Negative Cash Flow Breakdown
Repayments of federal home loan ...
Net increase in loans
Purchases of available-for-sale ...
Others
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Page 1
Annual
123
Page 1
Cash Flow
2026-06-30
2025-06-30
Net income
71,839
58,578
Depreciation
6,509
6,482
Loss (gain) on disposal of fixed assets
-
-73
Stock option and stock grant expense
-1,790
-1,667
Loss (gain) on sale/write-down of foreclosed property
-77
56
Amortization of intangible assets
3,076
3,540
Accretion of purchase accounting adjustments
2,200
3,924
Increase in cash surrender value of bank owned life insurance (boli)
2,571
2,084
(gain) loss realized on sale of afs securities
-
48
Provision for credit losses
11,454
6,523
Net amortization of premiums and discounts on securities
778
1,511
Originations of loans held for sale
32,098
22,206
Proceeds from sales of loans held for sale
31,646
23,209
Gain on sales of loans held for sale
-904
-751
Gain on sale of investment tax credit
305
-
Accrued interest receivable
850
2,192
Prepaid expenses and other assets
6,209
-6,682
Accounts payable and other liabilities
3,748
6,217
Deferred income taxes
1,297
-40
Accrued interest payable
-2,404
1,318
Net cash provided by operating activities
80,523
81,557
Net increase in loans
303,952
254,933
Net change in interest-bearing deposits
249
248
Proceeds from maturities of available-for-sale securities
73,249
68,622
Proceeds from sales of available for sale securities
-
72
Purchases of federal home loan bank stock
17,127
-
Net (purchases) redemptions of federal home loan bank stock
-
648
Redemptions of federal home loan bank stock
15,558
-
Purchases of federal reserve bank of st. louis stock
42
50
Purchases of available-for-sale securities
60,344
92,288
Purchases of long-term investments and other assets
375
612
Redemptions of long-term investments and other assets
432
-
Purchases of premises and equipment
3,959
6,263
Investments in state & federal tax credits
10,207
3,270
Proceeds from sale of foreclosed assets
1,485
4,010
Proceeds from sale of investment tax credits
315
-
Proceeds from boli claim
1,150
-
Net cash used in investing activities
-303,568
-285,112
Net increase (decrease) in demand deposits and savings accounts
34,983
25,152
Net increase in certificates of deposits
91,573
313,188
Net increase in securities sold under agreements to repurchase
5,000
5,602
Proceeds from federal home loan bank advances
394,300
260,000
Repayments of federal home loan bank advances
367,955
258,054
Repayments of long-term debt
7,500
-
Exercise of stock options
460
-
Purchases of treasury stock
18,577
-
Dividends paid on common stock
11,132
10,378
Net cash provided by financing activities
121,152
335,510
(decrease) increase in cash and cash equivalents
-101,893
131,955
Cash and cash equivalents at beginning of period
192,859
-
Cash and cash equivalents at end of period
90,966
-
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS).
Page 1
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Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
SMBC Cash Flow Sankey Diagram
Sankey diagram visualizing SMBC cash flow for the period
Proceeds from federal
home loan bank...
$394,300K
(51.65%↑ Y/Y)
Net income
$71,839K
(22.64%↑ Y/Y)
Proceeds from sales of
loans held for sale
$31,646K
(36.35%↑ Y/Y)
Net increase in
certificates of deposits
$91,573K
(-70.76%↓ Y/Y)
Net increase
(decrease) in demand...
$34,983K
(39.09%↑ Y/Y)
Net increase in
securities sold under...
$5,000K
(-10.75%↓ Y/Y)
Exercise of stock options
$460K
Provision for credit
losses
$11,454K
(75.59%↑ Y/Y)
Depreciation
$6,509K
(0.42%↑ Y/Y)
Accounts payable and
other liabilities
$3,748K
(-39.71%↓ Y/Y)
Amortization of intangible
assets
$3,076K
(-13.11%↓ Y/Y)
Stock option and stock
grant expense
-$1,790K
(-7.38%↓ Y/Y)
Loss (gain) on
sale/write-down of foreclosed...
-$77K
(-237.50%↓ Y/Y)
Net cash provided by
financing activities
$121,152K
(-63.89%↓ Y/Y)
Net cash provided by
operating activities
$80,523K
(-1.27%↓ Y/Y)
Canceled cashflow
$405,164K
Canceled cashflow
$49,616K
(decrease) increase in cash
and cash...
-$101,893K
(-177.22%↓ Y/Y)
Canceled cashflow
$201,675K
Proceeds from maturities
of...
$73,249K
(6.74%↑ Y/Y)
Redemptions of federal home
loan bank stock
$15,558K
Proceeds from sale of
foreclosed assets
$1,485K
(-62.97%↓ Y/Y)
Proceeds from boli claim
$1,150K
Redemptions of long-term
investments and other assets
$432K
Proceeds from sale of
investment tax credits
$315K
Net change in
interest-bearing deposits
$249K
(0.40%↑ Y/Y)
Repayments of federal home
loan bank advances
$367,955K
(42.59%↑ Y/Y)
Purchases of treasury
stock
$18,577K
Dividends paid on common
stock
$11,132K
(7.27%↑ Y/Y)
Repayments of long-term
debt
$7,500K
Originations of loans held for
sale
$32,098K
(44.55%↑ Y/Y)
Prepaid expenses and
other assets
$6,209K
(192.92%↑ Y/Y)
Increase in cash
surrender value of bank...
$2,571K
(23.37%↑ Y/Y)
Accrued interest
payable
-$2,404K
(-282.40%↓ Y/Y)
Accretion of purchase
accounting adjustments
$2,200K
(-43.93%↓ Y/Y)
Deferred income taxes
$1,297K
(3342.50%↑ Y/Y)
Gain on sales of loans
held for sale
-$904K
(-20.37%↓ Y/Y)
Accrued interest
receivable
$850K
(-61.22%↓ Y/Y)
Net amortization of
premiums and discounts on...
$778K
(-48.51%↓ Y/Y)
Gain on sale of
investment tax credit
$305K
Net cash used in
investing activities
-$303,568K
(-6.47%↓ Y/Y)
Canceled cashflow
$92,438K
Net increase in
loans
$303,952K
(19.23%↑ Y/Y)
Purchases of
available-for-sale securities
$60,344K
(-34.61%↓ Y/Y)
Purchases of federal home
loan bank stock
$17,127K
Investments in state &
federal tax credits
$10,207K
(212.14%↑ Y/Y)
Purchases of premises and
equipment
$3,959K
(-36.79%↓ Y/Y)
Purchases of long-term
investments and other assets
$375K
(-38.73%↓ Y/Y)
Purchases of federal
reserve bank of st. louis...
$42K
(-16.00%↓ Y/Y)
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