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Balance Sheets Overview

Debt to Asset Ratio
73.08%
Unit: Dollar
Assets Breakdown
    • Fixed maturity securities, avail...
    • Mortgage loans held for investme...
    • Real estate held for investment ...
    • Others
Liabilities Breakdown
    • Future policy benefits and unpai...
    • Retained earnings
    • Policyholder account balances
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Fixed maturity securities, available for sale, at estimated fair value (amortized cost of 371,602,158 and 382,401,293 for 2026 and 2025, respectively net of allowance for credit losses of 675,997 and 579,450 for 2026 and 2025, respectively)
367,565,925 382,777,918 389,193,589 390,441,720
Equity securities at estimated fair value (cost of 12,477,275 and 12,206,559 for 2026 and 2025, respectively)
18,346,314 18,050,062 17,691,024 16,556,531
Mortgage loans held for investment (net of allowance for credit losses of 2,553,360 and 2,588,918 for 2026 and 2025, respectively)
305,268,440 322,435,385 329,164,691 324,403,996
Real estate held for investment (net of accumulated depreciation of 38,595,436 and 37,159,212 for 2026 and 2025, respectively)
234,345,333 214,897,130 216,563,881 213,045,016
Real estate held for sale
6,388,376 6,424,027 1,619,403 3,093,040
Other investments and policy loans (net of allowance for credit losses of 1,518,047 and 1,676,468 for 2026 and 2025, respectively)
83,502,066 85,223,293 83,124,030 85,691,489
Accrued investment income
9,596,277 9,054,645 9,746,368 9,659,711
Total investments
1,025,012,731 1,038,862,460 1,047,102,986 1,042,891,503
Cash and cash equivalents
150,120,283 102,256,828 100,396,059 79,317,770
Loans held for sale at estimated fair value
137,607,689 155,968,266 159,460,525 165,876,119
Receivables (net of allowance for credit losses of 1,523,072 and 1,428,672 for 2026 and 2025, respectively)
16,202,589 15,611,074 15,098,066 15,468,678
Restricted assets (including 16,832,910 and 16,106,168 for 2026 and 2025 respectively, at estimated fair value)
29,953,633 28,805,946 31,673,039 29,461,821
Cemetery perpetual care trust investments (including 6,787,546 and 6,575,744 for 2026 and 2025, respectively, at estimated fair value)
10,026,606 9,871,947 9,685,678 9,282,641
Receivable from reinsurers
13,460,840 13,655,373 13,721,510 13,743,832
Cemetery land and improvements
11,333,039 11,299,283 11,160,991 10,494,356
Mortgage servicing rights, net
2,460,261 2,528,459 2,616,372 2,714,310
Property and equipment, gross
NaN 32,993,203 NaN NaN
Less accumulated depreciation
NaN 14,781,486 NaN NaN
Property and equipment, net
17,890,401 18,211,717 18,746,096 18,653,288
Deferred policy and pre-need contract acquisition costs
137,601,837 135,978,803 122,311,900 123,153,276
Value of business acquired
6,995,363 7,109,186 6,587,339 6,965,527
Goodwill
5,253,783 5,253,783 5,253,783 5,253,783
Other
16,864,886 16,431,479 19,171,747 20,701,203
Total assets
1,580,783,941 1,561,844,604 1,562,986,091 1,543,978,107
Future policy benefits and unpaid claims
790,945,507 799,706,946 965,878,450 959,492,863
Policyholder account balances
138,842,575 140,605,750 NaN NaN
Unearned premium reserve
1,777,365 1,824,796 1,863,566 1,912,897
Bank and other loans payable
108,760,032 98,387,919 123,096,234 122,931,941
Deferred pre-need funeral home and cemetery contract revenues
23,487,532 22,991,603 22,234,892 21,589,242
Cemetery perpetual care obligation
5,998,538 5,918,776 5,838,879 5,788,630
Accounts payable
4,070,711 4,150,119 5,536,098 6,232,317
Other liabilities and accrued expenses
51,291,373 51,969,405 57,177,453 55,982,263
Income taxes
30,094,798 25,920,562 15,978,661 15,293,236
Common stock, value-Common Class B
NaN NaN NaN 0
Total liabilities
1,155,268,431 1,151,475,876 1,197,604,233 1,189,223,389
Preferred stock - non-voting - 1.00 par value 5,000,000 shares authorized none issued or outstanding
NaN NaN NaN 0
Common stock value-Common Class A
44,865,526 44,857,250 44,790,490 44,783,274
Common stock value-Common Class C
7,174,474 7,174,474 7,174,474 7,175,228
Additional paid-in capital
90,395,465 89,867,763 89,438,415 89,068,179
Accumulated other comprehensive gain, net of taxes
36,836,062 28,762,123 826,844 -1,830,143
Retained earnings
255,796,901 248,795,475 232,857,565 225,043,793
Treasury stock at cost - 1,137,578 class a shares and 104,604 class c shares as of march 31, 2026 and 1,095,964 class a shares and 104,604 class c shares as of december 31, 2025
9,552,918 9,088,357 9,705,930 9,485,613
Total stockholders equity
425,515,510 410,368,728 365,381,858 354,754,718
Total liabilities and stockholders equity
1,580,783,941 1,561,844,604 1,562,986,091 1,543,978,107
Unit: Dollar. Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Fixed maturitysecurities, available for...$367,565,925 Mortgage loans held forinvestment (net of...$305,268,440 Real estate held forinvestment (net of...$234,345,333 Other investments andpolicy loans (net of...$83,502,066 Equity securities atestimated fair value (cost...$18,346,314 Accrued investmentincome$9,596,277 Real estate held forsale$6,388,376 Total investments$1,025,012,731 Cash and cashequivalents$150,120,283 Loans held for sale atestimated fair value$137,607,689 Deferred policy andpre-need contract...$137,601,837 Restricted assets(including 16,832,910 and...$29,953,633 Property and equipment,net$17,890,401 Other$16,864,886 Receivables (net ofallowance for credit...$16,202,589 Receivable from reinsurers$13,460,840 Cemetery land andimprovements$11,333,039 Cemetery perpetual caretrust investments...$10,026,606 Value of businessacquired$6,995,363 Goodwill$5,253,783 Mortgage servicingrights, net$2,460,261 Total assets$1,580,783,941 Total liabilities andstockholders equity$1,580,783,941 Total liabilities$1,155,268,431 Total stockholdersequity$425,515,510 Treasury stock at cost -1,137,578 class a shares...$9,552,918 Future policy benefitsand unpaid claims$790,945,507 Policyholder accountbalances$138,842,575 Bank and other loanspayable$108,760,032 Other liabilities andaccrued expenses$51,291,373 Income taxes$30,094,798 Deferred pre-needfuneral home and...$23,487,532 Cemetery perpetual careobligation$5,998,538 Accounts payable$4,070,711 Unearned premium reserve$1,777,365 Retained earnings$255,796,901 Additional paid-in capital$90,395,465 Common stockvalue-Common Class A$44,865,526 Accumulated othercomprehensive gain, net of...$36,836,062 Common stockvalue-Common Class C$7,174,474

SECURITY NATIONAL FINANCIAL CORP (SNFCA)

SECURITY NATIONAL FINANCIAL CORP (SNFCA)