smbc: the income statement

MyFinsight

SOUTHERN MISSOURI BANCORP, INC. (SMBC)

For the year ending 2025-06-30, SMBC made $305,349K in revenue. $58,578K in net income. Net profit margin of 19.18%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Deferred	694
Current	14,722
Total income taxes	15,416
Other income	1,225
Wealth management fees	3,300
Bank card interchange income	5,981
Net realized gains on sale of loans	751
Net realized gains (losses) on sale of afs securities	48
Insurance brokerage commissions	1,294
Earnings on bank owned life insurance	2,084
Other loan fees	3,767
Loan servicing fees	909
Deposit account charges and related fees	8,625
Total noninterest income	27,984
Postage and office supplies	1,274
Legal and professional fees	3,595
Other operating expense	7,770
Occupancy and equipment, net	14,887
Data processing expense	9,327
Deposit insurance premiums	2,335
Compensation and benefits	55,758
Telecommunications expense	1,423
Intangibles amortization	3,540
Advertising	2,070
Foreclosed property expenses/losses	104
Total noninterest expense	102,083
Provision for credit losses (note 3)	6,523
Subordinated debt	1,628
Securities sold under agreements to repurchase	766
Advances from fhlb	4,582
Deposits	115,773
Total interest expense	122,749
Other interest-earning assets	4,144
Investment securities	5,808
Mortgage-backed securities	16,567
Loans	250,846
Total interest income	277,365
Net interest income	154,616
Net interest income after provision for credit losses	148,093
Income before income taxes	73,994
Net income	58,578

Earnings per share, basic	5.19
Earnings per share, diluted	5.18
Weighted average number of shares outstanding, basic	11,234,703

Unit: Thousand (K) dollars (except for numbers of shares and EPS)