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10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
Income Statement
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Cash Flow
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Balance Sheet
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Ratios
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Compare
Income Overview
Net Income
$71,839K
EPS
$6.43
Unit: Thousand (K) dollars
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Page 1
Annual
123
Page 1
Income Statement
2026-06-30
2025-06-30
Loans
265,208
250,846
Investment securities
4,962
5,808
Mortgage-backed securities
15,554
16,567
Other interest-earning assets
3,262
4,144
Total interest income
288,986
277,365
Deposits
109,209
115,773
Securities sold under agreements to repurchase
806
766
Advances from fhlb
4,665
4,582
Subordinated debt
1,457
1,628
Total interest expense
116,137
122,749
Net interest income
172,849
154,616
Provision for credit losses (note 3)
11,454
6,523
Net interest income after provision for credit losses
161,395
148,093
Deposit account charges and related fees
9,481
8,625
Bank card interchange income
6,480
5,981
Loan servicing fees
1,005
909
Other loan fees
464
3,767
Net realized gains on sale of loans
904
751
Net realized gains (losses) on sale of afs securities
-
48
Earnings on bank owned life insurance
2,571
2,084
Insurance brokerage commissions
1,431
1,294
Wealth management fees
3,773
3,300
Other income
1,688
1,225
Total noninterest income
27,797
27,984
Compensation and benefits
54,899
55,758
Occupancy and equipment, net
15,448
14,887
Data processing expense
10,600
9,327
Telecommunications expense
1,252
1,423
Deposit insurance premiums
2,195
2,335
Legal and professional fees
2,707
3,595
Advertising
2,285
2,070
Postage and office supplies
1,369
1,274
Intangibles amortization
3,076
3,540
Foreclosed property expenses, net
240
104
Other operating expense
8,017
7,770
Total noninterest expense
102,088
102,083
Income before income taxes
87,104
73,994
Current
16,562
14,722
Deferred
-1,297
694
Total income taxes
15,265
15,416
Net income
71,839
58,578
Basic EPS
6.44
5.19
Diluted EPS
6.43
5.18
Basic Average Shares
11,101,806
11,234,703
Diluted Average Shares
11,131,040
-
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS).
Page 1
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Time Plot
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Income Statement
SMBC Income Statement Sankey Diagram
Sankey diagram visualizing SMBC income statement for the period
Loans
$265,208K
(5.73%↑ Y/Y)
Mortgage-backed securities
$15,554K
(-6.11%↓ Y/Y)
Investment securities
$4,962K
(-14.57%↓ Y/Y)
Other
interest-earning assets
$3,262K
(-21.28%↓ Y/Y)
Total interest income
$288,986K
(4.19%↑ Y/Y)
Net interest income
$172,849K
(11.79%↑ Y/Y)
Deposit account charges
and related fees
$9,481K
(9.92%↑ Y/Y)
Bank card
interchange income
$6,480K
(8.34%↑ Y/Y)
Wealth management fees
$3,773K
(14.33%↑ Y/Y)
Earnings on bank owned
life insurance
$2,571K
(23.37%↑ Y/Y)
Other income
$1,688K
(37.80%↑ Y/Y)
Insurance brokerage
commissions
$1,431K
(10.59%↑ Y/Y)
Loan servicing fees
$1,005K
(10.56%↑ Y/Y)
Net realized gains
on sale of loans
$904K
(20.37%↑ Y/Y)
Other loan fees
$464K
(-87.68%↓ Y/Y)
Total interest
expense
$116,137K
(-5.39%↓ Y/Y)
Net interest income
after provision for...
$161,395K
(8.98%↑ Y/Y)
Total noninterest
income
$27,797K
(-0.67%↓ Y/Y)
Provision for credit
losses (note 3)
$11,454K
(75.59%↑ Y/Y)
Deposits
$109,209K
(-5.67%↓ Y/Y)
Advances from fhlb
$4,665K
(1.81%↑ Y/Y)
Subordinated debt
$1,457K
(-10.50%↓ Y/Y)
Securities sold under
agreements to repurchase
$806K
(5.22%↑ Y/Y)
Income before income
taxes
$87,104K
(17.72%↑ Y/Y)
Total noninterest
expense
$102,088K
(0.00%↑ Y/Y)
Net income
$71,839K
(22.64%↑ Y/Y)
Total income taxes
$15,265K
(-0.98%↓ Y/Y)
Deferred
-$1,297K
(-286.89%↓ Y/Y)
Compensation and benefits
$54,899K
(-1.54%↓ Y/Y)
Occupancy and equipment,
net
$15,448K
(3.77%↑ Y/Y)
Data processing
expense
$10,600K
(13.65%↑ Y/Y)
Other operating
expense
$8,017K
(3.18%↑ Y/Y)
Intangibles amortization
$3,076K
(-13.11%↓ Y/Y)
Legal and
professional fees
$2,707K
(-24.70%↓ Y/Y)
Advertising
$2,285K
(10.39%↑ Y/Y)
Deposit insurance
premiums
$2,195K
(-6.00%↓ Y/Y)
Postage and office
supplies
$1,369K
(7.46%↑ Y/Y)
Telecommunications expense
$1,252K
(-12.02%↓ Y/Y)
Foreclosed property
expenses, net
$240K
(130.77%↑ Y/Y)
Current
$16,562K
(12.50%↑ Y/Y)
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SOUTHERN MISSOURI BANCORP, INC. (SMBC)
SOUTHERN MISSOURI BANCORP, INC. (SMBC)