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Income Overview

Net Income
$17,761K
EPS
$1.6
Unit: Thousand (K) dollars
Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Loans
65,398
65,975
66,460
62,712*
Investment securities
1,195
1,265
1,305
1,452*
Mortgage-backed securities
3,707
3,933
4,151
4,142*
Other interest-earning assets
659
1,059
1,114
1,036*
Total interest income
70,959
72,232
73,030
69,342*
Deposits
26,172
27,699
28,940
28,943*
Securities sold under agreements to repurchase
200
204
200
192*
Advances from fhlb
1,070
1,080
1,081
1,146*
Subordinated debt
362
379
391
407*
Total interest expense
27,804
29,362
30,612
30,687*
Net interest income
43,155
42,870
42,418
38,655*
Provision for credit losses
2,080
1,680
4,500
1,631*
Net interest income after provision for credit losses
41,075
41,190
37,918
37,024*
Deposit account charges and related fees
2,331
2,429
2,365
2,156*
Bank card interchange income
1,592
1,614
1,530
1,495*
Loan servicing fees
245
250
263
227*
Other loan fees
27
164
194
942*
Net realized gains on sale of loans
226
167
175
188*
Net realized gains (losses) on sale of afs securities
-
-
-
12*
Earnings on bank owned life insurance
677
552
548
521*
Insurance brokerage commissions
353
345
319
324*
Wealth management fees
944
936
851
825*
Other income
695
319
328
306*
Total noninterest income
7,090
6,776
6,573
6,996*
Compensation and benefits
14,054
13,651
13,065
13,940*
Occupancy and equipment, net
4,040
3,834
3,788
3,722*
Data processing expense
2,770
2,666
2,513
2,332*
Telecommunications expense
308
309
347
356*
Deposit insurance premiums
495
600
620
584*
Legal and professional fees
521
478
1,075
899*
Advertising
553
538
614
518*
Postage and office supplies
373
333
300
319*
Intangibles amortization
709
808
857
885*
Foreclosed property expenses/losses
108
31
58
26*
Other operating expense
2,292
2,022
1,814
1,943*
Total noninterest expense
26,223
25,270
25,051
25,521*
Income before income taxes
21,942
22,696
19,440
18,499
Total income taxes
4,181
4,546
3,790
3,854
Net income
17,761
18,150
15,650
14,645
Basic EPS
1.6
1.62
1.39
1.304
Diluted EPS
1.6
1.62
1.38
1.295*
Basic Average Shares
11,040,896
11,153,362
11,246,743
11,234,703
Diluted Average Shares
11,074,820
11,178,778
11,271,909
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans$65,398K Mortgage-backed securities$3,707K Investment securities$1,195K Otherinterest-earning assets$659K Total interest income$70,959K Net interest income$43,155K Deposit account chargesand related fees$2,331K Bank cardinterchange income$1,592K Wealth management fees$944K Other income$695K Earnings on bank ownedlife insurance$677K Insurance brokeragecommissions$353K Loan servicing fees$245K Net realized gainson sale of loans$226K Other loan fees$27K Total interestexpense$27,804K Net interest incomeafter provision for...$41,075K Total noninterestincome$7,090K Provision for creditlosses$2,080K Deposits$26,172K Advances from fhlb$1,070K Subordinated debt$362K Securities sold underagreements to repurchase$200K Income before incometaxes$21,942K Total noninterestexpense$26,223K Net income$17,761K Total income taxes$4,181K Compensation and benefits$14,054K Occupancy and equipment,net$4,040K Data processingexpense$2,770K Other operatingexpense$2,292K Intangibles amortization$709K Advertising$553K Legal andprofessional fees$521K Deposit insurancepremiums$495K Postage and officesupplies$373K Telecommunications expense$308K Foreclosed propertyexpenses/losses$108K

SOUTHERN MISSOURI BANCORP, INC. (SMBC)

SOUTHERN MISSOURI BANCORP, INC. (SMBC)